Getting into debt is easy, but you can avoid debt just as easily with sinking funds.  A sinking fund let’s you save money so you can experience financial freedom, keep your budgets intact stay (or become) debt free. In this sinking funds video, we’ll break down this personal finance tool, drop hints on some sinking funds categories and help you understand how to use sinking funds to avoid debt and go on vacation… or whatever you want to do with your money!

Ready to start budgeting so you can set up your sinking funds? Let’s get to it! Download my step-by-step Beginner Budget Checklist today at https://www.tianabclewis.com/beginnerbudget 

Get more tips and strategies on creating a stellar budget here: https://www.tianabclewis.com/learn-to-budget

Real estate investing is a popular way of building wealth and vacation homes provide steady passive income for many! But what happens when income from your short term rental property slows down? Today, Tiana B. Clewis has a case study of a vacation rental property owner who could use with some financial advice, because their money management has left them in a total financial bind!

Get  more insights to help you profit in business so you don’t become a cautionary tale of your own: https://www.tianabclewis.com/profit-in-business

“I want to start a business!” Great, but should you? Too many women entrepreneurs ignore the warning signs that your small business will be a failed business… and that those signs exist even before you start a business! From the wrong business products and services to issues with marriage and business, here are 5 red flags that scream “You should not start that business.”

Made it through the list of warning signs without having to shelve your business idea? Awesome! Still need help getting it going with profit at the top of mind? Let’s chat one-on-one in your free Rapid Strategy Consult: https://www.tianabclewis.com/bookings-checkout/rapid-strategy-consult/book

Get more tips and strategies for launching a profitable business that you absolutely adore: https://www.tianabclewis.com/launch-business

Need to make more money to pay off debt, buy a house or hit any goal on your financial hit list? Great…until you start asking “How much money should I make?” You can earn more money to try to balance your budget, but if you can’t answer the question “What salary do I need?” you’re setting yourself up for budgeting failure. Instead, lets calculate how much money you really need to be earning to pay off debt and gain financial independence.

Download my favorite debt snowball calculator to uncover how to : https://www.vertex42.com/Calculators/debt-reduction-calculator.html

Ever tried to budget and felt like you didn’t know what the heck you were doing? Let’s make budgeting easy! Download my step-by-step Beginner Budget Checklist today at https://www.tianabclewis.com/beginnerbudget 

Get more tips and strategies on creating a stellar budget here: https://www.tianabclewis.com/learn-to-budget

Ever tried to save money by creating a monthly budget only to see that instead of being able to save money fast, you were barely making progress? It’s not that you don’t know how to budget money or that your zero based budget has failed. If you don’t do a monthly budget check, your finances will continue to struggle. Discover how to save money faster by doing a monthly budget check in that will change you from budgeting for beginners to paying off debt and saving money!

Ever tried to budget and felt like you didn’t know what the heck you were doing? Let’s make budgeting easy! Download my step-by-step Beginner Budget Checklist today at https://www.tianabclewis.com/beginnerbudget 

Get more tips and strategies on creating a stellar budget here: https://www.tianabclewis.com/learn-to-budget

Choosing a new career or choosing a new business can be hard with so much career advice and business ideas out there. When my clients ask how to find the right career, I help them through a career transition with 5 simple steps because finding a career you love or uncovering how to choose the right business doesn’t have to be complicated. Take it from a financial lifestyle coach who loves her career!

#changeyourcareer #changeyourbusiness #tianabclewis

Does recent events have you asking how to get out of debt? When debt is holding your paycheck hostage, using the best ways to pay off debt is key to success. Should you use the debt snowball or debt avalanche method? Many personal finance advisor says debt avalanche, but this financial lifestyle coach is proving that the debt snowball method really is king!

ON YOUTUBE: https://youtu.be/VFv3bplobjI 

Today, we used the Debt Reduction Calculator from Vertex42 to compare these debt payoff methods: https://www.vertex42.com/Calculators/debt-reduction-calculator.html

Want a chance to win a $50 Amazon gift card? Just answer 10 questions that will help me service women entrepreneurs just you like as you step out of the coronavirus craziness into America 2.0. We’ll raffle the gift card live on my YouTube channel on Wed., May 20th at 1:00pm CST: https://www.tianabclewis.com/research

Get more tips and strategies on creating a stellar budget here: https://www.tianabclewis.com/learn-to-budget

#debtsnowball #debtavalanche # howtopayoffdebt

With the country shut down for the coronavirus pandemic and leaders threatening 18 months of “rolling shutdowns,” small business owners are starting to feel the pressure. That’s why I was super excited when I saw the Inc. magazine article filled with free business tools to help entrepreneurs. Let’s talk about free tools you need and apps you need that cover everything from productivity to marketing tools for small business!

TOOLS COVERED IN THIS VIDEO:

https://account.box.com/signup/business?tl=oWgBWV

https://www.apple.com/final-cut-pro

https://www.apple.com/logic-pro

https://www.zoho.com/remotely

https://www.atlassian.com/software/free

https://www.loom.com/pricing

https://discover.techsmith.com/remote-techsmith

https://academy.moz.com

https://www.linkedin.com/learning

https://www.conversionlive.com

https://1password.com/business/

https://zencastr.com/

Get the full list of free business tools covered across many articles, but here were the main three:

Inc. magazine article - https://www.inc.com/inc-staff/free-tools-grants-video-conferencing-ad-credits-gift-certificates-cloud-storage-cyber-security.html

Forbes.com - https://www.forbes.com/sites/martingiles/2020/03/19/free-software-for-businesses-and-schools-covid19/#1e747eee752d

Single Grain - https://www.singlegrain.com/resources/free-resources-coronavirus-covid-pandemic/

Who gave the dire warning about the potential of 18-months of rolling shutdowns due to the coronavirus pandemic? That was Neel Kashkari, president and CEO of the Federal Reserve Bank of Minneapolis during an interview with CBS last week. Check out the full interview here: https://www.cbsnews.com/news/transcript-neel-kashkari-on-face-the-nation-april-12-2020/

Get more tips and strategies on creating a stellar budget here: https://www.tianabclewis.com/learn-to-budget

#smallbusinesstools #coronavirus #tianabclewis

With the country shut down for the coronavirus pandemic and leaders threatening 18 months of “rolling shutdowns,” small business owners are starting to feel the pressure. That’s why I was super excited when I saw the Inc. magazine article filled with free business tools to help entrepreneurs. Let’s talk about free tools you need and apps you need that cover everything from productivity to marketing tools for small business!

For more free tools that were free before COVID-19 and will be free after it's gone, check out my list of 20+ Free Tools to Grow Your Business (and Profits): https://www.tianabclewis.com/freetools

TOOLS COVERED IN THIS VIDEO

https://hootsuite.com/pages/stay-connected

https://businesswarrior.com/

https://ads.google.com/

https://www.facebook.com/business/boost/grants

https://www.godaddy.com/

https://mailchimp.com/

https://www.freshworks.com/covid-offer/

https://www.shopify.in/covid19

https://calendly.com/

https://www.pandadoc.com/pricing/

https://www.webex.com/

https://www.dialpad.com/going-remote/

Get the full list of free business tools covered across many articles, but here were the main three:

• Inc. magazine article - https://www.inc.com/inc-staff/free-tools-grants-video-conferencing-ad-credits-gift-certificates-cloud-storage-cyber-security.html
• Forbes.com - https://www.forbes.com/sites/martingiles/2020/03/19/free-software-for-businesses-and-schools-covid19/#1e747eee752d
• Single Grain - https://www.singlegrain.com/resources/free-resources-coronavirus-covid-pandemic/

Who gave the dire warning about the potential of 18-months of rolling shutdowns due to the coronavirus pandemic? That was Neel Kashkari, president and CEO of the Federal Reserve Bank of Minneapolis during an interview with CBS last week. Check out the full interview here: https://www.cbsnews.com/news/transcript-neel-kashkari-on-face-the-nation-april-12-2020/

Get more tips and strategies on creating a stellar budget here: https://www.tianabclewis.com/learn-to-budget

#smallbusinesstools #coronavirus #tianabclewis

The SBA Forgivable Loan (Paycheck Protection Program or PPP) goes broke on April 16th after less than 2 weeks!! The program ran through the $350 billion allocated by the CARES Act stimulus bill with only 1.4 million loans approved. How did this happen? And if you’re part of the 96% of self employed, independent contractors or small businesses who were not approved, how do you survive this season of covid-19?

Find the original on YouTube: https://youtu.be/Fb-kVY9UXoE 

If you’re one of those people struggling to figure out how you’re going to keep it all together in the midst of this insanity, I want to help. From now through the end of April, I am offering everyone a special rate on the 1-hour Dream Builders Strategy Session. Just use promo code “CARES” for 50% in savings: https://www.tianabclewis.com/bookonline

Get more tips and strategies on creating a stellar budget here: https://www.tianabclewis.com/learn-to-budget

#paycheckprotectionprogram #coronavirus #tianabclewis