affordable houses in short supply and lots of competition.

But if you do own a home in the Tampa Bay region, you might be facing another challenge: getting insurance.

WUSF’s Jessica Meszaros has been reporting on what the homeowner’s insurance crisis looks and feels like in Tampa Bay, and her reporting is featured on WWNO’s ‘Sea Change’ podcast.

Meszaros’ podcast ‘The Stormy Insurance Crisis in the Sunshine State’ dropped back in August, before Hurricanes Debby, Helene and Milton. Those back to back storms brought the insurance crisis into focus, as the region recovers.

Meszaros joins Florida Matters why Florida is the “origin story” of the collapsing home insurance market, and how sketchy companies and climate change are fueling the crisis.