Choosing the right financial advisor is one of the most important decisions a person can make. In this podcast Don discusses working with an advisor who asks the right questions and understands all of your options.

Even just a one percent change in the fee for an investment or 401K can make a huge difference. This podcast discusses the importance of lowering fees, especially for younger people in the growth stage of their lives.

Term Life Insurance is an especially good investment for young people because it is cheaper and allows you to put more towards retirement. This podcast discusses term life and how it can be used by those just looking to cover someone in the event of their death.

Only 9 percent of those retiring today have a pension and the future of social security is uncertain. For these reasons it is critical for people to start saving early in their careers. This podcast discusses a couple tips for saving money.

Social Security DROP (Deferred Retirement Option Program) can be a great option for those who haven't saved enough and are close to retirement. Listen to find out how to turn social security on at full retirement age and continue to make as much money as you want.

Certificate of Deposits at the bank, or CDs, received interest rates of 18, 19, and 20 percent in the 1970s and 80s. Now, the average one year CD gets 0.27 percent. This podcast discusses an alternative for someone who is used to investing in CDs.

Diversification is a risk management technique that mixes a wide variety of investments within a portfolio. We don't want to see people putting all "their eggs into one basket." Markets change from day to day, and companies can have a turn for the worst. This podcast shares a story and how you can better understand diversification.

A breakdown of the difference between annuities and annuitization to better help you financial portfolio. This shorter episode is important to know and understand.

Variable annuities are often times a misunderstood investment. There are good and bad annuities and with big market media pushing one for more another on people, it's hard to know which are the best. This episode breaks down how annuities work and how you can better understand them.