Envizion More

Welcome to Week 2 of our new series Planning by the Decade. This week’s focus: financial priorities in your 30s.

Our 30s are a decade filled with burgeoning responsibilities and significant life changes. Life gets busier–and more expensive–but our opportunities get bigger too.

Because many 30-somethings (mistakenly) think they’re too young for a financial advisor, we are diving into the planning topics we wish more people knew about in their 30s. Even small decisions and habits can have an enormous impact on your future because of the amount of time you have between now and your retirement years.

This episode contains some extremely practical ideas like:

We also delve into creating a strong family identity and core values, mentoring in your 30s, and the significance of having a mission-driven life.

So, get ready for an enlightening conversation packed with actionable advice, personal anecdotes, and expert insights tailored to enhance your financial well-being and personal growth.

Production & Marketing by Evergreen Financial Marketing, a specialized firm for financial advisors and RIAs: https://www.evergreenfm.com/  

Most people don’t start working with a financial planner until much later in life–but the early years are some of the most important in financial planning.

Kicking off our series Planning by the Decade, this episode is specifically geared to those in their 20’s as we explore the powerful role of mentorship, continuous learning, and the significance of a personal mission statement. 

Wayne shares his journey of self-reflection and his transformation through disciplined financial practices. One other core message: the impact early investments can have on your financial future.

We'll discuss the nuances of good versus bad debt, the importance of estate planning, and the crucial steps to maintain financial independence. Wayne also offers practical advice on balancing work and passions, building grit and resilience, and understanding the essential role of credibility in influence.

Whether you're just starting out or looking to refine your financial strategy, this episode is packed with wisdom to help you envision and achieve more. So, grab a pen and paper—you're going to want to take notes!

Excited to share our latest episode of the Envizion More Podcast, featuring an in-depth conversation with Russ Nesevich, an experienced estate planning attorney. Hosted by Wayne Wagner Jr., this episode brings invaluable insights on planning for the future, whether you're building your wealth, protecting your family, or planning your legacy.

Key Takeaways:

1️⃣ The Importance of Comprehensive Estate Planning

Understand why estate planning isn't just for end-of-life scenarios, but also crucial for incapacitation and asset protection.

2️⃣ Essential Estate Planning Documents

Learn about the five must-have documents to ensure your wishes are respected: will, power of attorney, healthcare power of attorney, HIPAA release, and living will.

3️⃣ Navigating Changing Tax Laws

Stay ahead of tax changes expected at the end of 2025, and discover strategies for minimizing estate taxes, including gifting and strategic use of trusts.

Russ's insights provide actionable steps to protect financial stability and peace of mind for you and your loved ones. Don't miss this episode!

“Our ceiling is limited by our ability to handle conflict effectively.”

Tune into the latest episode of the Envizion More Podcast featuring Nate Wagner, President of the Actuator Leadership Group. This episode is packed with powerful insights on conflict resolution, leadership, and fostering a productive corporate culture. As the financial landscape evolves, so must our approaches to team dynamics and organizational growth.

🎙️ Key Takeaways:

Embrace Redemptive Conflict: Instead of shying away from disagreements, use them as opportunities to foster collaboration and mutual respect. Redemptive conflict prioritizes win-win outcomes over competitive, win-lose scenarios.

Build Psychological Safety: Creating an environment where team members feel safe to be honest, vulnerable, and imperfect is crucial for effective collaboration and problem-solving. This involves both predictive trust (reliability) and vulnerability-based trust (grace and understanding).

Perspective Over Perception: Elevate your conflict resolution by distinguishing between perception (personal interpretation) and perspective (a broadly informed viewpoint). This shift encourages understanding and collaborative problem-solving.

Join us for an engaging discussion that not only dissects the nuances of conflict resolution and trust but also provides practical advice for cultivating a productive and harmonious work environment. Stay tuned, as we envizion more together on the Envizion More Podcast!

Production & Marketing by Evergreen Financial Marketing, a specialized firm for financial advisors and RIAs: https://www.evergreenfm.com/

In today's episode, we have the pleasure of chatting with Dr. Samuel Dyer, a trailblazer in the pharmaceutical industry and the head of the Medical Science Liaison (MSL) Society. Dr. Dyer shares his compelling journey, from being the first in his family to attend college, facing immense personal and financial challenges, to eventually graduating from medical school at the age of 51.

We'll dive into how Dr. Dyer discovered the MSL role, his innovative approach to breaking into the industry, and his passion for combining science, strategy, and relationship-building. He'll also discuss the profound impact of MSLs in aiding healthcare professionals and influencing patient care, offering insights into why this role, often described as one of the best-kept secrets in the pharmaceutical world, is gaining such traction.

Join us as we explore Dr. Dyer's visionary work with the MSL Society—a global organization dedicated to supporting and advancing the careers of MSLs through training, certification programs, and a thriving community. Plus, we'll hear about Dr. Dyer's award-winning book, designed to help aspiring MSLs navigate this competitive field.

Whether you're a current MSL, an aspiring one, or simply intrigued by the intersection of science and business, this episode is packed with valuable insights and inspiration. So, grab your headphones and get ready to be inspired by Dr. Samuel Dyer's incredible story and advice.

Production & Marketing by Evergreen Financial Marketing, a specialized firm for financial advisors and RIAs: https://www.evergreenfm.com/

“Identity drives behavior. If we want winning behavior, we need to cultivate winning identities.”

Today’s episode dives deep in the origin story of co-host and coaching extraordinaire Trent Booth of Veritas Leadership Group. We explore Trent's fascinating journey, from his Canadian upbringing and immigration to the US, to his extensive experience in public speaking, sales, and entrepreneurship. We'll also discuss his unplanned venture into coaching, the strategic thinking and support he offers, and how coaching has helped both our teams grow exponentially.

Trent and I dig into the importance of grit, resilience, and facing tough challenges early in life, as well as the value of developing a positive, entrepreneurial culture during times of rapid growth. We'll also share some personal anecdotes, like the moment that forged our friendship, and reflect on the importance of empathy, understanding, and the powerful impact of positive relationships.

Join us as we Envizion More for ourselves and for our teams.

• Adversity in sales teaches personal growth.

• Envizion More: http://www.EnvizionMore.com 

Production & Marketing by Evergreen Financial Marketing, a specialized firm for financial advisors and RIAs: https://www.evergreenfm.com/

Today’s guest is a master at his craft: complex, high net worth tax strategy. Where most CPA’s take a reactive approach to planning, Ian Sloan helps clients be proactive where it matters most.

Our conversation today is a brief masterclass on high-net-worth tax strategies with an emphasis on entrepreneurial leverage. We'll be diving deep into smart tax strategies—from setting up separate LLCs for equipment purchases to optimizing retirement plans and Roth IRAs. Ian will share his expertise on structuring asset acquisitions, managing tax liabilities, and understanding the ins and outs of current tax regulations.

Whether you’re exploring Roth conversions, looking to reduce your tax burden, or planning for retirement, this episode is packed with valuable insights that you don’t want to miss. Plus, we’ll touch on IRS audits, accurate documentation, and the pitfalls of bad tax advice circulating on social media. Stick around as we unpack these crucial topics and much more.

• Positioning at the top of your bracket for savings

• Envizion More: http://www.EnvizionMore.com 

Experiences–especially travel–are one of the greatest investments families can make. Whether you’re bonding through fun or scheduling time away to reflect, experiences can become core memories when we are intentional.

In today’s episode, we sit down with certified travel agent Jennifer Hancock of Magical Moments Vacations. Her specialization: creating exceptional experiences tailored for the “why” you envision for your time together.

Jennifer shares invaluable tips on planning the perfect vacation, emphasizing the benefits of using a travel agent to navigate ever-changing travel procedures and requirements. From mother-daughter Disney escapades to adult-only getaways and dream vacations to the Maldives, Jennifer’s passion for creating personalized and memorable travel experiences shines through.

Whether you're a Disney enthusiast or an ardent world traveler, this episode offers delightful insights and practical advice to help you "envision more" for your next adventure. Stay tuned as we embark on this journey with Jennifer Hancock. Enjoy the show!

• Jennifer’s backstory & passion for adventure

• Envizion More: http://www.EnvizionMore.com 

“25% of the population are Baby Boomers, ranging from 60 to 80+. How prepared are we for the wave of caregiving that’s just beginning?”

Caregiving is a complex (and sensitive) topic for many families. Clients and members of our team find themselves navigating it presently as parents experience the challenges of aging. 

• What do our aging relatives want for their care preferences? 

These questions and more are the reason we are joined by Bob Kane, COO of Ameribest who supports families through at-home caregiving through the aging process.

In this episode, we explore Medicare and Medicaid roles in home care funding, the importance of planning for self-funding, and the rising costs associated with assisted living and continuous care retirement communities. 

We also discuss the benefits of hybrid insurance policies, how to find and vet reputable home care providers, and the challenges faced by the "sandwich generation"—those caring for both aging parents and young children.

Bob shares his expert advice on making informed decisions about long-term care and the necessity of open family discussions about these critical issues. We’ll also hear about innovative models like Ameribest's consumer-directed approach, where family members can receive training and compensation for caregiving.

Stay tuned as we provide you with the resources and knowledge to better navigate the intricate waters of elder care, ensuring the best possible outcomes for you and your loved ones.

• Family leadership in navigating elder caregiving options

• Envizion More: http://www.EnvizionMore.com 

Production & Marketing by Evergreen Financial Marketing, a specialized firm for financial advisors and RIAs: https://www.evergreenfm.com/  

Two things in life are sure: death and taxes. Those who know Wayne best might not actually be sure of which one he hates more (we’re only partly kidding).

Which is why today’s episode is especially entertaining as we welcome Rodney Lambert, a seasoned CPA who has put up with Wayne as a client for over 15 years. Jokes aside, Rodney’s deep experience and appetite for complexity have made him a go-to expert for us where he now works with more than a few Vizionary clients.

In today’s episode, we’ll be tackling complex topics like:

• Navigating the complexities of expat tax equalization

Rodney shares invaluable insights from his vast professional journey, which includes roles in major firms and philanthropic organizations. We'll also discuss the importance of proactive tax management and how personalized services can provide significant value.

Whether you're an expat, a contractor, or a high net worth individual, this episode is packed with actionable advice to help you optimize your tax strategy and protect your wealth. So, tune in and discover how to envision more for your financial future with Rodney Lambert on today's episode of the Envizion More Podcast. Let's get started!

• Managing tax implications for high-net-worth clients

• Envizion More: http://www.EnvizionMore.com