Esse Health Benefits U

As we approach Open Enrollment, we're taking a look at the MetLife Legal Plan, a new voluntary benefit that employees regularly working 60+ hours per pay period can elect at Open Enrollment for 2023. Legal matters occur throughout life, when you're getting married, buying a home, caring for aging parents or dealing with identity theft or a tax audit. Having access to a network of attorneys through a legal plan empowers you to handle these costly issues as they arise. In this episode, MetLife Representative Tim Bearint explains how the MetLife Legal Plan can support you when dealing with legal matters surrounding life's planned and unplanned events. With unlimited access to experienced attorneys for covered situations, it's like having an attorney on retainer. Tim also answers many common questions people have about this benefit. Additional Resources:

• Legal Plan Summary
• Legal Plan in Action Example - Jenna

View network attorney list at: http://info.legalplans.com Access code: 8211703

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------ Music Credit: "Cheery Monday" - Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/

At Esse Health, We want you well, and that includes the digital wellbeing and safety of our team members and their families. We're doing more online than ever before—shopping, banking, and connecting with others — making us vulnerable to fraud and online threats. In turn, this creates stress and impacts our financial and emotional well-being. However, you don't have to feel like you're on your own. To help support you in this area, we've added a new voluntary benefit that you can elect at Open Enrollment for 2023 - MetLife Identity & Fraud Protection powered by Aura. In this episode, David Seifert, VP of Solutions at Aura, explains how the Aura platform helps safeguard the things that matter to you most: your identity, money and assets, family, reputation, and privacy. Learn how Aura can proactively protect you in these key areas and how their service team is available 24/7 over the phone to help you with any issues. If you are a victim of fraud, Aura's White Glove Resolution Specialists can also work with you to navigate bureaus and government institutions to resolve your fraud incident quickly. Life is busy and you shouldn't have to spend your time becoming a cyber security expert. MetLife Identity & Fraud Protection powered by Aura helps give you peace of mind in keeping your digital information safe, so that you can focus on the things that are most important to you.

Additional Resources:

• Plan Summary/Comparison
• Find additional digital security resources at: https://www.aura.com/digital-security-101

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------ Music Credit: "Cheery Monday" - Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/

We know that many Esse Health employees are living our "We want you well" motto by making healthy choices and being more active. The same goes for members of the Esse Health leadership team. In this episode we're talking to Vice President of Clinical Programs from 2010-2024, Carla Beckerle, DNP,APRN-BC. As a healthcare worker, it can be easy to forget to take care of yourself as you care for others. Hear Carla's approach to breaking unhealthy patterns including lack of sleep and struggles with eating habits. She also shares how her wellness journey has helped her learn to live in the present and appreciate all the joy in life. As Carla puts it: "Life is short - enjoy it, love the people that are close to you, and take care of you!"

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------ Music Credit: "Cheery Monday" - Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/

At Esse Health, our We Want You Well motto is focused on our employees as well as our patients. We're introducing a new episode series, Doing Well, to help us do this wellness journey together. Listen for tips and success stories from other Esse Health team members who are making efforts to live healthier lives and how they're "Doing Well!" In this episode, we're chatting with Esse Health's Director of Physician Talent, Karen Hoff, who was on a mission to earn every point she could qualify for in the 2021-2022 Wellness Rewards Program. Hear about Karen's many adventures over the past year – from volunteering... to meet-ups, to conquering a 5k – and what she came away with over the course of her journey. Plus, pick up tips for how you can make connections, broaden your horizons, and build healthy habits through Esse Health's Wellness Rewards Program!

Additional Resources:

• Wellness Rewards Program

Have a question or topic for a future podcast? Click here to let us know! For more benefit tips and wellness info, follow essehealthbenefitsu on Facebook, Instagram, LinkedIn, or YouTube

------ Music Credit: "Cheery Monday" - Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/

Meet WEX (formerly Discovery Benefits) and find out how they help you get the most from your FSA!  A Medical Flexible Spending Account (FSA) is a great way to save money on your out-of-pocket healthcare costs – including dental and vision expenses.  Alexis Guggisberg explains FSA basics, and the tools available to help make it easy to manage your FSA account. 00:00 - Meet WEX & online access/app overview 05:28 - FSA basics 08:39 - New eligible expenses / eligible expense scanner 11:15 - How to use your debit card or submit a claim 13:26 - Substantiation / IRS requirements 22:17 - When you can enroll/change your election 23:57 - Ask WEX – questions from employees 25:50 - Contacting WEX / Closing summary Additional Resources:

• How to Contact WEX
• How to Access Your FSA Benefits Online Account
• Getting Started with the WEX Benefits Mobile App
• How to use the App's Eligible Expense Scanner
• Eligible Expense Guide
• Did U Know – Substantiation Overview
• Video: How to Substantiate Medical FSA expenses
• Understanding Benefit Card Auto-Approval
• Common Reasons for Benefits Card Declines
• Benefits Card Suspensions - Overview

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------ Music Credit: "Cheery Monday" - Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/

With COVID-19, many Esse Health employees or their family members are currently working remotely, some of us for the first time. While a flexible dress code and not having to commute are definite perks of remote work, working from home also has its challenges. Join us as Lisa Paschke from PAS shares strategies to maintain productivity, work-life balance, and stay resilient when working remotely. By focusing on what we can control, and reaching out for help when needed, we can make working remotely a successful experience! Additional Resources:

• Working Remotely – Tips For Employees
• Working Remotely – Tips For Managers
• NY Times Article: How To Work From Home, if You've Never Done It Before

Contact PAS:1-800-356-0845 www.paseap.com | Company code: 0148 For more benefit tips and wellness info, follow essehealthbenefitsu on Facebook, Instagram, or LinkedIn

------ Music Credit: "Cheery Monday" - Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/

We could all use personal assistance, especially with new challenges added by COVID-19. Lisa Paschke, from Personal Assistance Services (PAS), joins us to talk about all the things PAS can do for you. Don't forget, PAS coaches are there to point you to whatever resources you may need in "Life" - for both the good changes and the bad. From Parenting Consultations, to Health and Nutrition Coaching, Organizing Coaches, Financial Coaches, and discounts - everyone can find something to benefit from. As always, PAS is there too if the current COVID-19 situation has you feeling a heightened sense of anxiety or not feeling yourself. PAS services are 100% FREE and confidential for Esse Health employees and their dependents. Contact PAS1-800-356-0845 www.paseap.com | Company code: 0148

FREE and confidential

Additional Resources:

• PAS COVID-19 Resource Site
• Handout: "Managing the Emotional Impact of the Coronavirus Pandemic"
• Child Care COVID-19 Resources
• Crisis Resources

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------ Music Credit: "Cheery Monday" - Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/

At Esse Health We Want You Well, and our benefit package was designed with this in mind.

Open enrollment is your one chance per year to make any changes to your benefits or the family members you cover. It's important to review all of your options because your benefit choices have a significant impact on you and your family's physical and financial well-being.

We've updated our 2019 episode with Phillip Prichard of HM Benefits who explains what to consider when choosing your benefits including:

• evaluating your Health Plan options
• reviewing your HSA or FSA contribution
• reviewing Voluntary Benefit options

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Open Enrollment is your one chance per year to make any changes to your benefits or the family members you cover.

Laurie Davis from J.W. Terrill joins us to discuss a few changes to our benefit plans for 2020 including:

• The addition of an Esse Health Provider Network to our Medical Plans
• The change in our Pharmacy Benefits Administration to RxBenefits/Express Scripts (ESI)
• The addition of chiropractic coverage to our Medical Plans
• Slight premium and deductible changes.

Listen as we cover the basics of what you need to know for Open Enrollment 2020. Additional Resources:

• Click here to view the 2020 National Preferred Formulary or locate an Express Scripts (ESI) participating retail pharmacy.

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------ Music Credit: "Cheery Monday" - Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/