We live in incredibly uncertain times and its at times like this that we value clarity above all else.

My interviewee in this episode makes himself crystal clear.

Julian Enoizi is the CEO of the UK’s government backed terrorism insurance mutual Pool Re.

Born hastily as a response to the successful mainland UK bombing campaign of the IRA 27 years ago, it has since evolved into a far more sophisticated entity managing a substantial surplus, opening a commercial relationship with global reinsurers and liaising with similar global terror pools and mechanisms around the world.

In recent years it has immeasurably improved its modelling and underwriting capabilities and also  developed new covers in the form of non-damage business interruption.

Julian has in the past made no secret about wanting to broaden the scope of Pool Re to new perils such as cyber and made it clear he would have preferred UK flood to also have come under his remit.

In this chat he sets out his vision clearly and succinctly. I commend the next 20 minutes to you