Don Sowa's MoneyTalk

By Cumulus ProvidenceBusiness

Don Sowa's MoneyTalk episodes

September 15, 2022 Actions to Take in Down Markets
2022 has tested the resolve of investors, with market rallies frail enough to crumble under nothing more than a bad earnings report. Steve and Nathan offer some options for investors looking to take action in the midst of a bear market. Also, our MoneyTalk Moment in Financial History revisited the story of our nation’s most successful entitlement program, social security. Hosts: Steven Beauvais & Nathan Beauvais EA, CFP®; Air Date: 9/14/2022
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43 min
September 14, 2022 Retirement Planning for the Self Employed
The pandemic brought about the greatest influx of new 1099 contractors and small businesses in modern history, but with that independence comes new challenges, particularly when it comes to saving for retirement. Donna and Nathan discuss retirement planning options for the self employed, and some of the unique rules and benefits around SEP IRAs, SIMPLE IRAs and Solo 401Ks. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais EA, CFP®; Air Date: 9/13/2022
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43 min
September 13, 2022 Tax Benefits of Home Ownership
Home ownership has become an early benchmark of status and independence in our society, but the advantages of owning a home go well beyond perception or investment potential, particularly come tax time. Donna discusses the tax benefits of home ownership, good and bad options for funding your down payment, and what retirees say are some of the best decisions they made leading up to retirement. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 9/12/2022
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44 min
September 12, 2022 A Guide to Holistic Financial Planning
The financial planning process is less about investing, and more about figuring out what retirement means to you and aligning your goals and resources to make it a reality. Steve and Nathan talk about how the financial planning process works, the importance of using conservative projections, and some key focus areas that boost the impact of your plan. Hosts: Steven Beauvais & Nathan Beauvais EA, CFP®; Air Date: 9/9/2022
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43 min
September 09, 2022 Making Sense of Social Security
Social Security effects nearly all Americans, so the complexity and uncertainty that has developed around the program have made it a common point of anxiety for many nearing retirement. Donna and Nathan take us through the mechanics and politics of the social security system, and focus attention on the aspects of the program that effect your retirement plan the most. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais EA, CFP®; Air Date: 9/8/2022
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36 min
September 08, 2022 Securities Incognito
As if the investment universe isn’t complicated enough, there are some financial securities out there with labels that don’t accurately reflect the product. Steve and Nathan discuss some of these misleading product descriptions and what they actually are. Also, our MoneyTalk Moment in Financial History covers the advent and subsequent growth of emerging markets investing. Hosts: Steven Beauvais & Nathan Beauvais EA, CFP®; Air Date: 9/7/2022
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44 min
September 07, 2022 Retirement Savings 101
There are many different hurdles that can make it difficult to save for retirement. Donna and Nathan offer some simple rules for getting your retirement savings on track, such as making a commitment to starting today, automating your contributions, and making even small investments over time rather than waiting until you feel financially ready. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais EA, CFP®; Air Date: 9/6/2022
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44 min
September 06, 2022 Measuring Risk
Risk is sometimes thought of as how much money you can lose, but investment risk is as much about upside volatility as it is about downside. Nathan discusses various measures of investment risk and how to apply them to your portfolio, tells the story of Warren Buffett’s competition to prove the superiority of active over passive investing, and provides context to the efficient markets hypothesis. Host: Nathan Beauvais EA, CFP®; Air Date: 9/2/2022
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43 min
September 02, 2022 State of the Markets
Donna and Nathan discuss the potential for further Fed rates hikes, the cooling housing market, and take a listener question on the validity of the 4% rule for various retirement scenarios. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais EA, CFP®; Air Date: 9/1/2022
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44 min
September 01, 2022 Do I Need a Trust?
A trust can be a useful tool for protecting your assets and ensuring that your intentions for those assets are honored. Steve and Nathan discuss the types of trusts and some arguments for and against having one for your estate. Also, our MoneyTalk Moment in Financial History covers the infamous namesake of the Ponzi scheme, Charles Ponzie. Hosts: Steven Beauvais & Nathan Beauvais EA, CFP®; Air Date: 8/31/2022
See omnystudio.com/listener for privacy information.
44 min