It is important to establish and build up your savings, which can help you avoid incurring more debt in the future. Not only is having an emergency fund a great way to gain peace of mind, but it can also keep you above water in case the unexpected happens. Maintaining an equilibrium between paying debt and building savings is a delicate process, but by assessing your priorities, you can better determine where to focus your finances.

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This podcast is for information purposes only. Michael Steven Huskey is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 6115 Park South Dr. Suite 200 Charlotte, NC 28210; 704.552.8507. Securities products and Advisory Services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly-owned subsidiary of Guardian. Huskey Financial is not an affiliate or subsidiary of PAS or Guardian.