E.A.S.E. Into Retirement

E.A.S.E. Into Retirement

By Travis HawleyBusinessInvesting
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E.A.S.E. Into Retirement episodes

  • Episode 41: Introduction to Annuities (Part 1)
    • Annuities are long-term financial contracts between a policy/contract owner and an insurance company.
    • Annuities are insured by the claims paying ability of the insurance company.
    • Lifetime income could be a big positive for an annuity, but there are likely surrender charges and potential tax penalties for early withdrawal of the assets. 


    For more information go to: www.mosleywealthmanagement.com
    19 min
  • Episode 40: Tips on Social Security Claiming
    • The website where you can set up an account to see all your up-to-date numbers is socialsecurity.gov.
    • Claiming your social security at age 62 could be a good send, or a disaster.
    • Your full retirement age is based on the year you were born.
    • Waiting to age 70 might be best, but not if you starve yourself on the way there!


    For more information go to: www.mosleywealthmanagement.com
    16 min
  • Episode 38: Stages and Risk
    • In the accumulation stage, growth should be your major objective and risk takes a back seat.
    • In the preservation stage, safety is likely your major objective with growth taking a back seat.
    • In the distribution stage, your prior preparation means everything, as in 100%.
    • A Riskalyze analysis can help identify your specific internal risk tolerance. 


    For more information go to: www.mosleywealthmanagement.com
    19 min
  • Episode 37: The A,B,Cs and Ds of Medicare
    • Original Medicare is composed of parts A and B and covers hospitals, doctors, durable medical equipment, etc. It covers 80% of approved costs.
    • Medicare Supplement, Medicare Advantage and Prescription Drugs Part D plans can be purchased to address many of the additional 20% of the cost.
    • Work with a professional who offers all of the various types of plans in order to make sure you have the coverage best suited for your need.


    For more information go to: www.mosleywealthmanagement.com
    23 min
  • Episode 36: The Potholes of Retirement (Part 7)
    • Pothole #13 - To Move or Not to Move
      • Weigh the reasons to move or stay in California carefully. The $200,000 question might be- Should I stay, or should I go?
    • Pothole #14 - Friends become an Issue
      • Enjoy your time with friends while you can, and they are still here. But don't be afraid to say no to activities that might break your bank on your back.


    For more information go to: www.mosleywealthmanagement.com
    18 min
  • Episode 35: The Potholes of Retirement (Part 6)
    • Pothole #11 - You May Feel Guilty Spending Your Savings
      • 1.Going through the retirement door moves you from the Accumulation Room to the Documentation Room. 
      • 2. You may feel uncomfortable in the new environment. 
    • Pothole #12 - You May Not Need What You are Forced to Withdraw!
      • 1. At age 72, you may have more than enough income, especially that you want to pay taxes on.
      • 2. Consider paying the taxes earlier.


    For more information go to: www.mosleywealthmanagement.com
    20 min
  • Episode 34: The Potholes of Retirement (Part 5)
    Creating a great retirement plan generally does NOT mean deciding which child you want to move in with!
    • Pothole #9 - Work may be a part of retirement. Often retirees are employed, and the three major reasons are:
      • 1. Necessity
      • 2. Choice
      • 3. Boredom
    • Pothole #10 - You might have to move in with your kids. Three major reasons retirees move in with their children are:
      • 1. Economic necessity
      • 2. Declining heath
      • 3. Loss of a spouse


    For more information go to: www.mosleywealthmanagement.com
    18 min
  • Episode 33: The Potholes of Retirement (Part 4)
    • Pothole #7 - Living on Social Security alone
      • Prevent the damage! Work as long as you can, save as much as you can, take Social Security as late as you can.
    • Pothole #8 - BOREDOM!
      • Prevent the damage! Develop a bucket list (maybe 2) and get busy on your list.


    For more information go to: www.mosleywealthmanagement.com
    15 min
  • Episode 32: The Potholes of Retirement (Part 3)
    • Pothole #5 - Long-term care costs could wipe out your savings.
      • Prevent the damage! You definitely need a plan, but perhaps not a policy.
    • Pothole #6 You might not be prepared for high Healthcare costs.
      • Prevent the damage! Evaluate all your options as you leave employment. Re-evaluate as you travel through retirement.


    For more information go to: www.mosleywealthmanagement.com
    19 min

About E.A.S.E. Into Retirement

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E.A.S.E. Into Retirement with Travis Hawley is a knowledge packed weekly podcast focusing on the most important things you need to know as you prepare for retirement. Each podcast offers specific…