Episode #85 'We Talk Real Estate' every week, discussing the challenges of buying and selling."

If you are looking to buy a house you have better inventory choices compared to 90 days ago.

This week we concentrate on Indianapolis metropolitan housing markets including Carmel, Westfield, Fishers, Noblesville, and Zionsville, Indiana. Mortgage interest rates are better than expected compared to what the news outlets are saying. FYI our stats are done every week on Tuesday and are subject to change. If you have anything you would like to hear on the podcast reach out to us. Always use a realtor to purchase or sell your home and get professional guidance in dealing with your real estate transaction. Indy Real Estate Market / Podcast #Episode36. #Indianapolis #RealEstate #Mibor #HamiltonCounty #Hamco #ShellyWaltersEXP #JustinGriffithKellerWilliams #KlyeMorrisFCTucker #Realtors

Well, the market slowed down just a tick along with inventory adjustments on some list prices. FEDS says mortgage rates will increase, the mortgage interest rates this week look somewhat pretty good compared to a few weeks ago. Thank You to this week's team for the stats. Please note that stats are pulled the day of the show and they are subject to change. Thanks to Shelly Walters EXP Carmel, Indiana, Justin Griffith Keller Williams Indy Metro North, and Kyle Morris FC.Tucker Carmel, Indiana. Host Tony Cardenas Indy Real Estate Market and Executive Homes Magazine for the Greater Indianapolis area. 

The Motley Fool says ... Good news for home buyers

An uptick in housing inventory could spell relief for buyers in a couple of ways. First, the more housing supply there is, the less of a disconnect there will be with regard to demand. And bridging that supply-demand gap could be just the thing to send home prices downward.

In fact, a big reason sellers are commanding such high prices for their homes these days is that many properties are landing in bidding wars due to a lack of inventory. If bidding wars become less common, that alone should send property values down toward more moderate levels.

Interest rates will increase soon by the FEDS. Do need a mortgage contact at www.SimpleMortgage123.net and ask for Randy Fritz | $750.00 closing cost on a purchase or refinance. This will be credited at the time of closing only. $750.00 off closing cost. Code (SM14EW-750) 

NMLS# 132493

Indianapolis Metropolitan and Hamilton County Suburbs are getting a lot more listings, inventories are here for home buyers. Years ago you would have tapper down in the late summer market when schools start in the midwest markets. The fear of Interest Mortgage Rates increasing gives sellers and buyers the opportunity to sell and buy a home before the impacted fixed rates increase with the Feds. News Housing Wire: As the Federal Reserve announced yet another 75 basis point interest rate hike Wednesday, loan officers and lending executives — already well aware of the news — were looking ahead, questioning whether mortgage rates will spike or dip in the aftermath.

Mortgage rates leading up to June’s Fed rate hike surpassed the 6% level as higher-than-expected inflation data triggered volatility in the market, which led to turbulence in mortgage rates. Since the Fed’s June interest rate increase of 75 bps, mortgage rates in recent weeks crept closer to 5.5%.    *All mortgage rates are subject to lender qualifications- guidelines, current fico score, and loan to value (ltv). 

Yes, the housing market is changing but at the same time, we are getting back into a market where buyers have more choices than they did compare a few months back or even almost three years ago. Think about this you have the opportunity to purchase a home and not pay thousands over the current asking price but at the same time, you pay a higher fixed mortgage rate.  You actually may be in a better position this way compared to a lower rate vs. paying $20K or even up to 60K over the asking price. You can always be creative with your mortgage financing there are so many options. The new saying:  Marry the house but Just Date the Rate. Consider other mortgage options like Adjustable Rate Mortgage (ARMS) you might have an opportunity to save. Our next few episodes will discuss mortgage rates and loan options and learn the information you need to know as a buyer and seller. Thanks to Shelly Walters EXP, Kyle Morris FC.Tucker, Justin Griffith, Keller Williams, and Greg Cooper Compass Real Estate 

Carrie Holle Founding Member of Compass Real Estate here in Carmel, Indiana "Hamilton County" discusses the luxury market with Greg Cooper with Compass Real Estate. Carrie says the two million luxury market is the starting point of the game in most cases. Production homes now start in the six hundred thousand dollar range. Greg Cooper says the real estate market here still may be sold at the full list price and possibly more. California buyers are buying homes in Carmel, Indiana, because of the safe community that the City of Carmel has built. Greg Cooper and Carrie say they help people sell and buy homes, but really we are selling a great community. The community is not slowing down with new developments and new housing growth here in Carmel, Zionsville, Westfield & Fishers Indiana. 

Carrie Holle and Greg Cooper are the founding members of Compass Real Estate here in Indiana. 

This information has been sponsored by: AmericasBest.Mortgage & www.ExecutivePortfolio.com is the #1 Real Estate Magazine for Greater Indianapolis markets. Need a low-rate mortgage go to: www.AmericasBest.Mortgage 

Episode#30 Buyers have a bigger opportunity than they had just 3 months ago. Listings increase in Hamilton County cities and Indy Broad Ripple. if you are a seller make sure you have an agent that will price your home right. Some homes are still selling for a list and we are still seeing over-ask prices but it's at a much slower pace than it was just a few months ago. Mortgage rates are expected to climb again with Fed Increases right around the corner. If you are getting a mortgage soon... banks at this time are normally higher than lenders. Small mortgage brokers have lower rates and lower closing costs. Do not pay origination fees for lower rates make sure you compare. If you are refinancing understand there are no Free Lunches and No Free Closing Costs when they say no closing costs beware! Indy Real Estate Market will have  mortgage professionals come on the podcast to talk about Fixed Rates vs. Adjustable Rates Mortgage (ARMS) 

Our Message: Always use a licensed Real Estate Agent when selling and buying a home.

Housing Market: There is no time for greed in this current market today when selling a house. Don't wait for over list price when selling your home. Feds are talking about mortgage rates increasing. With increasing inventory, the buyers have more choices. It's still a good seller's market. Buyers are changing purchase price goals because the interest fixed rates have increased. ★Greg Cooper COMPASS Real Estate reads the front page of the Wall Street Journal rates to increase. ★ Shelly Walters sells vacation homes on Sweet Walter Lake sales have really slowed down. Always sell or buy a home from a professional realtor.

IndyPodcast.Media Email: [email protected]

Realtors and adjusting listing prices but at the same time homes are getting over asking prices in certain areas. The real estate market is good here in the Greater Indianapolis Market including Hamilton County and Boone County,  Get educated with market trends right here weekly. Interest rates dropped "IMPROVEMENT ON FIXED RATES" in the last few days compared to the last two weeks. They say buy the home and date the rate with an adjustable-rate mortgage aka ARMS (not all banks have great deals) compared to top mortgage lenders. If you don't ask for a discount on a fixed rate you won't get it. Watch for paying large origination fees. Have questions contact us @ www.AmericasBest.mortgage by PRMG here in Carmel, Indiana 

Want to get on the podcast email us @ [email protected] 

PODCAST SHOW : IndyRealEstateMarket   We are on Spotify and Apple Podcast www.IndyPodcast.Media 317-376-8001

Local Indy agents talk about days on market with some housing prices being cut on selected area listings.