The provided text is a portion of a Form 10-Q, a quarterly report filed by Visa Inc. with the U.S. Securities and Exchange Commission. This report presents Visa’s unaudited financial statements for the quarter ending June 30, 2024, along with accompanying notes that provide additional information about the company’s accounting policies, revenue, cash flow, and legal matters. The report details Visa’s financial performance, including net revenue, operating income, and net income, as well as its balance sheet, which includes assets, liabilities, and equity. The notes further explain specific items within the financial statements, such as Visa’s debt, settlement risk management, and share-based compensation. Additionally, the report discloses legal proceedings, particularly those involving antitrust lawsuits and settlement guarantees.