EASE Into Retirement

By Tom Mosley

E.A.S.E. Into Retirement is a weekly podcast dedicated to discussing Mosley Wealth Management’s perspective on what to expect before and during retirement. Hosted by Tom Mosley, MWM CEO and Founder, e... more

Download on the App Store

Download on the App Store

Get it on Google Play

FAQs about EASE Into Retirement:

How many episodes does EASE Into Retirement have?

The podcast currently has 151 episodes available.

EASE Into Retirement episodes:

December 16, 2021Episode 50: Beware of Cyber Scams
Major tactic is creating a sense of urgency to "buy now"

Check the web address carefully

Guard your personal information like your social security card, credit card, and pin numbers
...more
17min
December 09, 2021Episode 49: End of The Year Financial Checkup
Gratitude, it applies to finance as well!

Celebrate financial wins!

Charitable giving!

Estate planning!

Pay bills now!

Change your withholding!

Max out your pre-tax retirement contribution!
...more
18min
December 02, 2021Episode 48: Social Security Changes And Reminders
We get a raise - but also an increase

Income earning limits increase

taxes impact social security at the same amounts
...more
12min
November 25, 2021Episode 47: Crazy Things I Hear!
Investing retirement money in infomercials...But Wait!

Thinking you are not going to live very long.

Not Investing in your 401k.

Investing in a can't miss "Nigerian start-up".

Giving ALL your money to your children.

Following the "hot tip" your plumber gave you!
...more
19min
November 18, 2021Episode 46: Get A Job!
You might need the extra money

You might want the extra money

You might love what you do

You might be bored!

You might fill a need.
...more
20min
November 11, 2021Episode 45: Introduction to Annuities (Part 5)
Additional Income

They can be used as an alternative to bonds in a poorly performing bond market.

Long Term Care coverage

As an enhanced death benefit to heirs

To fill a gap created in Social Security income when the first spouse passes away.
...more
18min
November 04, 2021Episode 44: Introduction to Annuities (Part 4)
Variable annuities offer stock market growth potential along with stock market loss concerns.

Variable annuities have both fees for the annuity structure and fees for the product investment options.

Many retires prefer the less risk offered in other types of annuities but there are occasionally places where they fit in a client's plan.
...more
13min
October 28, 2021Episode 43: Introduction to Annuities (Part 3)
A Fixed Annuity is in some ways similar to a CD in that it has a guaranteed interest rate for a specific length of time and are less risky than Fixed Indexed Annuities but generally have lower returns. It is NOT FDIC insured.

A Fixed Indexed Annuity offers a guarantee against losing assets in down markets, but potential grown in good market years tied to various market indices. They involve more risk than a Fixed Annuity, but over a period of time, usually provide more in return.
...more
19min
October 21, 2021Episode 42: Introduction to Annuities (Part 2)
With immediate annuities the income flow starts immediately after a single premium purchase is locked in, and likely has no tax penalty for pre 59 1/2 withdrawals.

Deferred annuities allow assets to accumulate until needed, maintain your withdrawal options for the future, and can be surrendered or withdrawn but likely have tax penalty of 10% for pre 59 1/2 withdrawals.
...more
16min
October 14, 2021Episode 41: Introduction to Annuities (Part 1)
Annuities are long-term financial contracts between a policy/contract owner and an insurance company.

Annuities are insured by the claims paying ability of the insurance company.

Lifetime income could be a big positive for an annuity, but there are likely surrender charges and potential tax penalties for early withdrawal of the assets.
...more
19min

FAQs about EASE Into Retirement:

How many episodes does EASE Into Retirement have?

The podcast currently has 151 episodes available.