South African Bonds are still in high demand, which is good news in what has been a tough economic month for the country. Banks have taken a 40% knock and projections are not much better, as the ripple effect of Covid-19 is now truly starting to shake all sectors of the economy to its core. Gold and tech companies seem to have shown a bullish nature, even in these challenging times. Could this be the time to renegotiate your lease with your landlord if you are a retailer occupying space in malls? The inevitable cash crunch - which was expected - is now starting to rear its ugly head. Russia and Saudi Arabia continue their stand-off over oil... not even a pandemic has brought a moratorium between these juggernaughts who are both rich in ‘black gold’.