2 financial educators and coaches who DON'T love budgeting?? It's true. 

Listen to learn step by step how you too can ditch your budget and build wealth on auto-pilot!

Find your missing 401(k) - Registry of Unclaimed Benefits

Book a call HERE with Genevieve @holistic.personal.finance

Book a call HERE with Tess @wealthwithtess 

🤓 Be a smarter investor in 5 minutes (promise)! Enhance your investing knowledge by understanding 26 most common & confusing financial terms in plain English HERE!

Follow Tess and Gen on Instagram & DM us any questions you have!

Leave us a 5⭐️ Review & share this episode with a friend!

All recommendations and conversations presented in this podcast episode are meant to be used as a guide for general use and educational purposes only. Information is not meant to be taken as explicit financial advice.

Ever wondered if you're debt is too much? If that new car or home makes sense financially? Or if you have enough saved for emeregencies?

If so, we have 4 super-easy-to-calculate-rule-of-thumb metrics to share! Listen to the episode to get the specifics on each one. 

• Consumer Debt Ratio (aim to be under 15%)

  Calculation: Non-housing debt / Gross income (annual or monthly- just make sure they match)

• Front-end Housing Ratio (aim to be under 28%)

  Calculation: Housing debt (PITI & HOA)/ Gross incom

• Back-end Ratio/ Traditional DTI (aim to be under 36%)

  Calculation: All debt / Gross income

• Liquidity Ratio (aim to have 3-6 months)

  Calculation: Liquid assets / monthly expenses

🤓 Be a smarter investor in 5 minutes (promise)! Enhance your investing knowledge by understanding 26 most common & confusing financial terms in plain English HERE!

Follow Tess and Gen on Instagram & DM us any questions you have!

Leave us a 5⭐️ Review & share this episode with a friend!

All recommendations and conversations presented in this podcast episode are meant to be used as a guide for general use and educational purposes only. Information is not meant to be taken as explicit financial advice.

If tax day is looming large in your calendar, listen to today's episode to learn 3 key tasks to check off before April 15th.

IRS FREE FILE LINK

Enhance your investing knowledge in 5 minutes (promise!) by understanding 26 most common & confusing financial terms in plain English HERE!

Follow Tess and Gen on Instagram!

Leave us a 5⭐️ Review to spread the word!

All recommendations and conversations presented in this podcast episode are meant to be used as a guide for general use and educational purposes only. Information is not meant to be taken as explicit financial advice.

Deep breaths. In this episode, we break down:

✔️ Why the stock market has mood swings (but always recovers) ✔️ The actual control presidents have over the economy (hint: not as much as the news makes you think) ✔️ The one rule of investing that protects you from uncertainty (diversification, baby!) ✔️ When it does make sense to save more and invest less (hot take alert!)

We had a few other episodes planned for our 2025 comeback, but we pushed this one up to the list becuase of the feedback we got from students, clients & friends. We hope this helps you hit pause on the panic button, and if not, please reach out.

We're here for you fam!

Becoming a more educated investor, can help you become a calm investor ➡️ Increase your investing knowledge in 5 minutes (promise!) by understanding 26 most common & confusing financial terms in plain English HERE!

Follow Tess and Gen on Instagram & DM us any questions you have!

Leave us a 5⭐️ Review & share this episode with a friend!

All recommendations and conversations presented in this podcast episode are meant to be used as a guide for general use and educational purposes only. Information is not meant to be taken as explicit financial advice.

Enhance your investing knowledge in 5 minutes (promise!) by understanding 26 most common & confusing financial terms in plain English HERE!

Follow Tess and Gen on Instagram & DM us any questions you have!

Leave us a 5⭐️ Review & share this episode with a friend!

Now that the dust has settled from election week, it's time to dive in. Listen to learn about 3 policies the Trump Administration is proposing and how these changes could that impact your financial plan.We're talking about all the money moves you should start, stop and keep doing over the next 4 years.

All recommendations and conversations presented in this podcast episode are meant to be used as a guide for general use and educational purposes only. Information is not meant to be taken as explicit financial advice.

Enhance your investing knowledge in 5 minutes (promise!) by understanding 26 most common & confusing financial terms in plain English HERE!

Follow Tess and Gen on Instagram!

Leave us a 5⭐️ Review to spread the word!

If you havent looked at your 401k account since you started your job.. this episode is for YOU! Learn why this is a great time to review your 401k, along with common mistakes we see clinets make in their 401k that are holding them back!

All recommendations and conversations presented in this podcast episode are meant to be used as a guide for general use and educational purposes only. Information is not meant to be taken as explicit financial advice.

Do you scroll through your annual enrollment in 5 minutes, randomly choose your options, or wait until the last minute because its just too overwhelming?

Check out this episode to understand:

• what options may best fit your needs
• discover an account with TRIPLE tax benefits
• get ready to squeeze every last penny from your annual enrollment during the most wonderful time of the year (to some).
• learn about benefits you never knew existed

Find Qualified Medical Expenses for your HSA HERE.

Enhance your investing knowledge in 5 minutes by understanding 26 most common (and confusing) financial terms HERE!

Follow Tess and Gen on Instagram!

Leave us a 5⭐️ Review to spread the word!

All recommendations and conversations presented in this podcast episode are meant to be used as a guide for general use and educational purposes only. Information is not meant to be taken as explicit financial advice.

Literally, this episode is all about year end bonuses!

Learn all about:

• what Clark Griswold can teach us about bonuses
• why we DON'T want you to only do the "boring" things with your bonus
• why your bonus may be taxed more what happens if you don't plan it 
• examples of how to pre-plan to make get the most impact... and joy from your bonus!

Enhance your investing knowledge in 5 minutes by understanding 26 most common (and confusing) financial terms HERE!

Follow Tess and Gen on Instagram!

Leave us a 5⭐️ Review to spread the word!

All recommendations and conversations presented in this podcast episode are meant to be used as a guide for general use and educational purposes only. Information is not meant to be taken as explicit financial advice.

It's coming up whether we're prepared for it or not!

The last few months can be some of the busiest of the year and Tess & Gen want to set you up for success so you can roll into 2025 feeling financially confident!

During this episode discover what questions you need to start asking yourself before the holidays, tips on getting the dreaded gift giving conversation started with friends and family, and creating buffers for your budget.

🎄Grab the new holiday budget template HERE!

Follow Tess and Gen on Instagram!

Leave us a 5⭐️ Review to spread the word!

All recommendations and conversations presented in this podcast episode are meant to be used as a guide for general use and educational purposes only. Information is not meant to be taken as explicit financial advice.

If you're not quite sure whether to choose Roth or Traditional during your retirement account opening-- or what the difference is-- this episode is for you!

Listen as Gen & Tess discuss the pros and cons of each account and give you practical, easy to understand guidence on picking the best retirement tax designation. 

Enhance your investing knowledge in 5 minutes by understanding 26 most common (and confusing) financial terms HERE!

Follow Tess and Gen on Instagram!

Leave us a 5⭐️ Review to spread the word!

All recommendations and conversations presented in this podcast episode are meant to be used as a guide for general use and educational purposes only. Information is not meant to be taken as explicit financial advice.