Early Breakfast with Africa Melane

Buy Now, Pay Later can make everyday purchases feel more manageable, but what happens when you miss a payment? As BNPL payment behavior is set to be reported to credit bureaus from February 2027, we look at the consequences of missed payments, what consumers should do if they fall behind, and when multiple installments could signal a deeper affordability problem. Africa Melane speaks to Samantha Moyana, Debt Counsellor at National Debt Advisors.

Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experienced broadcaster Africa Melane brings you the early morning news, sports, business, and interviews politicians and analysts to help make sense of the world. He also enjoys chatting to guests in the lifestyle sphere and the Arts. All the interviews are podcasted for you to catch-up and listen. 
 
Thank you for listening to this podcast from Early Breakfast with Africa Melane 

For more about the show click  https://buff.ly/XHry7eQ and find all the catch-up podcasts here https://buff.ly/XJ10LBU 
 
Listen live on weekdays between 04:00 and 06:00 (SA Time) to the Early Breakfast with Africa Melane broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3N 
 
Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc 
 
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Your fitness journey is your own, but it can be easy to lose sight of that when you’re surrounded by people lifting heavier, progressing faster or seemingly achieving the results you want. Africa Melane speaks to fitness trainer Vincent De Jager about gym comparison, how it can affect motivation and consistency, and why focusing on your own progress, habits and personal benchmarks can be more useful than measuring yourself against someone else.

Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experienced broadcaster Africa Melane brings you the early morning news, sports, business, and interviews politicians and analysts to help make sense of the world. He also enjoys chatting to guests in the lifestyle sphere and the Arts. All the interviews are podcasted for you to catch-up and listen. 
 
Thank you for listening to this podcast from Early Breakfast with Africa Melane 

For more about the show click  https://buff.ly/XHry7eQ and find all the catch-up podcasts here https://buff.ly/XJ10LBU 
 
Listen live on weekdays between 04:00 and 06:00 (SA Time) to the Early Breakfast with Africa Melane broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3N 
 
Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc 
 
Follow us on social media: 
 
702 on Facebook: https://www.facebook.com/TalkRadio702 
702 on TikTok: https://www.tiktok.com/@talkradio702 
702 on Instagram: https://www.instagram.com/talkradio702/ 
702 on X: https://x.com/Radio702 
702 on YouTube: https://www.youtube.com/@radio702 

 
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Guest: Lisette IJssel de Schepper | Chief Economist at the Bureau for Economic Research

Interest rates are back in focus as the South African Reserve Bank prepares to announce its latest Monetary Policy Committee decision today. Africa Melane speaks to Lisette IJssel de Schepper, Chief Economist at the Bureau for Economic Research, about the factors shaping the SARB's decision and what it could mean for South Africans.

Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experienced broadcaster Africa Melane brings you the early morning news, sports, business, and interviews politicians and analysts to help make sense of the world. He also enjoys chatting to guests in the lifestyle sphere and the Arts. All the interviews are podcasted for you to catch-up and listen.

Thank you for listening to this podcast from Early Breakfast with Africa Melane

For more about the show click  https://buff.ly/XHry7eQ and find all the catch-up podcasts here https://buff.ly/XJ10LBU

Listen live on weekdays between 04:00 and 06:00 (SA Time) to the Early Breakfast with Africa Melane broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3N

Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc

Follow us on social media:

702 on Facebook: https://www.facebook.com/TalkRadio702
702 on TikTok: https://www.tiktok.com/@talkradio702
702 on Instagram: https://www.instagram.com/talkradio702/
702 on X: https://x.com/Radio702
702 on YouTube: https://www.youtube.com/@radio702

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See omnystudio.com/listener for privacy information.

Charges against suspended National Police Commissioner Fannie Masemola have been formally withdrawn. Masemola says he is eager to return to work, but the withdrawal of the criminal charges does not necessarily settle the question of his suspension. Africa Melane speaks to Prof Mpho Matlala , Security and law enforcement expert, about what the decision means, whether Masemola can return to his post and what happens next.

Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experienced broadcaster Africa Melane brings you the early morning news, sports, business, and interviews politicians and analysts to help make sense of the world. He also enjoys chatting to guests in the lifestyle sphere and the Arts. All the interviews are podcasted for you to catch-up and listen. 
 
Thank you for listening to this podcast from Early Breakfast with Africa Melane 

For more about the show click  https://buff.ly/XHry7eQ and find all the catch-up podcasts here https://buff.ly/XJ10LBU 
 
Listen live on weekdays between 04:00 and 06:00 (SA Time) to the Early Breakfast with Africa Melane broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3N 
 
Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc 
 
Follow us on social media: 
 
702 on Facebook: https://www.facebook.com/TalkRadio702 
702 on TikTok: https://www.tiktok.com/@talkradio702 
702 on Instagram: https://www.instagram.com/talkradio702/ 
702 on X: https://x.com/Radio702 
702 on YouTube: https://www.youtube.com/@radio702 

 
CapeTalk on Facebook: https://www.facebook.com/CapeTalk 
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See omnystudio.com/listener for privacy information.

Your heart has its own rhythm, but what happens when that rhythm becomes too fast, too slow or irregular? This Heart Awareness Month, we turn the focus to arrhythmias as heart rhythm disorders can sometimes go unnoticed. We unpack the signs to look out for, why atrial fibrillation can increase your risk of stroke, how an irregular heartbeat is diagnosed, and the treatment options available to help keep your heart on beat.

Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experienced broadcaster Africa Melane brings you the early morning news, sports, business, and interviews politicians and analysts to help make sense of the world. He also enjoys chatting to guests in the lifestyle sphere and the Arts. All the interviews are podcasted for you to catch-up and listen. 
 
Thank you for listening to this podcast from Early Breakfast with Africa Melane 

For more about the show click  https://buff.ly/XHry7eQ and find all the catch-up podcasts here https://buff.ly/XJ10LBU 
 
Listen live on weekdays between 04:00 and 06:00 (SA Time) to the Early Breakfast with Africa Melane broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3N 
 
Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc 
 
Follow us on social media: 
 
702 on Facebook: https://www.facebook.com/TalkRadio702 
702 on TikTok: https://www.tiktok.com/@talkradio702 
702 on Instagram: https://www.instagram.com/talkradio702/ 
702 on X: https://x.com/Radio702 
702 on YouTube: https://www.youtube.com/@radio702 

 
CapeTalk on Facebook: https://www.facebook.com/CapeTalk 
CapeTalk on TikTok: https://www.tiktok.com/@capetalk 
CapeTalk on Instagram: https://www.instagram.com/ 
CapeTalk on X: https://x.com/CapeTalk 
CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 
 

See omnystudio.com/listener for privacy information.

Looking for things to do this Heritage Day weekend?

Africa Melane is joined by fitness enthusiast and mental wellness coach Liezel van der Westhuizen to unpack her top fitness picks for the weekend. 

Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. 

Experienced broadcaster Africa Melane brings you early morning news, sports, and business, with in-depth interviews featuring politicians and analysts to help make sense of the world. He also enjoys conversations with guests from the lifestyle and arts spheres.

Thank you for listening.

For more about the show click  https://buff.ly/XHry7eQ and find all the catch-up podcasts here https://buff.ly/XJ10LBU 
 
Listen live on weekdays between 04:00 and 06:00 (SA Time) on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3N 
 
Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc 
 
Let's keep the conversation going online:

702 on Facebook: https://www.facebook.com/TalkRadio702 
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702 on Instagram: https://www.instagram.com/talkradio702/ 
702 on X: https://x.com/Radio702 
702 on YouTube: https://www.youtube.com/@radio702

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See omnystudio.com/listener for privacy information.

Guest: Dr Saadiq Kariem | Chief of Operations at the Western Cape Department of Health and Wellness

Mpox cases in South Africa have risen to 18, with a cluster in the Western Cape linked to a Cape Town social gathering. We speak to the Western Cape Department of Health and Wellness about the latest numbers, whether the cluster is contained, and what people should know about symptoms, testing and vaccination.

Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experienced broadcaster Africa Melane brings you the early morning news, sports, business, and interviews politicians and analysts to help make sense of the world. He also enjoys chatting to guests in the lifestyle sphere and the Arts. All the interviews are podcasted for you to catch-up and listen.

Thank you for listening to this podcast from Early Breakfast with Africa Melane

For more about the show click  https://buff.ly/XHry7eQ and find all the catch-up podcasts here https://buff.ly/XJ10LBU

Listen live on weekdays between 04:00 and 06:00 (SA Time) to the Early Breakfast with Africa Melane broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3N

Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc

Follow us on social media:

702 on Facebook: https://www.facebook.com/TalkRadio702
702 on TikTok: https://www.tiktok.com/@talkradio702
702 on Instagram: https://www.instagram.com/talkradio702/
702 on X: https://x.com/Radio702
702 on YouTube: https://www.youtube.com/@radio702

CapeTalk on Facebook: https://www.facebook.com/CapeTalk
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CapeTalk on Instagram: https://www.instagram.com/
CapeTalk on X: https://x.com/CapeTalk
CapeTalk on YouTube: https://www.youtube.com/@CapeTalk56

See omnystudio.com/listener for privacy information.

Africa Melane speaks to NSFAS spokesperson Ishmael Mnisi as applications for 2027 funding open. We look at what students need to know before the 31 October deadline, the system upgrades NSFAS says will improve processing and verification, and what the return to board governance means. We also look at the wider debate over the future of NSFAS and whether the current funding model is sustainable.

Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experienced broadcaster Africa Melane brings you the early morning news, sports, business, and interviews politicians and analysts to help make sense of the world. He also enjoys chatting to guests in the lifestyle sphere and the Arts. All the interviews are podcasted for you to catch-up and listen. 
 
Thank you for listening to this podcast from Early Breakfast with Africa Melane 

For more about the show click  https://buff.ly/XHry7eQ and find all the catch-up podcasts here https://buff.ly/XJ10LBU 
 
Listen live on weekdays between 04:00 and 06:00 (SA Time) to the Early Breakfast with Africa Melane broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3N 
 
Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc 
 
Follow us on social media: 
 
702 on Facebook: https://www.facebook.com/TalkRadio702 
702 on TikTok: https://www.tiktok.com/@talkradio702 
702 on Instagram: https://www.instagram.com/talkradio702/ 
702 on X: https://x.com/Radio702 
702 on YouTube: https://www.youtube.com/@radio702 

 
CapeTalk on Facebook: https://www.facebook.com/CapeTalk 
CapeTalk on TikTok: https://www.tiktok.com/@capetalk 
CapeTalk on Instagram: https://www.instagram.com/ 
CapeTalk on X: https://x.com/CapeTalk 
CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 
 

See omnystudio.com/listener for privacy information.

Tourism Month is a reminder that some of our best travel experiences may be closer to home than we think. Africa Melane speaks to Kele Lekalake from Harvey World Travel about supporting local tourism, discovering lesser-known South African destinations and getting ahead of the December holiday rush

Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experienced broadcaster Africa Melane brings you the early morning news, sports, business, and interviews politicians and analysts to help make sense of the world. He also enjoys chatting to guests in the lifestyle sphere and the Arts. All the interviews are podcasted for you to catch-up and listen. 
 
Thank you for listening to this podcast from Early Breakfast with Africa Melane 

For more about the show click  https://buff.ly/XHry7eQ and find all the catch-up podcasts here https://buff.ly/XJ10LBU 
 
Listen live on weekdays between 04:00 and 06:00 (SA Time) to the Early Breakfast with Africa Melane broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3N 
 
Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc 
 
Follow us on social media: 
 
702 on Facebook: https://www.facebook.com/TalkRadio702 
702 on TikTok: https://www.tiktok.com/@talkradio702 
702 on Instagram: https://www.instagram.com/talkradio702/ 
702 on X: https://x.com/Radio702 
702 on YouTube: https://www.youtube.com/@radio702 

 
CapeTalk on Facebook: https://www.facebook.com/CapeTalk 
CapeTalk on TikTok: https://www.tiktok.com/@capetalk 
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CapeTalk on X: https://x.com/CapeTalk 
CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 
 

See omnystudio.com/listener for privacy information.

New peer-reviewed research published in Ambio found that, during a six-month bird-feeding season, about 95% reported that feeding and watching birds positively affected their wellbeing.

Africa Melane is joined by fitness enthusiast and mental wellness coach Liezel van der Westhuizen, to explore why the finding matters beyond birdwatching in lives increasingly dominated by screens, notifications, deadlines and constant demands on our attention, deliberately noticing the natural world may provide a valuable interruption to autopilot.

Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. 

Experienced broadcaster Africa Melane brings you early morning news, sports, and business, with in-depth interviews featuring politicians and analysts to help make sense of the world. He also enjoys conversations with guests from the lifestyle and arts spheres.

Thank you for listening.

For more about the show click  https://buff.ly/XHry7eQ and find all the catch-up podcasts here https://buff.ly/XJ10LBU 
 
Listen live on weekdays between 04:00 and 06:00 (SA Time) on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3N 
 
Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc 
 
Let's keep the conversation going online:

702 on Facebook: https://www.facebook.com/TalkRadio702 
702 on TikTok: https://www.tiktok.com/@talkradio702 
702 on Instagram: https://www.instagram.com/talkradio702/ 
702 on X: https://x.com/Radio702 
702 on YouTube: https://www.youtube.com/@radio702

CapeTalk on Facebook: https://www.facebook.com/CapeTalk 
CapeTalk on TikTok: https://www.tiktok.com/@capetalk 
CapeTalk on Instagram: https://www.instagram.com/ 
CapeTalk on X: https://x.com/CapeTalk 
CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 

See omnystudio.com/listener for privacy information.