Everything I Know, I Learned From Dad

As we conclude our four-part financial literacy series, Dad and Hannah scratch the surface of investing in Part 2 of Financing Your Future. Stocks, bonds, and mutual funds, OH MY! 

Episode Details:

1:30 - Disclaimer!

2:00 - Why invest? What to consider when investing your money

6:20 - An overview of dollar cost averaging

7:38 - What is a stock?

9:12 - What is a bond?

11:21 - What is a mutual fund?

13:40 - Additional investment options, and resources for research

Questions? Email us at [email protected]!

As we conclude our four-part financial literacy series, Dad and Hannah discuss the importance of saving for retirement in Part 1 of Financing Your Future, and how starting early can make a HUGE difference in the amount you can save. Give a listen to learn about the power of compounding, and different retirement account types!

Episode Details:

1:45 - Dad walks us through why to start saving for retirement early

8:12 - What's what with retirement account types

13:10 - Tax options on retirement contributions and withdrawals 

Questions? Email us at [email protected]!

In this episode, Dad, Hannah, and Maddie continue onto part three of a four-part financial literacy series. There are many ways to approach healthy money management, and finding small ways to save is a great way to start building the right behaviors and mindset! 

Episode Details:

2:46 - Small ways to save around the house

8:00 - Dad talks about what he borrows as opposed to buys

11:55 - Why carrying cash, can help you save

17:20 - Additional ways to save money! 

25:35 - Creating awareness and building the right mindset

Questions? Email us at [email protected]!

Writing a budget is just the first step in learning to manage your money, and Dad was always quick to remind us that money doesn't grow on trees, nor does it buy happiness. In the second episode of our four-part financial literacy series, Dad, Hannah, and Maddie discuss prioritizing your spending "where the rubber hits the road," as Dad suggests. 

Episode Details:

1:45 - What Dad suggests we spend money on

13:40 - What Dad suggests we don't spend money on, or think twice about

18:47 - How to manage to your budget

Questions? Email us at [email protected]!

In this first episode of our four-part financial literacy series, Dad, Hannah, and Maddie discuss the importance of budgeting, how to start creating your budget, and cautions to consider with credit cards.

Episode Details:

1:05 - Dad's knowledge background in financial literacy, and why financial literacy is so important

4:19 - Getting started with building your budget

9:31 - How much can you afford for living expenses?

11:20 - The importance of an emergency fund, and how much money to set aside

12:46 - Credit cards; the good, the bad, and the ugly

19:26 - How your money habits can affect your future (read: credit score)

In case you missed it, download our budgeting spreadsheet here.

Questions? Email us at [email protected]!

Dad loves spreadsheets, and finds them useful for a variety of purposes. In this episode, we reflect on how Dad has taught Hannah to use spreadsheets to create a budget, and even make difficult decisions!

Episode Details:

1:40 - How Dad leverages spreadsheets, and why he loves them

3:14 - Building the budget spreadsheet

4:36 - Using a spreadsheet to make difficult, emotional decisions, logical (and how Hannah used a spreadsheet to decide where to go to college!)

11:53 - Other helpful ways to use a spreadsheet

Download our budgeting spreadsheet here, and our decision matrix here.

Questions? Email us at [email protected]!

In our inaugural episode of Everything I Know I Learned From Dad, get to know Dad, Hannah, and Maddie and why we started a podcast!