In anything involving finance, you are likely to hear the word “credit” mentioned a lot. Credit is defined as, “the ability to borrow money or access goods or services with the understanding that you'll pay later”—so any time you use your credit card, take out a loan, or apply for a mortgage, you are utilizing the credit system. Credit can seem like a confusing system, but breaking it down into smaller pieces can make it much easier to understand...hence, the 5 C’s of Credit. By understanding what factors into your credit score and what actions you can take that make the biggest difference, you can make sure you’re qualified for any loan you’d like to pursue.

www.huskeyfinancial.com

Compliance 2021-124522

This podcast is for informational purposes only. Michael Steven Huskey is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 6115 Park South Dr. Suite 200 Charlotte, NC 28210; 704.552.8507. Securities products and Advisory Services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly-owned subsidiary of Guardian. Huskey Financial is not an affiliate or subsidiary of PAS or Guardian.