More and more Americans are facing massive student debt and daunting payment plans once the federal pause on loan payments runs out. But this burden is not spread evenly, and neither are the challenges of paying it off. In this episode, we spoke to Associate Professor of Public Policy Fenaba Addo about who is really facing a student debt crisis, what contributes to student debt accumulation, and how race and family wealth factor into it all.

For more of Fenaba Addo's work:

• Check out her report on this topic: Ensuring a More Equitable Future: Exploring and Measuring the Relationship Between Family Wealth, Education Debt, and Wealth Accumulation
• Listen to her on an episode of PitchFork Economics titled Why Should We Cancel Student Debt?