In this week’s episode, Rav interviews Gillian Irving, one of the hosts of ‘Mothers of Real Estate’, about how to make money investing in student rentals and why she loves it so much.

Episode Highlights:

How student rentals work

Quotes:

“I have never lost a dollar investing in real estate.”

“Real estate investing is boring in a fantastic way.”

“It’s just money all day long.”

“I love student rentals – they’re my favourite.”

“Rather than renting it out as a home, you rent out each of the individual rooms and…you get this magnified rental income by the students.”

“It’s a really great strategy in terms of putting money in your pocket every single month, and like the forced savings that happen from the mortgage paydown and appreciation.”

“Wherever possible you want the parents to co-sign.”

“No one wants their kids to stay in a dive.”

“There’s many ways to skin the student rental cat.”

“I just have found that I’ve not had any of the hiccups that you would expect exist with this strategy.”

Links:

Everyday Investor homepage: https://everydayinvestor.com/

Mothers of Real Estate homepage: http://www.mothersofrealestate.com/

In this week’s episode, Rav interviews Cato Pastoll, co-founder of Lending Loop, about his company and how it helps everyday investors to make money investing in businesses.

Episode Highlights:

Cato’s history in business

Quotes:

“It’s such a great opportunity to be able to do your own thing, and run your own business. It definitely takes a lot of courage and perseverance.”

“Creating a community between both everyday individual Canadians and small businesses that are looking for capital.”

“What we…enable people to do is lend their money to many different businesses.”

“Canadian investors in Canadian businesses.”

“These aren’t start-ups, these are vetted businesses.”

“Every month you’re getting a payment of interest, but also some of your principal back, which kind of de-risks the overall investment.”

“It’s entirely on-line and digital.”

“We’re actually the first company in Canada to get an approval to operate this type of business model.”

“We get a lot of feedback from investors who are investing because they want to give back.”

“They feel the impact of how their money is being used.”

Links:

Everyday Investor homepage: https://everydayinvestor.com/

Lending Loop homepage: https://www.lendingloop.ca/

Rav’s good friend and sponsor of the show, Sam McDadi, joins him for today’s episode to talk about the investor mindset and his experience of finding happiness in the world of real estate.

Episode Highlights:

Sam’s educational and professional history and his plans for the future

Quotes:

“More important than the strategy is the philosophy, the mindset.”

“If you couldn’t work for six months, how would you be today?”

“My Dad was a successful entrepreneur but he kind of took his eye off the ball – he lost everything.”

“Real estate should be kind of boring…money should be making you money.”

“When I got into real estate…my passion quotient went through the roof.”

“Life is about having a peace, having a joy, having a serenity.”

“Four years ago, I had a neural breakdown, I was riddled with anxiety.”

“You have to think differently than everybody else if you want to have success.”

“It’s minimal risk because we understand the ebbs and flows.”

“When I’m in the workforce, I’m operating from a place of happiness.”

“Very few things in life are absolute.”

Links:

Everyday Investor homepage: https://everydayinvestor.com/

Sam McDadi Real Estate Inc Brokerage homepage: https://mcdadi.com/

Filling in for Rav on today’s episode is Nicole Edmonds who will be interviewing guest Brandon Crombeen, Senior VP of Private Capital Markets at Greybrook Realty Partners, about how to make money investing in multi-family residential across North America.

Episode Highlights:

Brandon’s journey from professional athlete to real estate professional

Quotes:

“Something that we obviously try to give all of our investors - the ability to passively invest…but not have the day to day headache of managing it.”

“So you guys are not only looking at an increase in value from renovations, also decreasing expenses.”

“Really at the end of the day, what we’re looking at is ensuring that we have the ability to increase that net operating income.”

“It’s a very fine balance.”

“There’s a lot of work and a lot of very smart people involved with it.”

“When we’re going into these, we kind of have a defined exit plan.”

“It really is a bit of a science.”

“You then leave the door open for another value-add investor to come in and say, you know, ‘There’s still meat left on the bone’, so to speak.”

Links:

Everyday Investor homepage: https://everydayinvestor.com/

Greybrook Realty Partners homepage: https://realty.greybrook.com/

On today’s show, Rav looks at how to make money investing in income properties with his good friend, Scott Mcgillivray.

Episode Highlights:

The Pareto Principle and how Scott applies it to his life

Quotes:

“Gives me 60% of my time to be like a full-time Dad.”

“Which reminds me, I can’t actually be here.”

“If you want to get a vacation home, here’s a way that you can buy one, make money, and enjoy it.”

“It’s not easy, but it is simple if you follow these steps.”

“Some people are making a killing.”

“Everyone told me I was crazy.”

“You don’t even have a girlfriend, how can you have a house?”

“Knowledge mitigates risk.”

“Is the income that you’re going to generate enough to cover the cost of financing the renovation to do the work?”

“The metric that I really love is rental rates…the key is they’re not going down.”

“We were getting like a 50-60% return every year.”

Links:

Everyday Investor homepage: https://everydayinvestor.com/

Scott’s homepage: https://scottmcgillivray.com/

Joining Rav on today’s show are Carmen and Jordan Campagnaro, the ‘wonder twin’ hosts of “30 Minutes to Wealth”, who demonstrate how to make money - and not just a little bit of money - using other people’s money .

Episode Highlights:

District Real Estate Investment Trusts (REIT)

Quotes:

“Basically, it’s investors being able to participate in the ownership of all of our real estate assets.”

“We leveraged this, we leveraged that, we used other people’s money.”

“They cleared about a million dollars in about a year’s work.”

“That’s why we love and hate the banking system, because they’re very conservative, but they keep us safe.”

“It’s a good thing to borrow money to make money.”

Links:

Everyday Investor homepage: https://everydayinvestor.com/

30 Minutes to Wealth homepage: http://www.30minutestowealth.com/

In today’s episode, Rav discusses the strategy of investing in ‘rent-to-own’ for cash flow with good friend Rachel Oliver of Clover Properties. Rachel provides in-depth information about this strategy including: how it works, why she likes it, and what it can do for both renters (tenant-buyers) and investors.

Episode Highlights:

The advantages of this strategy for investors

Quotes:

“We really needed to replace our job income so we could spend more time with our kids, so we could travel when we wanted to, leave our jobs.”

Links:

Everyday Investor homepage: https://everydayinvestor.com/

Clover Properties: http://renting2own.ca/

We all want more time with family, friends and to engage in a purpose greater than ourselves. The challenge is that we spend most of our time working for money in order to live. Imagine if our money could make us money to live, freeing up our time for these things that matter most. Well we can! Enjoy ‘learning how money makes money’ as each week host Rav Toor interviews everyday people who are making this a reality.

In this week’s episode, Rav interviews good friend and associate Peter Politis, CEO of Greybrook Realty Partners, Partner in Greybrook Capital, and ‘Top 40 Under 40 Most Influential in Canada’ nominee about investing in real estate development. Peter clearly explains how this type of investing works, and why this strategy holds such appeal for him.

Episode Highlights:

The four questions to ask when presented with any investment opportunity

Quotes:

“Generally, in business, if you can have the best go to work for you everyday, you have a very good chance of making money.”

“For our investors, we basically try to double their money every 4 - 5 years.”

“It’s really about creating a diversified portfolio for our investors, so they get to choose the project that they’re in.”

“In a nutshell, Peter, his family, Rav, and friends, we buy the land, maybe a few bucks for marketing, the developer comes in, we build something, and generally speaking, we split the profits.”

Links:

Everyday Investor homepage: https://everydayinvestor.com/

Greybrook Realty Partners homepage: https://realty.greybrook.com/