Don Sowa's MoneyTalk

By Cumulus ProvidenceBusiness

Don Sowa's MoneyTalk episodes

February 16, 2022 Dodging Inflation
With inflation looming over 7% some investors are turning to market sectors that are historically sheltered from traditional inflationary pressures. Don and Donna Grace discuss some of these inflation protected investments and whether they are performing consistent with expectations in this rising price environment. Hosts: Donald Sowa, CFP®, AIF® & Donna Sowa Allard, CFP®, AIF®
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31 min
February 15, 2022 Preparing for Longevity
When you consider that you could be retired for as many years as you spent working, it should come as no surprise that a growing percentage of individuals feel unconfident in their ability to retire on time. Don discusses some of the issues weighing on investors today and how we can better prepare for continued independence in retirement. Host: Donald Sowa, CFP®, AIF®
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32 min
February 14, 2022 Getting the Most from Your RMD
As diligent as you may be in saving for retirement, at age 72 the government will make you start withdrawing that money. But what should you do if you find yourself in a position where you don't need the extra income? Donna and Nathan discuss some options for those individuals who are looking for a productive use for their RMD. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, EA, CFP®
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33 min
February 11, 2022 Seeking Alternatives
With bonds continuing to slide and equities experiencing painfully low valuations, some investors are turning to alternatives to gain some separation from the volatility of the markets. Steve and Nathan explore the world of alternative investments, how they differ from traditional securities and how they can be used in a diversified portfolio. Hosts: Steven Beauvais & Nathan Beauvais, EA, CFP®
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32 min
February 10, 2022 The Bucket Strategy
Retirement planning is about focusing your resources and behaviors to efficiently support your short, mid and long-term goals. Don and Donna Grace respond to a listener question about one method of creating a diversified income portfolio called a bucket strategy, explaining the pros and cons of this approach to retirement income planning. Hosts: Donald Sowa, CFP®, AIF® & Donna Sowa Allard, CFP®, AIF®
See omnystudio.com/listener for privacy information.
32 min
February 09, 2022 Sharing is Wearing
The shift from single to joint household can be a challenge for newlyweds at any stage in life, but there are many important financial and legal considerations that, if disregarded, can present unnecessary hardship for couples. Donna and Nathan talk about different approaches for managing a joint household, and the reasons why the transition from ·mine· to ·ours· can be such a psychological hurdle. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, EA, CFP®
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31 min
February 08, 2022 Riding the Market Cycles
We know that over time the markets can recover from nearly any conditions, but this knowledge offers little solace to those feeling the pain of the present volatility. Nathan reviews some of the drawdowns of the recent decades, the catalysts for those market moves and what they tell us about the current investment climate. Host: Nathan Beauvais, EA, CFP®
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32 min
February 07, 2022 When to Convert to a Roth IRA
The Roth IRA can be an attractive vehicle for minimizing your investment tax liability down the road, but converting pretax assets over to a Roth is a taxable event, and therefore only benefits you under certain circumstances. Nathan discusses the factors to account for when considering a Roth conversion, and the scenarios in which it makes the most sense for investors. Host: Nathan Beauvais, EA, CFP®
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32 min
February 04, 2022 Your Pre-Retirement Checklist
If you are in your late 50s/early 60s you are in a critical planning stage where establishing your goals involves careful calculation and a keen understanding of your options. Nathan takes us through a planning checklist for those individuals approaching their last big financial transition. Host: Nathan Beauvais, EA, CFP®
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33 min
January 28, 2022 Welcome to Correction Territory
This past week the markets have entered correction territory having dropped nearly 10% off its highs, but is this cause for concern or is it just another day in the markets? Steve and Nathan offer some context on the subject of market corrections and whether its too early to be sounding the alarm bells. Hosts: Steven Beauvais & Nathan Beauvais, EA, CFP®
See omnystudio.com/listener for privacy information.
31 min