Don Sowa's MoneyTalk

By Cumulus ProvidenceBusiness

Don Sowa's MoneyTalk episodes

June 12, 2024 MoneyTalk 6/10/2024
See omnystudio.com/listener for privacy information.
43 min
June 05, 2024 Retirement Planning for Business Owners
Small business owners often think of the company that they are growing as their ultimate retirement plan, only to discover too late that they’ve underestimated their future financial needs. Donna discusses retirement plan options for the self employed, and the importance of prioritizing yourself as you focus on building your business. Also on MoneyTalk, the challenges of aging alone, and re-entering the workforce after retirement.

Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 6/3/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!
See omnystudio.com/listener for privacy information.
42 min
May 30, 2024 Repurposing Your 529 Funds
You might think that with the high cost of education today, having too much college savings would be the least of your concerns. But there are many circumstances in which 529 balances remain unused, particularly today when more and more children are opting to forgo college for alternate paths. Donna and Nathan discuss new options for unused 529 savings made available through the SECURED Act 2.0. Also on MoneyTalk, positive trends in retirement account participation, and Stock Trivia: Two Truths and a Lie.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 5/28/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!
See omnystudio.com/listener for privacy information.
43 min
May 28, 2024 Retirement Planning Moves
Some approach retirement planning as a set -it-and-forget-it process, while others take an overly tactical approach, but a strategic retirement plan is a delicate balance of patience and prudent rebalancing. Donna and Nathan discuss some examples of calculated retirement planning moves intended to keep you on track for meeting your financial goals. Also on MoneyTalk, values-based retirement lifestyle planning, and Stock Trivia: Two Truths and a Lie.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 5/23/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!
See omnystudio.com/listener for privacy information.
43 min
May 23, 2024 Weighing Your Risks
Investing and risk go together like peas and carrots, and one of the jobs of your advisor is to weigh these risks against one another to develop a strategy that fits your particular investment profile. Donna discusses the process of weighing sequence of returns risk against the risk of market exposure. Also on MoneyTalk, Stock Trivia: Two Truths and a Lie.

Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 5/21/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!
See omnystudio.com/listener for privacy information.
42 min
May 23, 2024 Fighting Hunger Right Here at Home
On the MoneyTalk show or mission has long been to serve the community by promoting financial education, but we also like to acknowledge the organizations out there serving the health and welfare of our community directly every day. Nathan invites to the show Meghan Grady, Executive Director of Meals On Wheels of RI, to discuss the important work being done by their organization to improve the lives of those who need it most. Also on MoneyTalk, judging tail risk hedging strategies.

Host: Nathan Beauvais, CFP®, CIMA®; Guest: Meghan Grady; Air Date: 5/17/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!
See omnystudio.com/listener for privacy information.
42 min
May 21, 2024 Social Security Claiming Strategies
For nearly 9 decades, Social Security has been a critical part of the US retirement system, but like most entitlement programs, its inherent complexity requires thoughtful planning if you hope to use it to its full advantage. Donna takes us through Social Security planning strategies for those approaching eligibility age. Also on MoneyTalk, SECURE Act 2.0 changes to RMD age, inherited IRA distributions, stepped-up cost basis for trusts, and Roth conversions.

Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 5/20/2024.

Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!
See omnystudio.com/listener for privacy information.
43 min
May 20, 2024 An Open Letter to Millennials
As we age, it’s only natural to look to the next generation with hopes that they won’t make the same mistakes that we did. Donna and Nathan reflect on the lessons we can impart on millennials as they struggle to pave their way through the challenges of today’s world. Also on MoneyTalk, how investors are attempting to navigate the choppy international waters, and Stock Trivia: Two Truths and a Lie.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 5/16/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!
See omnystudio.com/listener for privacy information.
43 min
May 16, 2024 The Memes Strike Again
Just when you thought the stock market was feeling normal again, the meme stock craze has been resurrected with names like GameStop, AMC, and Beyond Meat capturing the favor of recreational investors looking to, once again, game the system. Donna and Nathan discuss the dynamics of this newest wave of social media driven investing, and whether we should even be paying attention. Also on MoneyTalk, being a homebuyer in today’s punishing real estate market, and Stock Trivia: Two Truths and a Lie.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 5/14/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!
See omnystudio.com/listener for privacy information.
43 min
May 15, 2024 Can AI Help You Make Better Financial Decisions?
The jury is out on whether AI will replace certain professional careers, such as that of your financial advisor, but in its current state AI does have the power to enhance your financial planning if you know how to use it. Donna puts one of the top large language models to the test to see how they fair when faced with some of the common questions investors pose to their advisors. Also on MoneyTalk, what is the best way to withdraw money from your retirement portfolio?

Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 5/13/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!
See omnystudio.com/listener for privacy information.
43 min