Why is money such a HOT topic? It can have a real impact on our personal relationships. Today we undercover a few reasons, and address how we can manage these situations. 

Financial success needs to be shared with your partner in life. Therefore, we need to get to know more about their relationship with money, make some compromises, and have common goals. 

Leave us a review if you are enjoying this podcast, and feel free to reach out to me on Instagram or Facebook. Or even send me an email we would love to hear your feedback and be of any assistance. 

Let’s Stay Connected!

🌐 Website: thefinancialmoment.com
📸 Instagram: @thefinancialmoment
💼 Money Coaching: Need deeper support? Visit my website to learn how we can help you take control of your finances.

📢 If you enjoyed this episode, please subscribe, rate, and review the podcast! Your support helps us reach more people on their financial journey.

When the housing market feels like a roller coaster ride. What is a first time buyer to do amongst the high interest rates, and high prices? One option is to look into purchasing a pre-construction home.

In today's episode we are going to discuss the pros and cons of buying a pre-construction home, and talk a little about creative ways to get into your first home dispite the current barriers.

Share this episode with a family member or friend (or possibly a co-owner)!

Links mentioned:

Guides for New Home Buyers:
https://www.cmhc-schl.gc.ca/en/consumers/home-buying

Co-ownership App:
https://macleans.ca/economy/realestateeconomy/realtor-husmates-tinder-property-home-co-ownership/

Let’s Stay Connected!

🌐 Website: thefinancialmoment.com
📸 Instagram: @thefinancialmoment
💼 Money Coaching: Need deeper support? Visit my website to learn how we can help you take control of your finances.

📢 If you enjoyed this episode, please subscribe, rate, and review the podcast! Your support helps us reach more people on their financial journey.

Happy International Woman's Day! 

What a privilege we have in dedicating a day to all the women around the world that are the support system to their families, and the people that they love! 

In this week's episode, we focus on how women are a "little" different then men when it comes to our finances.  
Here are a few reasons why it hit's us a little different.

• Wage gap
• Lack of Financial Confidence
• Longer Life Spans
• Caregiving Responsibilities
• Divorce

But the story doesn't end there. We can overcome these obstacles and strive and succeed. Share this episode with a special woman in your life.  Let's start the conversation on how we can create a bright financial future. 

Let’s Stay Connected!

🌐 Website: thefinancialmoment.com
📸 Instagram: @thefinancialmoment
💼 Money Coaching: Need deeper support? Visit my website to learn how we can help you take control of your finances.

📢 If you enjoyed this episode, please subscribe, rate, and review the podcast! Your support helps us reach more people on their financial journey.

Every wonder why you do the things that you do?  In this week's episode, we are going to exam the past to provide some clues as to what shapes our financial decisions. We will go through my "money story" and look at how my past experiences with spending, saving and borrowing had an impact on my current behaviour.

I encourage you to complete this exercise with yourself. When we know how behaviours were establish we can do the work to change them.  

Book mentioned: Atomic Habits by James Clear

Let’s Stay Connected!

🌐 Website: thefinancialmoment.com
📸 Instagram: @thefinancialmoment
💼 Money Coaching: Need deeper support? Visit my website to learn how we can help you take control of your finances.

📢 If you enjoyed this episode, please subscribe, rate, and review the podcast! Your support helps us reach more people on their financial journey.

This is a special episode in so many ways! We are celebrating of Black History with an interview with my own Mother! Listen to the drive and determination she had to pursue her dreams and forge the path for the next generation.

If you are ready to make change to your financial situation, and missed out on the Savings Challenge. I have created a 7-step PDF guidebook that will walk you through  fundamental lessons with easy to implement exercises.

Click on this link to download.
https://thefinancialmoment.com/savingspdf/

Let’s Stay Connected!

🌐 Website: thefinancialmoment.com
📸 Instagram: @thefinancialmoment
💼 Money Coaching: Need deeper support? Visit my website to learn how we can help you take control of your finances.

📢 If you enjoyed this episode, please subscribe, rate, and review the podcast! Your support helps us reach more people on their financial journey.

Does your money work for you? Or do you feel overwhelmed with it all?

In today's episode, I am going to walk you through how to set up your banking so your money does the work and not you!
It's important to understand the specific characteristics of a savings account, so we talk about the fundamentals, and differences between institutions.

Then we walk through why you are going to need 7+ accounts to maximize your money, your time and facilitate your goals.

Its a jammed packed episode so be sure to share this one with a friend!

Don't forget to sign up for our savings challenge! Why not get some additional help to make this year the best yet! Hope to see you there!

Let’s Stay Connected!

🌐 Website: thefinancialmoment.com
📸 Instagram: @thefinancialmoment
💼 Money Coaching: Need deeper support? Visit my website to learn how we can help you take control of your finances.

📢 If you enjoyed this episode, please subscribe, rate, and review the podcast! Your support helps us reach more people on their financial journey.

Starting a side hustle can seem overwhelming on first thought. Like who wants a second job? But, having a side hustle can be so much more than a job that brings in an income. It can be rewarding, fulfilling, and income generating. And don't we all want a little more in our pockets? 

In today's episode we talk about 10 great reasons to start a side hustle. 

1. Increase your financial security
2. Get more flexibility
3. Start a passion project
4. Build up your portfolio and develop your skills
5. Change  your career path
6. Utilize your free time
7. Get creative
8. Build Confidence and Initiative
9. Meet new people
10. Help others

So many benefits, along with the fact that the money can be used to get you closer to your goals! How awesome is that!

If you are unsure where to start? Join our savings challenge and register. It is going to be 7 days that will change your personal financial situation, and put you on track to hit your goals this year!

Let’s Stay Connected!

🌐 Website: thefinancialmoment.com
📸 Instagram: @thefinancialmoment
💼 Money Coaching: Need deeper support? Visit my website to learn how we can help you take control of your finances.

📢 If you enjoyed this episode, please subscribe, rate, and review the podcast! Your support helps us reach more people on their financial journey.

Saving.. How Important is it?

Having money saved is a resource that can help to:

• Avoid Debt
• Provide a better life for your family
• Pursue an interest
• Travel
• Protect you in case of an emergency

and the list goes on...
In this episode we discuss 7 reasons to save!
Listen now and you will leave motivated to be a "change-maker" in your life!

Be a part of the Savings Challenge! It begins on February 19th - 26th.
Click here to join!

Let’s Stay Connected!

🌐 Website: thefinancialmoment.com
📸 Instagram: @thefinancialmoment
💼 Money Coaching: Need deeper support? Visit my website to learn how we can help you take control of your finances.

📢 If you enjoyed this episode, please subscribe, rate, and review the podcast! Your support helps us reach more people on their financial journey.

In this episode, we are going to walk you through what interest is and how (more importantly) it impacts you. 

We discuss:

• Simple Interest
• Compound Interest
• Variable Interest
• Fixed Interest

and what the Annual Interest Rate (APR) is.

Interest can cost us thousands of dollars, and is very sneaky. It is not advertised in lights or BOLD print. It is buried in the fine print because if you knew how much you would be paying, that would be the biggest deterrent for the purchase!

Listen in on this lesson. I hope it will save you thousands of dollars!

Links mentioned:
https://www.calculator.net/credit-card-calculator.html

https://myratecompass.ca/credit-cards/

Let’s Stay Connected!

🌐 Website: thefinancialmoment.com
📸 Instagram: @thefinancialmoment
💼 Money Coaching: Need deeper support? Visit my website to learn how we can help you take control of your finances.

📢 If you enjoyed this episode, please subscribe, rate, and review the podcast! Your support helps us reach more people on their financial journey.

Clifton Corbin is a financial expert and author of the book "Your Kids Their Money" and responsible for the revised version of "The Richest Man in Babylon". 

The interview was filled with such useful advice! We talked about his personal history with credit, and his own path to home ownership. 

You learn first hand: 

• How to exercise discipline when it comes to credit card use.
• His method for saving for a down payment
• How to allocate your savings to satisfying your goals
• The importance of investing early

If you are thinking of buying your first home then you need to listen to this thought provoking episode!

Let’s Stay Connected!

🌐 Website: thefinancialmoment.com
📸 Instagram: @thefinancialmoment
💼 Money Coaching: Need deeper support? Visit my website to learn how we can help you take control of your finances.

📢 If you enjoyed this episode, please subscribe, rate, and review the podcast! Your support helps us reach more people on their financial journey.