President Donald Trump has publicly stated he will "demand" that the Federal Reserve lower interest rates immediately. President Trump’s second-term housing priorities focus on reducing regulatory burdens, expanding housing supply, and combating inflation. In this episode, we will discuss what's impacting the current housing market while answering your mortgage and real estate questions LIVE.

Article: https://www.cnbc.com/2025/01/23/president-donald-trump-says-hell-demand-that-interest-rates-drop-immediately.html

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✅ Work Directly with My Team - https://workwithourteam.net/WeeklyLive

✅ Ratewatch - http://www.jebsmith.net/ratewatch

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Jeb Smith (huntington beach Realtor/orange county real estate)

DRE 01407449

Real Broker

#HousingMarket #InterestRates #LIVE

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The average salary in the U.S. is $65,000 a year. Can one afford a house on this salary? Knowing how much house you can afford based on your $65,000 salary is not only crucial for your personal finances but also for your overall financial well-being. In this video, we look at your $65K salary using Dave Ramsey's recommendations, the 28/36 rule and ultimately how much home you can purchase using an FHA loan.

✅ - Work Directly with My Team - http://www.jebsmith.net/referral

HOME BUYER RESOURCES:

🏠 - First Time Home Buyer Course - http://www.becominghomewise.com

📧- Sign Up For My Free Newsletter - https://bit.ly/48LJJp3

Connect with me 👇

Jeb Smith (huntington beach Realtor/orange county real estate)

DRE 01407449

Real Broker

#housingmarket #firsttimehomebuyer #realestate

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Mortgage rates are soaring, home prices remain high, and even the Federal Reserve’s rate cuts aren’t bringing relief to buyers. In this video, we uncover the real reasons why mortgages are so expensive, from the hidden impact of Treasury yields to the ripple effects of Quantitative Tightening. If you’re navigating today’s challenging housing market, this breakdown will arm you with the insights you need to make smarter decisions.

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✅ - Work Directly with My Team - https://workwithourteam.net/WeeklyLive

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Want to Connect with me 👇

Jeb Smith (huntington beach Realtor/orange county real estate)

DRE 01407449

Real Broker

#HousingMarket #InterestRates #LIVE

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Where are mortgage rates headed in 2025? In this video, I discuss my 2025 mortgage interest rate forecast to help guide you in the 2025 housing market.

Watch This NEXT 👇

⏩Mortgage Interest Rates Just BOTTOMED - https://youtu.be/2uDrQV9NcAY

⏩Mortgage Interest Rates Just Flipped - https://youtu.be/nWMGIcF2qNg

⏩Change Is Coming | 2024 Interest Rate Forecast - Change Is Coming | 2024 Interest Rate Forecast

HOME BUYER RESOURCES:

✅ - Work Directly with My Team (Mortgage and Real Estate Nationwide) - http://www.jebsmith.net/referral

➡️ - Let Us Watch Mortgage Rates For You - http://www.jebsmith.net/ratewatch

🏠 - First Time Home Buyer Course - http://www.becominghomewise.com

Connect with me 👇

Jeb Smith (huntington beach Realtor/orange county real estate)

DRE 01407449

Real Broker

#housingmarket #firsttimehomebuyer #realestate

Learn more about your ad choices. Visit podcastchoices.com/adchoices

The 2025 Housing Market Will Shift in Favor Of Buyers For The First Time Since The Pandemic as inventory, interest rates and housing affordability improve. Should You Buy Now or Wait? In this video, we'll discuss my 2025 Housing Market Forecast and why I believe the change will be a good thing for home buyuers.

Watch This NEXT 👇

⏩The Housing Market is Broken - https://youtu.be/SztdDySd9T0

⏩The Housing Market is about to CHANGE! - https://youtu.be/D36mkj79SzI

⏩2024 Housing Market Forecast - https://youtu.be/bc46POXJNRk

HOME BUYER RESOURCES:

✅ - Work Directly with My Team - http://www.jebsmith.net/referral

🏠 - First Time Home Buyer Course - http://www.becominghomewise.com

📧- Sign Up For My Free Newsletter - https://bit.ly/48LJJp3

Connect with me 👇

Jeb Smith (huntington beach Realtor/orange county real estate)

DRE 01407449

Real Broker

#housingmarket #firsttimehomebuyer #realestate

Learn more about your ad choices. Visit podcastchoices.com/adchoices

Are you a home buyer looking to buy a house in Southern California in 2025? This is a home buyer grant up to $50,000 that can be used towards down payment, closing costs or buying down the rate. What's the catch? There's not one other than meeting the pretty lienent guidelines. In this video, we will discuss how this program works and how it could allow you to get free money towards buying a home in the 2025 housing market.

Get Started 👇

✅ - Home Buyer Grant - https://workwithourteam.net/HomeBuyerGrant

Watch These Videos Next 👇

⏩ How much can you afford? - https://youtu.be/3Vhqiwabva0

⏩ NEVER Buy These Types Of Houses - https://youtu.be/-Nez9Q16Ui0

⏩ FHA Loan Requirements 2024 - https://youtu.be/CApGLR5u6j0

HOME BUYER RESOURCES:

🏠 - First Time Home Buyer Course - http://www.becominghomewise.com

📧- Sign Up For My Free Newsletter - https://bit.ly/48LJJp3

Connect with me 👇

Jeb Smith (huntington beach Realtor/orange county real estate)

DRE 01407449

Real Broker

#housingmarket #firsttimehomebuyer #realestate

Learn more about your ad choices. Visit podcastchoices.com/adchoices

You could regret buying a house if you don't avoid these 5 mistakes. In this video, I discuss 5 things to avoid when buying a house that will not only save you $$$ but also help you avoid buyer's remorse.

Watch These Next 👇

⏩5 Things To AVOID When Buying A House - https://youtu.be/3vwqMo49fVk

⏩5 Things You Have To BE AWARE of BEFORE Buying A House - https://youtu.be/WrFmtMyGy6c

⏩5 Things You Should Consider before Leaving California - https://youtu.be/c3RnjGDXGv8

HOME BUYER RESOURCES:

✅ - Work Directly with My Team (Mortgage and Real Estate Nationwide) - http://www.jebsmith.net/referral

🏠 - First Time Home Buyer Course - http://www.becominghomewise.com

📧- Sign Up For My Free Newsletter - https://bit.ly/48LJJp3

Connect with me 👇

Jeb Smith (huntington beach Realtor/orange county real estate)

DRE 01407449

Real Broker

#housingmarket #firsttimehomebuyer #realestate

Learn more about your ad choices. Visit podcastchoices.com/adchoices

Are you a first time home buyer interested in buying a house using a conventional loan? This guide will breakdown everything you need to know about qualifying with a Conventional Loan in the 2025 Housing Market

Start Here 👇

✅ - Work Directly with My Team - http://www.jebsmith.net/referral

Time Stamps 👇

0:00 -

0:24 - What Is A Conventional Loan?

1:00 - What are the Income And Employment Guidelines For A Conventional Loan?

2:41 - What’s the minimum and maximum income requirements for Conventional?

3:28 - What are the Credit Score Requirements for Conventional Loans?

4:46 - What are the Down Payment Requirements for Conventional Loans?

6:08 - What are the mortgage insurance requirements?

6:50 - How Do You Get Mortgage Insurance Removed?

8:00 - Conventional Loan Limits for 2025

9:23 - How Does A Lender Calculate Your Debt To Income Ratio?

14:41 - What Documents Are Required For A Pre-Approval?

15:48 - What Loan Program Has The Best Interest Rates?

16:11 - What Are The Benefits Of A Conventional Loan?

16:55 - What Type Of Properties Can You Buy With A Conventional Loan?

17:13 - How Much Are Closing Costs With A Conventional Loan?

18:00 - When Should You Start The Pre-Approval Process?

Loan limit for standard and high balance conforming:

1 unit - $806,500 / $1,209,750

2 units -$1,032,650 / $1,548,975

3 units - $1,248,150 / $1,872,225

4 units - $1,551,250 / $2,326,875

Check the loan limits in your area:

https://singlefamily.fanniemae.com/media/document/xlsx/loan-limit-look-table

Jeb Smith

DRE 01407449

Real Broker

#HousingMarket2025 #RealEstate #FHA

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The housing price forecast for 2025 is expected to increase yet again ranging from flat to nearly 11% with the average being 3.5%. In this episode, we will discuss what to expect from US home prices in 2025 while answering your real estate and mortgage questions LIVE.

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✅ - Work Directly with My Team - http://www.jebsmith.net/referral

✅ - Ratewatch - http://www.jebsmith.net/ratewatch

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Article From Resiclub: https://www.resiclubanalytics.com/p/what-to-expect-from-u-s-home-prices-in-2025-as-predicted-by-16-different-forecast-models

Want to Connect with me 👇

Jeb Smith (huntington beach Realtor/orange county real estate)

DRE 01407449

Real Broker

#HousingMarket #InterestRates #LIVE

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With TRUMP becoming our 47th President, here are My Thoughts on how this will impact mortgage rates and the housing market. In this video, we discuss Trumps previous policies and how those policies could lay the ground work for his plan going forward.

Watch These NEXT 👇

⏩Trump's Return Could RESHAPE The Housing Market - https://youtu.be/fA8gSM8t-zU

⏩My Thoughts Are Changing On The Housing Market - https://youtu.be/G9EhNNutDgk

⏩My Thoughts Just Shifted On The Housing Market - https://youtu.be/eISZkYWXR-

HOME BUYER RESOURCES:

✅ - Ratewatch - http://www.jebsmith.net/ratewatch

✅ - Work Directly with My Team - http://www.jebsmith.net/referral

Connect with me 👇

Jeb Smith (huntington beach Realtor/orange county real estate)

DRE 01407449

Real Broker

#housingmarket #firsttimehomebuyer #realestate

Learn more about your ad choices. Visit podcastchoices.com/adchoices