Don Sowa's MoneyTalk

By Cumulus ProvidenceBusiness

Don Sowa's MoneyTalk episodes

October 19, 2022 Social Security Gets Another Booster
Social security cost of living adjustment (COLA) will be nearly 9% next year to offset inflation, which will be the largest increase in 41 years. Donna and Nathan explain what that increase looks like in real dollars, offers some year end planning tips, and discusses how understanding the credit reporting agencies' formula can help you more efficiently improve your score.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais EA, CFP®; Air Date: 10/18/2022
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44 min
October 14, 2022 The Markets vs. Human Nature
Daniel Kahneman’s iconic book, “Thinking Fast and Slow”, introduced the idea of behavioral finance, a revolutionary school of thought that shed light on the biases that drive irrational investment decision making. Donna and Nathan dig into these biases and and explain how they contribute to the market inefficiency that we experience today.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais EA, CFP®; Air Date: 10/13/2022
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44 min
October 14, 2022 Life Insurance, Who Needs It?
Life insurance is most affordable when we need it the least, which is why so many people end up underinsured. Steve and Nathan discuss who does and doesnt need life insurance, the benefits of umbrella insurance, and our MoneyTalk Moment in Financial History looks back on the energy crisis of 1979.

Hosts: Steven Beauvais & Nathan Beauvais EA, CFP®; Air Date: 10/13/2022
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44 min
October 12, 2022 Staying Cyber Vigilant
Cybersecurity awareness is more important than ever, and no matter how good your firewall or antivirus protection may be, our general complacency as users leaves us vulnerable. Donna and Nathan cover some of the most common and effective cyber threats prevailing today, and how to reduce your odds of becoming the next victim.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais EA, CFP®; Air Date: 10/11/2022
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44 min
October 11, 2022 Best of MoneyTalk
Nathan recaps the week in the markets as employment numbers beat expectations, stoking fears that the fed will continue efforts to slow the economy with further rate hikes. And our Best of MoneyTalk features: things you should know about bear markets, challenges in retiring early, and the basics of Estate planning. Host: Nathan Beauvais EA, CFP®; Air Date: 10/7/2022
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44 min
October 11, 2022 What Not To Do In a Bear Market
When asset prices are down, the inclination for some may be to stop the bleeding by selling out of a position that’s lost value and replacing it with a more conservative holding. Steve and Nathan explain why this is a losing strategy, and offer some guidance for those looking for options in the fixed income markets. Also, our MoneyTalk Moment in Financial History covers the 1979 oil crisis.

Hosts: Steven Beauvais & Nathan Beauvais EA, CFP®; Air Date: 10/5/2022
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43 min
October 06, 2022 How To Choose Your Advisor
Finding the right financial advisor for you is not as easy as it should be, especially because the title financial advisor does not carry a requirement for specific licensing or certification, making them hard to compare. Donna and Nathan discuss the various factors that should go into your decision on choosing an advisor, questions to ask during the vetting process, and how to compare fee structures.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais EA, CFP®; Air Date: 10/4/2022
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44 min
October 05, 2022 It’s Financial Planning Month!
October is financial planning month, so this month we encourage listeners to focus on building new habits to improve their financial wellbeing. Donna discusses typical reasons why people start taking their financial planning seriously, covers questions you should be able to answer about your personal finances, and highlights some important facts you should know about flood insurance in light of recent extreme weather.

Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 10/3/2022
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44 min
October 03, 2022 Best of MoneyTalk
Nathan delivers a bleak update on the state of the markets as the S&P reaches a new low for this bear market, followed by some Best of MoneyTalk segments, including: social security planning, and financial scam red flags to watch for.

Host: Nathan Beauvais EA, CFP®; Air Date: 9/30/2022
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44 min
October 03, 2022 What Makes a Bear Market
We’ve all experienced bear markets, but you are probably more familiar with the pain they can bring than with the technical conditions that define them. Donna and Nathan explain what makes a Bear market, take us through some of the more memorable bear markets in our history, and serve up some stock trivia.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais EA, CFP®; Air Date: 9/29/2022
See omnystudio.com/listener for privacy information.
43 min