Money comes in, but it never seems to stay. Rob West looks at a statement from the Old Testament prophet Harris and makes the conclusion that if money only serves our comfort, we’ve missed its purpose.

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The pressure to keep up with the Joneses can be powerful. Rob West reminds us that we see what others drive, wear, buy, and post—and before long, contentment gives way to comparison. As followers of Christ, we’re free to live with wisdom, humility, and gratitude!

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In a world that tells us to build our platform, hoard our wealth, and promote our name, faithfulness is better than greatness. Rob West paints that picture with a look at the Old Testament story of Jeremiah’s scribe Baruch.

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Credit card rewards can feel like easy money: cash back, travel points, and sign-up bonuses just for using a card. But Rob West warns that a strategy called “credit card churning” (opening cards mainly to capture bonuses) can carry more risk than reward.

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It’s hard to name the most painful financial decision, but for many, co-signing a loan ranks near the top. Rob West reminds us while the Bible doesn’t forbid co-signing, it does urge caution. So if you are considering co-signing a loan, pause, praying, and proceed with caution.

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Money is a tool to serve God and neighbor, not a reason to use them. Rob West shares from an account in Acts 16 where a healing of a slave girl is met with anger from her owners because her former fortune telling will no longer benefit them monetarily.

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A bigger paycheck can be a good gift. But it is not always the same thing as a better life. Rob West encourages us that a smaller life with peace before God is far richer than great wealth surrounded by turmoil.

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Planning is good, but there is a warning. Rob West points to the book of James to point out faithful planning doesn’t say, “I’m in control.” It says, “God, lead the way.”

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More money can solve some problems—but it can also create new ones. From the wisdom of Solomon Rob West points out accumulation often brings complications. More to manage. More to protect. More to worry about losing.

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What would you choose: one million dollars today, or a penny doubled every day for 30 days? Rob West does the math and applies the principle of compounding to investing. So, don’t chase quick riches. Start early, stay consistent, and let time do its work.

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