Home Equity Lines of Credit have long been sold as just another spending tool. You’ll see ads for HELOCs used to buy 4-wheelers and boats, paying for a new roof or a wedding, sometimes even that family vacation. All of these are ultimately just about spending more. Going deeper into debt. Owning less and less of your income.

However, the HELOC is a much more powerful tool than most of us realize. When used as a “sweep account” of sorts for your income, the HELOC becomes one of the most powerful debt elimination, mortgage acceleration tools ever designed.

Would you pay $5 in simple interest to borrow $100, if you knew the $100 would save you $2,000? This question has been asked of hundreds of audiences and they all come back with the same answer, “every day of the week”.

In our conversation with Adam Carroll, we uncover how you save the 20% of your gross income AND pay down your debt in a raging fashion using the power of leverage.

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