In this conversation, Kalie and Rafael discuss the current state of the housing market in Portugal, focusing on the stability of prices and the active nature of the market. They delve into the favorable interest rates for mortgages, explaining the different options available to buyers. Rafael outlines the mortgage process, emphasizing the importance of pre-approval and the necessary documentation. The discussion also covers practical advice for prospective homebuyers, including understanding additional costs and the benefits of working with a mortgage broker. Finally, they touch on future considerations for property investment in Portugal, especially for those looking to retire or invest from abroad.

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