The boy who cried wolf has nothing on some of the financial alarmists crying wolf today about the economy. Is our banking system on the brink of collapse? Are we headed for hyper-inflation? Economist Jerry Bowyer joins Rob West today to help answer those questions.

MoneyWise contributor Jerry Bowyer is the financial editor atTownhall.com and author ofThe Maker Versus the Takers:What Jesus Really Said About Social Justice and Economics.

Some analysts are quick sound alarms about impending doom just around the corner. Others deny the very real risks and challenges for investors. The truth is usually somewhere in the middle.

Today, Jerry Bowyer addresses talk of possible looming hyperinflation. He says that while he warned about inflation before most in the media were discussing it, some of the dire warnings currently circulating online are overheated and, at least for now, unwarranted.

He also explains why he believes there is very little reason to worry about the stability of the U.S. banking system. And he addresses the concerns of those who feel it may be time to pull their money out of the stock market altogether.

Bowyer also discusses the advantages and disadvantages to possible hedges against changes to the value of the U.S. Dollar, including precious metals and cryptocurrencies.

LISTENER QUESTIONS

On today’s program, Rob also answers listener questions:

●When does it make sense to pay off your home when nearing retirement?

●How do you know if you retirement plan is on the right track?

Remember, you can call in to ask your questions most days at (800) 525-7000 or email them [email protected]. Also, visit our website atMoneyWise.orgwhere you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!Remember that it’s your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking theDonate tab on our websiteor in our app.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

The boy who cried wolf has nothing on some of the financial alarmists crying wolf today about the economy. Is our banking system on the brink of collapse? Are we headed for hyper-inflation? Economist Jerry Bowyer joins Rob West today to help answer those questions.

MoneyWise contributor Jerry Bowyer is the financial editor atTownhall.com and author ofThe Maker Versus the Takers:What Jesus Really Said About Social Justice and Economics.

Some analysts are quick sound alarms about impending doom just around the corner. Others deny the very real risks and challenges for investors. The truth is usually somewhere in the middle.

Today, Jerry Bowyer addresses talk of possible looming hyperinflation. He says that while he warned about inflation before most in the media were discussing it, some of the dire warnings currently circulating online are overheated and, at least for now, unwarranted.

He also explains why he believes there is very little reason to worry about the stability of the U.S. banking system. And he addresses the concerns of those who feel it may be time to pull their money out of the stock market altogether.

Bowyer also discusses the advantages and disadvantages to possible hedges against changes to the value of the U.S. Dollar, including precious metals and cryptocurrencies.

LISTENER QUESTIONS

On today’s program, Rob also answers listener questions:

●When does it make sense to pay off your home when nearing retirement?

●How do you know if you retirement plan is on the right track?

Remember, you can call in to ask your questions most days at (800) 525-7000 or email them [email protected]. Also, visit our website atMoneyWise.orgwhere you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!Remember that it’s your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking theDonate tab on our websiteor in our app.

They say you should always be nice to your kids because one day they’ll choose your nursing home. Okay, it’s an old joke, but there’s some truth in it! However, one way to keep more decision-making power in your hands is to have long-term care insurance. We’ll explain today on MoneyWise.

COST OF LONG TERM CARE

If you don’t have long-term care insurance or a huge pile of money, you’ll be limited to nursing facilities that accept Medicaid. Most of them do, but they’re not necessarily the best.

Now, you’re probably thinking, But long term care insurance is so expensive. And it does seem that way until you look at assisted living care costs: on average about $275 a day. That’s more than $8,000 a month!

Premiums vary widely. They depend on your age, health status, and the area where you live. According to the American Association for Long Term Care Insurance, the average policy will cost around $2,500 a year for a couple at age 55. That figure jumps almost $1,000 a year if the same couple purchases a policy at age 60.

And it only goes up from there, so that age range, 55 to 60, is probably the best time to purchase a long term care policy.

WHAT DOES LONG-TERM CARE INSURANCE COVER?

Long-term care insurance covers your expenses if an illness, disability or impairment prevents you from performing everyday activities, including bathing, dressing, eating, and walking. If you can’t do those things on your own, you can’t earn a livable salary or care for yourself. And the older you are, the more expensive long term care insurance becomes.

Here’s what long-term care insurance isn’t: It’s NOT health insurance.

It won’t cover the treatment of an illness to improve your health. It just pays for the care needed to maintain the quality and routine of your daily life. So long-term care insurance is a supplement, designed to cover what health insurance, Medicare or Medicaid might not cover. It doesn’t replace health insurance.

But that doesn’t mean you’re not getting a lot of bang for your buck. Long-term care insurance covers a long list of important services, starting with adult day care facilities. These are activity centers for seniors that provide a certain amount of supervision with a minimal level of care. They might have social workers and medical personnel on staff.

It will also pay for home care services that help with things like cooking, cleaning and bathing. It also covers assisted living facilities for people who need help with daily activities but don’t require nursing.

Respite care is also covered. This provides family caregivers with intermittent breaks so they can maintain their own lives. It might include home-based care, adult day care, and short term institutional care.

Then, of course, there’s nursing home care that provides help with everyday functions and medical care. A long-term care policy may also cover stays in specialized nursing homes that provide care for diseases like Alzheimer’s.

But no matter what kind of care you might need, insurers know it’s cheaper to pay for it if you’re able to stay in your own home. So policies will cover home modification costs for things like remodeling bathrooms for wheelchair accessibility.

And of course, long term care insurance will typically pay for hospice care when a policyholder is nearing the end of life.

WHO SHOULD BUY IT?

Should everyone get long-term care insurance? It’s not for everyone, but it does make sense for most people eventually.

Generally, If you’ve accumulated enough wealth to pay for long term care without seriously depleting those assets, you don’t need it. But you’re in a very small group. And if you have very little in assets, you probably can’t afford it.

If you’re in the middle, where the vast majority of us are, then you do need it. Without long term care insurance, you could easily burn through your life savings if you ever need an extended stay in one type of facility or another.

But some of you may be thinking, I don’t need long term care insurance because Medicaid will cover that care for free if I go into a nursing home. Ah, not exactly. Medicaid is designed to cover long term care for low-income people only, and that means you’ll have to use up most of your assets paying for care before Medicaid kicks in. So, not really free at all.

Then, of course, some people try to hide their assets and still qualify for Medicaid. But this is dishonest and Christians shouldn’t do it. Proverbs 3:27 reads, Do not withhold good from those to whom it is due, when it is in your power to do it.

Well, I hope all of this has convinced you to start thinking seriously about getting long term care insurance especially at age 55 and beyond.

LISTENER QUESTIONS

On today’s program, Rob also answers listener questions:

●Does it make sense to move up your timeline for buying a home with rental prices significantly elevated?

●Are pre-paid funeral arrangements worthwhile?

●How do you make beneficiary and end-of-life decisions if one of your adult children is making poor lifestyle choices?

●When does it make sense to refinance your mortgage?

Remember, you can call in to ask your questions most days at (800) 525-7000 or email them [email protected]. Also, visit our website atMoneyWise.orgwhere you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!Remember that it’s your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking theDonate tab on our websiteor in our app.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

They say you should always be nice to your kids because one day they’ll choose your nursing home. Okay, it’s an old joke, but there’s some truth in it! However, one way to keep more decision-making power in your hands is to have long-term care insurance. We’ll explain today on MoneyWise.

COST OF LONG TERM CARE

If you don’t have long-term care insurance or a huge pile of money, you’ll be limited to nursing facilities that accept Medicaid. Most of them do, but they’re not necessarily the best.

Now, you’re probably thinking, But long term care insurance is so expensive. And it does seem that way until you look at assisted living care costs: on average about $275 a day. That’s more than $8,000 a month!

Premiums vary widely. They depend on your age, health status, and the area where you live. According to the American Association for Long Term Care Insurance, the average policy will cost around $2,500 a year for a couple at age 55. That figure jumps almost $1,000 a year if the same couple purchases a policy at age 60.

And it only goes up from there, so that age range, 55 to 60, is probably the best time to purchase a long term care policy.

WHAT DOES LONG-TERM CARE INSURANCE COVER?

Long-term care insurance covers your expenses if an illness, disability or impairment prevents you from performing everyday activities, including bathing, dressing, eating, and walking. If you can’t do those things on your own, you can’t earn a livable salary or care for yourself. And the older you are, the more expensive long term care insurance becomes.

Here’s what long-term care insurance isn’t: It’s NOT health insurance.

It won’t cover the treatment of an illness to improve your health. It just pays for the care needed to maintain the quality and routine of your daily life. So long-term care insurance is a supplement, designed to cover what health insurance, Medicare or Medicaid might not cover. It doesn’t replace health insurance.

But that doesn’t mean you’re not getting a lot of bang for your buck. Long-term care insurance covers a long list of important services, starting with adult day care facilities. These are activity centers for seniors that provide a certain amount of supervision with a minimal level of care. They might have social workers and medical personnel on staff.

It will also pay for home care services that help with things like cooking, cleaning and bathing. It also covers assisted living facilities for people who need help with daily activities but don’t require nursing.

Respite care is also covered. This provides family caregivers with intermittent breaks so they can maintain their own lives. It might include home-based care, adult day care, and short term institutional care.

Then, of course, there’s nursing home care that provides help with everyday functions and medical care. A long-term care policy may also cover stays in specialized nursing homes that provide care for diseases like Alzheimer’s.

But no matter what kind of care you might need, insurers know it’s cheaper to pay for it if you’re able to stay in your own home. So policies will cover home modification costs for things like remodeling bathrooms for wheelchair accessibility.

And of course, long term care insurance will typically pay for hospice care when a policyholder is nearing the end of life.

WHO SHOULD BUY IT?

Should everyone get long-term care insurance? It’s not for everyone, but it does make sense for most people eventually.

Generally, If you’ve accumulated enough wealth to pay for long term care without seriously depleting those assets, you don’t need it. But you’re in a very small group. And if you have very little in assets, you probably can’t afford it.

If you’re in the middle, where the vast majority of us are, then you do need it. Without long term care insurance, you could easily burn through your life savings if you ever need an extended stay in one type of facility or another.

But some of you may be thinking, I don’t need long term care insurance because Medicaid will cover that care for free if I go into a nursing home. Ah, not exactly. Medicaid is designed to cover long term care for low-income people only, and that means you’ll have to use up most of your assets paying for care before Medicaid kicks in. So, not really free at all.

Then, of course, some people try to hide their assets and still qualify for Medicaid. But this is dishonest and Christians shouldn’t do it. Proverbs 3:27 reads, Do not withhold good from those to whom it is due, when it is in your power to do it.

Well, I hope all of this has convinced you to start thinking seriously about getting long term care insurance especially at age 55 and beyond.

LISTENER QUESTIONS

On today’s program, Rob also answers listener questions:

●Does it make sense to move up your timeline for buying a home with rental prices significantly elevated?

●Are pre-paid funeral arrangements worthwhile?

●How do you make beneficiary and end-of-life decisions if one of your adult children is making poor lifestyle choices?

●When does it make sense to refinance your mortgage?

Remember, you can call in to ask your questions most days at (800) 525-7000 or email them [email protected]. Also, visit our website atMoneyWise.orgwhere you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!Remember that it’s your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking theDonate tab on our websiteor in our app.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

1 Thessalonians 5:11 reads, Therefore encourage one another and build one another up, just as you are doing. That’s a call to action that we take very seriously on this program. That’s why MoneyWise exists, to equip you to manage money according to God’s financial principles. On today’s program we’ll give a report on how we’re doing.

Our purpose at MoneyWise is to help people learn and apply biblical wisdom to their financial decisions. With over 2,000 verses on money and possessions, God has provided us incredible wisdom to manage money.

MoneyWise Media is built on the radio ministry of Larry Burkett and Howard Dayton, giving us the unique opportunity to educate millions of listeners each year with the wisdom and truth of God’s financial principles.

RADIO PODCASTS

So first, let’s look at our audio content. That includes MoneyWise radio programs, MoneyWise Live on the Moody Network, and the syndicated MoneyWise and MoneyWise Minute. These are the most listened to programs on biblical money management anywhere.

One million radio listeners tune in weekly on more than 1700 Christian radio outlets and our podcast had 900,000 streams in 2020, and those numbers continue to grow.

But beyond our radio outreach, we also provide tools and resources to help people actually apply the Bible’s wisdom in their personal finances.

WRITTEN CONTENT

We offer written content by the leading authors in Christian finance. In addition to our ownMoneyWise articles, we havecontentfrom Gospel Patrons, Compass Finances God’s Way, Christian Stewardship Network, Faith Driven Investor, Ron Blue Institute, Generous Giving, and Art Rainer.

WEBSITE AND APP

TheMoneyWise websiteandmobile appare now the premier destinations for the best content in biblical money management with over 10,000 views per month. Videos, podcasts, and articles are curated for users to help them take the next step on their stewardship journey.

We’re especially encouraged by the response to the MoneyWise app. It’s an innovative money management tool that’s now helping over 20,000 people apply biblical principles to their daily financial decisions.

The app is available on web, iOS, and Android and can securely connect to over 12,000 financial institutions, providing unique insights and reports to ensure they are being wise stewards. It offers three unique money management systems, including a digital envelope system. This is a modern version of the classic cash envelope system, a monthly spending plan to show your progress and a tracking system that easily categorizes your income and expenses.

ONE-ON-ONE ASSISTANCE

But we never want to lose sight of the human connection. MoneyWise offers a vibrant community of stewards for encouragement. Also, ourCertified Kingdom Advisor professionals and trainedMoneyWise coachesare always there to guide stewards in implementing biblical financial wisdom.

Listeners and users have access to trained biblical financial coaches offering one-on-one and group coaching. More than 50 coaches have answered more than 3,000 questions in the last year, and are now moderating our Community Forum providing answers and encouragement to users on the web and in our mobile app.

There’s also the MoneyWise Community Forum, a digital gathering place for stewards to ask questions, share a tip, or connect with others on the journey to align their financial decisions with their faith.

Finally, MoneyWise Media’s parent ministry, Kingdom Advisors, has granted the Certified Kingdom Advisor designation to more than 1,500 financial professionals who have met high standards in experience, character, and training in delivering advice that aligns with the values and priorities of Christians.

We hope you’ll take advantage of all these resources. It’s an honor and a pleasure to provide them to you as we all seek to wisely manage God’s resources.

LISTENER QUESTIONS

On today’s program, Rob also answers listener questions:

●Should you sell an investment property or take money from other investments in order to pay down the principal on your primary home?

●When does it make sense to re-amortize a mortgage?

●After paying off student loans, should you start saving for retirement or for a house?

Remember, you can call in to ask your questions most days at (800) 525-7000 or email them [email protected]. Also, visit our website atMoneyWise.orgwhere you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!Remember that it’s your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking theDonate tab on our websiteor in our app.

1 Thessalonians 5:11 reads, Therefore encourage one another and build one another up, just as you are doing. That’s a call to action that we take very seriously on this program. That’s why MoneyWise exists, to equip you to manage money according to God’s financial principles. On today’s program we’ll give a report on how we’re doing.

Our purpose at MoneyWise is to help people learn and apply biblical wisdom to their financial decisions. With over 2,000 verses on money and possessions, God has provided us incredible wisdom to manage money.

MoneyWise Media is built on the radio ministry of Larry Burkett and Howard Dayton, giving us the unique opportunity to educate millions of listeners each year with the wisdom and truth of God’s financial principles.

RADIO PODCASTS

So first, let’s look at our audio content. That includes MoneyWise radio programs, MoneyWise Live on the Moody Network, and the syndicated MoneyWise and MoneyWise Minute. These are the most listened to programs on biblical money management anywhere.

One million radio listeners tune in weekly on more than 1700 Christian radio outlets and our podcast had 900,000 streams in 2020, and those numbers continue to grow.

But beyond our radio outreach, we also provide tools and resources to help people actually apply the Bible’s wisdom in their personal finances.

WRITTEN CONTENT

We offer written content by the leading authors in Christian finance. In addition to our ownMoneyWise articles, we havecontentfrom Gospel Patrons, Compass Finances God’s Way, Christian Stewardship Network, Faith Driven Investor, Ron Blue Institute, Generous Giving, and Art Rainer.

WEBSITE AND APP

TheMoneyWise websiteandmobile appare now the premier destinations for the best content in biblical money management with over 10,000 views per month. Videos, podcasts, and articles are curated for users to help them take the next step on their stewardship journey.

We’re especially encouraged by the response to the MoneyWise app. It’s an innovative money management tool that’s now helping over 20,000 people apply biblical principles to their daily financial decisions.

The app is available on web, iOS, and Android and can securely connect to over 12,000 financial institutions, providing unique insights and reports to ensure they are being wise stewards. It offers three unique money management systems, including a digital envelope system. This is a modern version of the classic cash envelope system, a monthly spending plan to show your progress and a tracking system that easily categorizes your income and expenses.

ONE-ON-ONE ASSISTANCE

But we never want to lose sight of the human connection. MoneyWise offers a vibrant community of stewards for encouragement. Also, ourCertified Kingdom Advisor professionals and trainedMoneyWise coachesare always there to guide stewards in implementing biblical financial wisdom.

Listeners and users have access to trained biblical financial coaches offering one-on-one and group coaching. More than 50 coaches have answered more than 3,000 questions in the last year, and are now moderating our Community Forum providing answers and encouragement to users on the web and in our mobile app.

There’s also the MoneyWise Community Forum, a digital gathering place for stewards to ask questions, share a tip, or connect with others on the journey to align their financial decisions with their faith.

Finally, MoneyWise Media’s parent ministry, Kingdom Advisors, has granted the Certified Kingdom Advisor designation to more than 1,500 financial professionals who have met high standards in experience, character, and training in delivering advice that aligns with the values and priorities of Christians.

We hope you’ll take advantage of all these resources. It’s an honor and a pleasure to provide them to you as we all seek to wisely manage God’s resources.

LISTENER QUESTIONS

On today’s program, Rob also answers listener questions:

●Should you sell an investment property or take money from other investments in order to pay down the principal on your primary home?

●When does it make sense to re-amortize a mortgage?

●After paying off student loans, should you start saving for retirement or for a house?

Remember, you can call in to ask your questions most days at (800) 525-7000 or email them [email protected]. Also, visit our website atMoneyWise.orgwhere you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!Remember that it’s your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking theDonate tab on our websiteor in our app.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Isaiah 32:18 reads, My people will abide in a peaceful habitation, in secure dwellings, and in quiet resting places.That verse describes what we’re all looking for when buying a home. Lately, rising home values have made that difficult. Will that continue in 2022? Today, mortgage expert Dale Vermillion joins Rob West to help answer that question.

Dale Vermillion is the author ofNavigating the Mortgage Maze: The Simple Truth about Financing Your Home.

Home values have already climbed 22% since the onset of the COVID pandemic.

FORECASTS PREDICT CONTINUED RISE IN HOME PRICES

Multiple recentforecastspredict that the sharp upward trend in home values will continue in 2022. Zillow projected home values will rise 13.6% over the next 12 months. Meanwhile, Goldman Sachs said U.S. home prices will climb16%by the end of 2022.

However, another forecast from CoreLogic, a company that crunches property data, says that home prices will only rise 2.2% over the next year.

Why such a big difference in those forecasts?

Like other economic models, these forecasts depend on what data you put into them. Mortgage rates are tied to home values, and of course, inflation affects interest rates.

With inflation on the rise, the Federal Reserve is more likely to raise interest rates, which would drive up the average 30-year fixed mortgage rate. That would put negative pressure on the housing market. It’s likely that the lower CoreLogic projection for home values took more inflation data into consideration.

WHAT DOES ALL OF THIS MEAN FOR HOMEBUYERS?

Even if the CoreLogic forecast proves accurate, rising mortgage rates could ensure that buying a home is likely to be more, not less, expensive in 2022.

But that doesn’t mean everyone should rush out and buy a home before prices rise further. Make sure the timing is right for YOU based on your financial situation. Don’t be afraid to rent until you are in a solid position to buy a house.

Learn more about Dale Vermillion atDaleVermillion.com

LISTENER QUESTIONS

On today’s program, Rob also answers listener questions:

●Would it be best to use the proceeds from a property sale to invest in a new rental property or pay off a mortgage?

RESOURCES MENTIONED DURING THIS PROGRAM

●Navigating the Mortgage Maze: The Simple Truth About Financing Your Home

Remember, you can call in to ask your questions most days at (800) 525-7000 or email them [email protected]. Also, visit our website atMoneyWise.orgwhere you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!Remember that it’s your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking theDonate tab on our websiteor in our app.

Isaiah 32:18 reads, My people will abide in a peaceful habitation, in secure dwellings, and in quiet resting places.That verse describes what we’re all looking for when buying a home. Lately, rising home values have made that difficult. Will that continue in 2022? Today, mortgage expert Dale Vermillion joins Rob West to help answer that question.

Dale Vermillion is the author ofNavigating the Mortgage Maze: The Simple Truth about Financing Your Home.

Home values have already climbed 22% since the onset of the COVID pandemic.

FORECASTS PREDICT CONTINUED RISE IN HOME PRICES

Multiple recentforecastspredict that the sharp upward trend in home values will continue in 2022. Zillow projected home values will rise 13.6% over the next 12 months. Meanwhile, Goldman Sachs said U.S. home prices will climb16%by the end of 2022.

However, another forecast from CoreLogic, a company that crunches property data, says that home prices will only rise 2.2% over the next year.

Why such a big difference in those forecasts?

Like other economic models, these forecasts depend on what data you put into them. Mortgage rates are tied to home values, and of course, inflation affects interest rates.

With inflation on the rise, the Federal Reserve is more likely to raise interest rates, which would drive up the average 30-year fixed mortgage rate. That would put negative pressure on the housing market. It’s likely that the lower CoreLogic projection for home values took more inflation data into consideration.

WHAT DOES ALL OF THIS MEAN FOR HOMEBUYERS?

Even if the CoreLogic forecast proves accurate, rising mortgage rates could ensure that buying a home is likely to be more, not less, expensive in 2022.

But that doesn’t mean everyone should rush out and buy a home before prices rise further. Make sure the timing is right for YOU based on your financial situation. Don’t be afraid to rent until you are in a solid position to buy a house.

Learn more about Dale Vermillion atDaleVermillion.com

LISTENER QUESTIONS

On today’s program, Rob also answers listener questions:

●Would it be best to use the proceeds from a property sale to invest in a new rental property or pay off a mortgage?

RESOURCES MENTIONED DURING THIS PROGRAM

●Navigating the Mortgage Maze: The Simple Truth About Financing Your Home

Remember, you can call in to ask your questions most days at (800) 525-7000 or email them [email protected]. Also, visit our website atMoneyWise.orgwhere you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!Remember that it’s your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking theDonate tab on our websiteor in our app.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Proverbs 16 tells us, All the ways of a man are pure in his own eyes, but the Lord weighs the spirit. Commit your work to the Lord, and your plans will be established.

That passage describes God’s view of success, and it’s quite different from the world’s view. We’ll talk about the biblical definition of success today on MoneyWise.

The world’s view of success is having enough money, achieving career success and attaining status. But if this is what success really looks like, then why are so many successful people so miserable?

WEALTH AND ACHIEVEMENT CAN’T FILL THE VOID

It’s often said we have a God-shaped hole in our souls. People can spend a lifetime chasing fulfillment, but will never attain it until the day they realize that nothing on earth fits into that God-shaped hole.

It’s easy for fall for the world’s definition of success. Advertising seeks to sell us on this definition every day.

In Matthew 6, Jesus warns us, Do not lay up for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal, but lay up for yourselves treasures in heaven

GOD DOESN’T CALL EVERYONE TO A VOW OF POVERTY

Now, that doesn’t mean that Christians should stay poor and lowly to be successful in God’s eyes. Here, attitude counts far more than action. 1 Cor. 13 says, And if I give all my possessions to feed the poor, and if I deliver my body to be burned, but do not have love, it profits me nothing.

God often provides an extra measure of resources beyond our needs, in the form of money or other assets, so that we can be generous toward His Kingdom. But He wants us to do that with the right attitude, out of love for Him, and others less fortunate.

In Matthew 25, Jesus says that what you do for the least of these, you do for me. He goes on to say, Come, you who are blessed by my Father, inherit the kingdom prepared for you from the foundation of the world. For I was hungry and you gave me food, I was thirsty and you gave me drink

MANY BLESSINGS ARE NOT MATERIAL

It’s important to understand that God often blesses us in ways that have nothing to do with material things. Loving relationships with family and friends, a strong, nurturing church, and most of all, a deeper relationship with Him. That’s the true blessing and true success..

So how do we obtain the good things God promises? In Matthew 6, Jesus says, But seek first the kingdom of God and his righteousness, and all these things will be added to you.

GETTING THE HEART RIGHT

It’s also important to note that we can never do these things perfectly. Attitude is more important than results. God simply wants us to diligently seek Him and his righteousness.

That means we fully trust in God and we’re willing to make things right when we fail. We’re quick to humble ourselves continually before the throne of God. Psalm 84 also says, Blessed is the man who trusts in You.

God has special plans for each of us that we can’t fulfill without fully trusting in Him. He promises not to withhold any good thing from us when we trust Him fully and seek His will for our lives. And we must always acknowledge that any success we achieve comes from God.

To help us be a success in God’s eyes we must remember three key words surrender, obedience and persistence.

Surrendermeans accepting that God owns it all.We’re only temporary managers or stewards of what he gives us.

Obediencemeans being willing to use God’s resources as He directs.

persistencemeans sticking with the first two items no matter what worldly stresses or pressure we encounter. Nehemiah 6 asks, Should someone in my position run from danger?

Finally, in Acts 21, we see Paul responding to disciples who wanted him to stay away from Jerusalem for his safety. He says, Why all this weeping? I am ready to be jailed but even to die for the sake of the Lord Jesus. Now, that’s surrender, obedience and persistence put into action.

LISTENER QUESTIONS

On today’s program, Rob also answers listener questions:

●Is there a way to protect your assets so that long-term care costs don’t consume all of your retirement funds?

●Is it wise to take money from savings to pay off your mortgage early?

●How can you make use of a qualified charitable distribution?

●How should you allocate property and assets between your children in your will?

Remember, you can call in to ask your questions most days at (800) 525-7000 or email them [email protected]. Also, visit our website atMoneyWise.orgwhere you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!Remember that it’s your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking theDonate tab on our websiteor in our app.

Proverbs 16 tells us, All the ways of a man are pure in his own eyes, but the Lord weighs the spirit. Commit your work to the Lord, and your plans will be established.

That passage describes God’s view of success, and it’s quite different from the world’s view. We’ll talk about the biblical definition of success today on MoneyWise.

The world’s view of success is having enough money, achieving career success and attaining status. But if this is what success really looks like, then why are so many successful people so miserable?

WEALTH AND ACHIEVEMENT CAN’T FILL THE VOID

It’s often said we have a God-shaped hole in our souls. People can spend a lifetime chasing fulfillment, but will never attain it until the day they realize that nothing on earth fits into that God-shaped hole.

It’s easy for fall for the world’s definition of success. Advertising seeks to sell us on this definition every day.

In Matthew 6, Jesus warns us, Do not lay up for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal, but lay up for yourselves treasures in heaven

GOD DOESN’T CALL EVERYONE TO A VOW OF POVERTY

Now, that doesn’t mean that Christians should stay poor and lowly to be successful in God’s eyes. Here, attitude counts far more than action. 1 Cor. 13 says, And if I give all my possessions to feed the poor, and if I deliver my body to be burned, but do not have love, it profits me nothing.

God often provides an extra measure of resources beyond our needs, in the form of money or other assets, so that we can be generous toward His Kingdom. But He wants us to do that with the right attitude, out of love for Him, and others less fortunate.

In Matthew 25, Jesus says that what you do for the least of these, you do for me. He goes on to say, Come, you who are blessed by my Father, inherit the kingdom prepared for you from the foundation of the world. For I was hungry and you gave me food, I was thirsty and you gave me drink

MANY BLESSINGS ARE NOT MATERIAL

It’s important to understand that God often blesses us in ways that have nothing to do with material things. Loving relationships with family and friends, a strong, nurturing church, and most of all, a deeper relationship with Him. That’s the true blessing and true success..

So how do we obtain the good things God promises? In Matthew 6, Jesus says, But seek first the kingdom of God and his righteousness, and all these things will be added to you.

GETTING THE HEART RIGHT

It’s also important to note that we can never do these things perfectly. Attitude is more important than results. God simply wants us to diligently seek Him and his righteousness.

That means we fully trust in God and we’re willing to make things right when we fail. We’re quick to humble ourselves continually before the throne of God. Psalm 84 also says, Blessed is the man who trusts in You.

God has special plans for each of us that we can’t fulfill without fully trusting in Him. He promises not to withhold any good thing from us when we trust Him fully and seek His will for our lives. And we must always acknowledge that any success we achieve comes from God.

To help us be a success in God’s eyes we must remember three key words surrender, obedience and persistence.

Surrendermeans accepting that God owns it all.We’re only temporary managers or stewards of what he gives us.

Obediencemeans being willing to use God’s resources as He directs.

persistencemeans sticking with the first two items no matter what worldly stresses or pressure we encounter. Nehemiah 6 asks, Should someone in my position run from danger?

Finally, in Acts 21, we see Paul responding to disciples who wanted him to stay away from Jerusalem for his safety. He says, Why all this weeping? I am ready to be jailed but even to die for the sake of the Lord Jesus. Now, that’s surrender, obedience and persistence put into action.

LISTENER QUESTIONS

On today’s program, Rob also answers listener questions:

●Is there a way to protect your assets so that long-term care costs don’t consume all of your retirement funds?

●Is it wise to take money from savings to pay off your mortgage early?

●How can you make use of a qualified charitable distribution?

●How should you allocate property and assets between your children in your will?

Remember, you can call in to ask your questions most days at (800) 525-7000 or email them [email protected]. Also, visit our website atMoneyWise.orgwhere you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!Remember that it’s your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking theDonate tab on our websiteor in our app.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29