Don Sowa's MoneyTalk

By Cumulus ProvidenceBusiness

Don Sowa's MoneyTalk episodes

March 29, 2022 Is There Ever a Bad Time to Contribute?
Confirmation bias is when you favor thinking that confirms your existing beliefs. The idea that we could need millions of dollars to make it through retirement may lead one to believe that they should contribute to their retirement account as generously and frequently as possible. Nathan challenges that thinking, offering scenarios where continuing those contributions may not be in your best interest. Host: Nathan Beauvais, EA, CFP®
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31 min
March 25, 2022 The Painful Fight Against Inflation
Average 30 year fixed mortgage rates have gone up nearly 1.5% since one year ago; in other words, a $300,000 mortgage taken today would cost $80,000 more over the life of the loan than it would have just one year ago. Steve and Nathan discuss why this trend is a necessary burden for our economy to combat inflation. Hosts: Steven Beauvais & Nathan Beauvais, EA, CFP®
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32 min
March 24, 2022 Farewell to Low Mortgage Rates
Mortgage rates are rising faster than anticipated as the market adjusts to this inflationary environment, and home sales forecasts have been declining steadily with the expectation that fewer individuals will be able to afford to buy. Donna discusses how higher rates disproportionately effect first time home buyers, and what it may mean for real estate prices going forward. Host: Donna Sowa Allard, CFP®, AIF®
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31 min
March 23, 2022 Conservative Investors Seek Shelter
The fixed income portion of your portfolio is meant to be a safe haven from equity market volatility, but so far this year the bond market has been hit just as hard, leaving investors with few low risk options. Donna and Nathan discuss the forces behind the bond market slump, and where things may go from here. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, EA, CFP®
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31 min
March 21, 2022 A Fed Rate Hike
The Federal Reserve authorized 1/4 of a point hike in the fed funds rate as a measure to help quell inflation. Donna and Nathan talk how this is expected to effect consumer rates, housing prices and the economy as a whole. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, EA, CFP®
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40 min
March 18, 2022 The Last Energy Crisis
As markets respond to the reality of a new energy crisis, our team turns the clock back to a time when spiking energy prices led to a 48% decline on the S&P over 21 months. On this edition of our MoneyTalk Moment in Financial History, Steve and Nathan take us through the factors that contributed to the Energy Crisis of 1973, and the brutal bear market that followed. Hosts: Steven Beauvais & Nathan Beauvais, EA, CFP®
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33 min
March 16, 2022 Value of Irrevocable Trusts
Estate planning is about using tools to protect your future interests and minimize your tax burden, and one such tool is the trust. Donna talks through the mechanics and uses of irrevocable trusts, and covers other frequently asked listener questions including the Inherited IRA 10-Year Rule. Host: Donna Sowa Allard, CFP®, AIF®
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31 min
March 15, 2022 Making Your Contribution
IRA contribution limits change regularly, and getting the most out of your investment requires an understanding of the current rules and available options. Donna talks about the importance of making your IRA contributions, when it makes the most sense to contribute, and the different tax considerations involved. Host: Donna Sowa Allard, CFP®, AIF®
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40 min
March 14, 2022 Tax Season is Upon Us
Its that exciting time again when we look back on our year on paper and settle up with the tax authorities. Donna speaks with CPA and owner of EHG LLC, Erica Guatieri, about the tax filing issues of the year, from the Child Tax Credit to Economic Stimulus payments and much more. Hosts: Donna Sowa Allard, CFP®, AIF® & Erica Guatieri, CPA, MST
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32 min
March 11, 2022 The Great Russian Exodus
From Apple and Netflix to Visa and Mastercard, some of the world·s biggest names in business are pulling out of Russia. Donna and Nathan ask how much pain investors in different regions of the world should expect as the Russian economy crumbles. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, EA, CFP®
See omnystudio.com/listener for privacy information.
32 min