Ep 1: From Real Estate to Reality: My Journey into Senior Care

Join Chris Spade of Keller Williams Realty in San Diego as he interviews licensed fiduciary and tax professional, Lacey Italiano. In this enlightening episode, Lacey explains what a fiduciary is, the crucial role fiduciaries play in safeguarding seniors’ finances, and how they help Gen Xers navigate the complexities of caring for aging parents. Discover valuable tips for estate planning, ensuring financial wishes are honored, and preventing exploitation or scams. Tune in to learn how a trusted fiduciary can provide holistic financial guidance, protect assets, and offer peace of mind for you and your loved ones.

Chris Spade

Keller Williams

CA DRE #01785713

CA DRE #01295699

619-818-2992

Are you a senior thinking about selling your home? Or are you a Gen Xer helping your aging parents navigate the financial side of downsizing? In this episode of Moving Mom and Downsizing Dad, host Chris Spade sits down with Lacy Italiano, EA, President & CEO of Italiano Tax Solutions, to break down the tax implications of selling a primary residence, capital gains exclusions, and common mistakes seniors make when selling.

You'll learn:✅ How capital gains tax affects seniors selling their homes
✅ The importance of tracking home improvements to reduce taxes
✅ How the 121 exclusion works and why the "over 55 rule" no longer applies
✅ When a 1031 exchange makes sense for rental properties
✅ What to know before gifting property to family

If you're looking for expert advice on tax planning for seniors, this episode is a must-listen. Tune in to learn how to keep more of your money when selling a home later in life!

🔔 Subscribe for more insights on senior real estate and financial planning!

Chris Spade

Keller Williams

CA DRE #01785713

CA DRE #01295699

Medicare can feel like a mystery, but it doesn’t have to be! In this episode of Moving Mom & Downsizing Dad, host Chris Spade sits down with Medicare insurance broker Esther Sulistio to break down everything you need to know about Medicare, from enrollment deadlines to choosing the right plan.

Whether you're helping a parent transition into Medicare or preparing for your own coverage, this episode covers key topics like:

• The differences between Medicare Part A, B, C, and D
• Medicare Advantage vs. Medicare Supplement plans—which one is right for you?
• The biggest Medicare misconceptions that could cost you money
• Enrollment deadlines & penalties to avoid
• How Medicare coordinates with VA benefits and Medicaid
• 2025 Medicare changes that impact prescription drug costs

Esther, a San Diego-based Medicare expert, also shares practical tips for navigating the process stress-free, plus the #1 mistake people make when signing up for Medicare. Don't miss this must-listen episode packed with valuable insights that could save you time, money, and frustration.

Need Medicare guidance? Connect with Esther at stinsured.com or call 858-432-2322.

🎧 Tune in now and get the answers you need to confidently tackle Medicare!

Thinking about selling a rental property but don’t want the tax hit? In this episode of Moving Mom & Downsizing Dad, we sit down with Eric Barbarita, Managing Director and Financial Advisor at Bangerter Financial Services, to break down 1031 exchanges and Delaware Statutory Trusts (DSTs)—a powerful and often overlooked strategy for real estate investors looking to defer capital gains taxes and simplify their portfolio.

We dive into:

• The basics of 1031 exchanges—how they work and who they benefit
• Why DSTs can be a game-changer for seniors who no longer want the burden of managing rental properties
• Estate planning benefits of DSTs—how they can help Gen Xers seamlessly inherit real estate wealth
• Common misconceptions, risks, and key considerations before making the move

If you (or your parents) own investment property, this episode is a must-listen before making your next financial move.

Need more info? Eric offers a complimentary portfolio analysis for properties worth $500K or more. His contact details are in the show notes.

This information is for informational purposes only and does not constitute an offer to buy or sell an investment. Because investors’ situations and objectives vary, this information is not intended to indicate suitability for any particular investor. DST 1031 properties are only available to accredited investors (typically have $1 million net worth excluding primary residence or $200,000 income individually or $300,000 jointly in the last 2 years) and accredited entities only. If you are unsure if you are an accredited investor and/or an accredited entity, please verify with your CPA and attorney.

There are risks associated with investing in real estate and Delaware Statutory Trust (DST) properties including, but not limited to, loss of entire investment principal, declining market values, tenant vacancies, and illiquidity. Potential cash flows/returns/appreciation are not guaranteed and could be lower than anticipated.

Advisory services offered through Concorde Asset Management, LLC (CAM), an SEC-registered investment advisor. Registered Representative and securities offered through Concorde Investment Services, LLC (CIS), member FINRA/SIPC. Bangerter Financial Services is independent of CIS and CAM, all of whom are unaffiliated with third-party sites, cannot verify the accuracy of, nor assume responsibility for any content of linked third-party sites. Information available on third-party sites is for informational purposes only.

Caring for an aging parent or loved one is one of the most selfless yet challenging roles anyone can take on. But while caregivers pour their energy into others, who’s looking out for them? In this episode of Moving Mom & Downsizing Dad, I sit down with Marcie Hanna, a Licensed Clinical Social Worker with over 25 years of experience helping people navigate stress, anxiety, and the emotional toll of caregiving.

We dive into:
✅ The early warning signs of burnout—and how to catch them before they spiral
✅ Practical coping strategies to manage stress, overwhelm, and guilt
✅ The importance of boundaries and how to ask for help without feeling guilty
✅ How to balance caregiving with your own mental and physical health
✅ Resources available for caregivers in San Diego and beyond

Whether you're already deep in the caregiving journey or just starting to navigate it, this episode is packed with real-world advice, validation, and actionable steps to help you care for yourself while caring for others. Because your health matters too.

🎧 Tune in now for expert insights that could change the way you approach caregiving.

🔗 Resources mentioned in the episode are available in the show notes!

#CaregiverSupport #AgingParents #MentalHealth #SelfCare #MovingMomAndDownsizingDad

In this episode of Moving Mom and Downsizing Dad, Chris Spade sits down with Brandon Burns, President of Vanguard 1031 Exchanges and a certified exchange specialist. With over 4,000 exchanges under his belt, Brandon shares his expert insights on how seniors and their families can leverage 1031 exchanges to maximize wealth, defer taxes, and transition into smarter real estate investments.

Learn about key strategies for downsizing, splitting properties, and navigating timelines, plus the surprising benefits of Delaware Statutory Trusts (DSTs). Whether you're helping your parents plan their estate or exploring ways to boost cash flow, this episode is packed with actionable tips and real-life stories.

Don’t miss this essential guide to making smarter real estate moves and setting your family up for success!

In this heartwarming and insightful episode of Moving Mom and Downsizing Dad, Chris Spade sits down with Jana York, the inspiring owner of Always Sunny Ramona Senior Day Care Club. Jana shares how her innovative day club model creates a vibrant community for seniors, fostering friendships, cognitive engagement, and physical activity. Learn about the loneliness epidemic among seniors, the benefits of socialization, and how families can support their loved ones through meaningful programs. Whether you're caring for an aging parent or exploring resources for yourself, this episode offers valuable insights and practical tips to improve quality of life for seniors and their families.

In this episode of Moving Mom and Downsizing Dad, Chris Spade sits down with Rosemarie Litoff, a seasoned reverse mortgage specialist and one of fewer than 200 certified reverse mortgage professionals in the U.S. Together, they unpack the truth about reverse mortgages, dispelling common myths and misconceptions while exploring how this powerful financial tool can help seniors maintain independence, fund long-term care, or even pursue dreams. Whether you're helping aging parents or planning your own golden years, this episode offers invaluable insights to empower smarter financial decisions. Tune in for practical advice, heartfelt stories, and expert guidance!

Join Chris Spade as he sits down with Paul Downey, CEO of Serving Seniors, a trailblazing nonprofit in San Diego. Discover how Serving Seniors provides over 1.7 million meals annually, builds affordable housing, and prevents homelessness for low-income older adults. Paul shares insights on addressing food insecurity, the power of intergenerational communities, and innovative solutions for keeping seniors healthy and independent. A must-listen for anyone passionate about supporting our aging population and making a difference!

Welcome to another episode of Moving Mom and Downsizing Dad! In this episode, host Chris Spade sits down with Karen Leventhal, the founder of Seniors Choice and a Certified Aging in Place Specialist. Karen shares her inspiring journey from social work to becoming a general contractor specializing in accessible home modifications. With over 20 years of experience, Karen brings actionable insights into how seniors can stay safe and independent in their homes.

Topics include:

Karen also shares practical tips like choosing the right grab bars, leveraging technology, and creating comprehensive plans to avoid crisis mode. Whether you're helping aging parents or thinking about your own future, this episode is packed with valuable advice to help you or your loved ones stay safe, secure, and comfortable at home.

Tune in for an engaging conversation that will empower you to take action today!

Keywords: aging in place, home modifications, fall prevention, senior safety, accessible home design, downsizing tips, San Diego real estate, Gen X caregiving.