It is important to be careful who you get financial help from. In this podcast Don talks about when to listen and when not to.

Riders are features available in annuity and insurance contracts. In this podcast Don explains an income rider, death benefit rider, return of premium rider, and bonus rider.

When choosing your 401k contribution, it is important to know the fees associated with the account. Sometimes you don't want to contribute too much, but you should also contribute up to the company match. Don talks about why it's important to talk to your employer before choosing a contribution amount.

Your beneficiaries may appreciate receiving money from you while you're alive instead of inheriting it later.

Roth accounts can be great but there are some things to know. In this podcast Don explains when using a Roth is appropriate.

A captive advisor can only offer a finite number of products. An independent advisor can custom fit products for their clients. This podcast discusses the benefits of working with an independent advisor.

The word boring has a negative connotation. But when it comes to investments, boring may be the way to go, especially for those people in or close to retirement.

In this podcast Don talks about three things to think about when choosing an investment advisor. He explains every advisor has a specialty, what a fiduciary is, and how to research an advisor prior to meeting him or her in person.

In this podcast Don talks about why he became an independent advisor.