While the kids were supposed to be helping during Kelly's surgery recovery, two of them decided to make things a little more difficult and the youngest actually gained some independence and lightened the load for us a bit.   We discuss how the oldest son's accident will impact our insurance rates and have a 'friendly' debate about our own driving records.

Need thicker skin in this family (4:32)
Mothers want to Mother (7:31)
Insurance is definitely in the money making business (16:45)
Driving Record discussion (28:40)