Most of us have financial goals even if we don’t give them much thought. Maybe you’d like to get out of debt, earn more money, or open an IRA. Those are all great, but have you asked God about His goals for you? Setting faith financial goals is our topic today. Host Rob West welcomes Kingdom Advisors co-founder Ron Blue to help us set a firmer foundation for our financial planning. Ron Blue has written many books that help us apply God’s financial principles to our lives and today we’re looking at Master Your Money: A Step-by-Step Plan for Experiencing Financial Contentment and specifically how to increase our chances of achieving our financial goals.

When we set goals, our choices for activity become purposeful with more potential for being God-directed.

Goals crystalize our thinking about what we really want to accomplish.

Goals provide personal motivation.

Some of the reasons people don’t set goals are fearing failure, reaching the goal will take too long, lacking a process, or we simply don’t know what goals to set.

Rob and Ron give practical and Biblical advice on what goals to set and how to reach them.

In today’s show we also answer your questions:

How do you determine which loan to pay off first?

What are your thoughts on investing in precious metals?

Ask your questions at (800) 525-7000 or email them [email protected]. Visit our website atmoneywise.orgwhere you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!Remember that it’s your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Most of us have financial goals even if we don’t give them much thought. Maybe you’d like to get out of debt, earn more money, or open an IRA. Those are all great, but have you asked God about His goals for you? Setting faith financial goals is our topic today. Host Rob West welcomes Kingdom Advisors co-founder Ron Blue to help us set a firmer foundation for our financial planning. Ron Blue has written many books that help us apply God’s financial principles to our lives and today we’re looking at Master Your Money: A Step-by-Step Plan for Experiencing Financial Contentment and specifically how to increase our chances of achieving our financial goals.

When we set goals, our choices for activity become purposeful with more potential for being God-directed.

Goals crystalize our thinking about what we really want to accomplish.

Goals provide personal motivation.

Some of the reasons people don’t set goals are fearing failure, reaching the goal will take too long, lacking a process, or we simply don’t know what goals to set.

Rob and Ron give practical and Biblical advice on what goals to set and how to reach them.

In today’s show we also answer your questions:

How do you determine which loan to pay off first?

What are your thoughts on investing in precious metals?

Ask your questions at (800) 525-7000 or email them [email protected]. Visit our website atmoneywise.orgwhere you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!Remember that it’s your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking the Donate tab at the top of the page.

It’s a subject not many of us like to think about: how will our final days play out and what happens to our earthly possessions when we’ve gone home to the Lord? Estate planning answers some of those questions but not all of them. Wills and trusts are important components of estate planning but only go so far. Today on MoneyWise, financial planner and teacher Rob West explains why you also need a health care directive.

This term may be relatively new but the concept is not. A health care directive is also called a living will, medical directive, or a durable health care power of attorney (although sometimes the medical power of attorney is a separate document).

A health care directive is a legal document that spells out the individual’s wishes for care during illness and especially during the unfortunate event of dementia. It also specifies end of life decisions. The purpose is to give guidance if the individual can no longer communicate with caregivers and family. Ultimately, it can provide instructions on how the body should be handled after death.

Only about 1 out of 3 of us have drawn up a health care directive. It’s not an expensive process and most state attorney general web sites offer a legal form you can use.

To start, the first thing you need to do is choose your agent. This person is often a family member but doesn’t have to be. The agent will act on your behalf, making decisions according to your wishes if you can’t act yourself.

Specify your wishes for end-of-life treatment and what should happen with your body afterwards. You then need to go over this in detail with your chosen agent. This is your chance to explain your decisions should the agent need to step in and advocate on your behalf.

In today’s show we also answer your questions:

I have about $45,000 in credit card debt and have a low income. I live paycheck to paycheck. Should I do debt management or bankruptcy?

What advice do you have to help fund my family and to get on a budget? I’ve made a lot of very bad financial decisions in my past.

Ask your questions at (800) 525-7000 or email them [email protected]. Visit our website atmoneywise.orgwhere you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!Remember that it’s your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

It’s a subject not many of us like to think about: how will our final days play out and what happens to our earthly possessions when we’ve gone home to the Lord? Estate planning answers some of those questions but not all of them. Wills and trusts are important components of estate planning but only go so far. Today on MoneyWise, financial planner and teacher Rob West explains why you also need a health care directive.

This term may be relatively new but the concept is not. A health care directive is also called a living will, medical directive, or a durable health care power of attorney (although sometimes the medical power of attorney is a separate document).

A health care directive is a legal document that spells out the individual’s wishes for care during illness and especially during the unfortunate event of dementia. It also specifies end of life decisions. The purpose is to give guidance if the individual can no longer communicate with caregivers and family. Ultimately, it can provide instructions on how the body should be handled after death.

Only about 1 out of 3 of us have drawn up a health care directive. It’s not an expensive process and most state attorney general web sites offer a legal form you can use.

To start, the first thing you need to do is choose your agent. This person is often a family member but doesn’t have to be. The agent will act on your behalf, making decisions according to your wishes if you can’t act yourself.

Specify your wishes for end-of-life treatment and what should happen with your body afterwards. You then need to go over this in detail with your chosen agent. This is your chance to explain your decisions should the agent need to step in and advocate on your behalf.

In today’s show we also answer your questions:

I have about $45,000 in credit card debt and have a low income. I live paycheck to paycheck. Should I do debt management or bankruptcy?

What advice do you have to help fund my family and to get on a budget? I’ve made a lot of very bad financial decisions in my past.

Ask your questions at (800) 525-7000 or email them [email protected]. Visit our website atmoneywise.orgwhere you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!Remember that it’s your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking the Donate tab at the top of the page.

Martin Luther once said, I have held many things in my hands and I have lost them all.But whatever I have placed in God’s hands, that I still possess. This statement from Martin Luther is pretty insightful, but of course he was just restating what the Bible already tells us about ownership, stewardship and stuff. Today on MoneyWise, our host Rob West breaks down how we should view earthly possessions according to what the Bible has to say.

Luke 12 says that we shouldn’t worry about what we will eat, or drink, or wear, because the Father already knows of those needs and He will provide. Jesus says, seek His kingdom, and these things will be added to you. Do not be afraid for your Father has chosen gladly to give you the kingdom.

1 John 2: Do not love the world nor the things in the world. If anyone loves the world, the love of the Father is not in him.

Martin Luther was merely restating a profound biblical principle and declaring that when he applied it to his life, during which he was excommunicated and declared an outlaw by the church in Rome, it proved true.

In today’s show we also answer your questions:

How do you determine how aggressive you need to be with your investing for retirement?

I have an opportunity to sell my home. What should I do with the money if I’d like to invest it for my future?

How do you know when it is time to sell your home in order to make it easier financially in other areas of your life?

My wife has a coworker that is in a tough spot financially. What is the best way for us to help her?

Ask your questions at (800) 525-7000 or email them [email protected]. Visit our website atmoneywise.orgwhere you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!Remember that it’s your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Martin Luther once said, I have held many things in my hands and I have lost them all.But whatever I have placed in Gods hands, that I still possess. This statement from Martin Luther is pretty insightful, but of course he was just restating what the Bible already tells us about ownership, stewardship and stuff. Today on MoneyWise, our host Rob West breaks down how we should view earthly possessions according to what the Bible has to say.

Luke 12 says that we shouldnt worry about what we will eat, or drink, or wear, because the Father already knows of those needs and He will provide. Jesus says, seek His kingdom, and these things will be added to you. Do not be afraid for your Father has chosen gladly to give you the kingdom.

1 John 2: Do not love the world nor the things in the world. If anyone loves the world, the love of the Father is not in him.

Martin Luther was merely restating a profound biblical principle and declaring that when he applied it to his life, during which he was excommunicated and declared an outlaw by the church in Rome, it proved true.

In todays show we also answer your questions:

How do you determine how aggressive you need to be with your investing for retirement?

I have an opportunity to sell my home. What should I do with the money if Id like to invest it for my future?

How do you know when it is time to sell your home in order to make it easier financially in other areas of your life?

My wife has a coworker that is in a tough spot financially. What is the best way for us to help her?

Ask your questions at (800) 525-7000 or email them [email protected]. Visit our website atmoneywise.orgwhere you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!Remember that its your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking the Donate tab at the top of the page.

How can you tell when a multi level marketing opportunity is legitimate and not just a scam to steal your money? Today on Money Wise, Rob West and Steve Moore discuss what you need to know on the subject.

Some (but certainly not all) multi-level marketing operations are really just pyramid schemes. They produce a return on investment for people who get in early, but at the expense of those who come in later.Usually, there’s very little actual demand for the company’s goods, so it’s almost impossible for participants to make money unless they recruit new victims. They would then get a percentage of whatever the newcomers purchase.Be brutally honest when you assess a product. Would you buy it at the offered price? Have you ever bought it or anything like it at that, or any other price?If the person trying to sign you up says you can make a bundle without working hard, again, walk away. Every legitimate business requires a lot of effort to be successful, especially when you’re just starting out.If a pitch is geared specifically toward believers, that’s another reason to check it out thoroughly.

Next, Rob and Steve answer your questions at (800) 525-7000 and [email protected] about the following:

I am 70 years old and I am going to be selling my business for 300K. What should I do with this money?My wife and I are looking at buying our first home. My wife is leaning towards getting a traditional loan. We are 100% debt free and I’d love to keep it that way. I am thinking that I should use my skills and build a home over the next 5-7 years. Advice?My husband and I are thinking of taking out a life insurance policy on ourselves for our daughter who is dependent on us. Advice?

Be sure to check out the rest of our website (MoneyWise.org) to downloadthe MoneyWise app, connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

How can you tell when a multi level marketing opportunity is legitimate and not just a scam to steal your money? Today on Money Wise, Rob West and Steve Moore discuss what you need to know on the subject.

Some (but certainly not all) multi-level marketing operations are really just pyramid schemes. They produce a return on investment for people who get in early, but at the expense of those who come in later.Usually, theres very little actual demand for the companys goods, so its almost impossible for participants to make money unless they recruit new victims. They would then get a percentage of whatever the newcomers purchase.Be brutally honest when you assess a product. Would you buy it at the offered price? Have you ever bought it or anything like it at that, or any other price?If the person trying to sign you up says you can make a bundle without working hard, again, walk away. Every legitimate business requires a lot of effort to be successful, especially when youre just starting out.If a pitch is geared specifically toward believers, thats another reason to check it out thoroughly.

Next, Rob and Steve answer your questions at (800) 525-7000 and [email protected] about the following:

I am 70 years old and I am going to be selling my business for 300K. What should I do with this money?My wife and I are looking at buying our first home. My wife is leaning towards getting a traditional loan. We are 100% debt free and Id love to keep it that way. I am thinking that I should use my skills and build a home over the next 5-7 years. Advice?My husband and I are thinking of taking out a life insurance policy on ourselves for our daughter who is dependent on us. Advice?

Be sure to check out the rest of our website (MoneyWise.org) to downloadthe MoneyWise app, connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just click the Donate tab at the top of the page.

Folks who’ve learned to manage money wisely know there’s one absolute, non-negotiable requirement for achieving true financial freedom and it’s nothing more than knowing how to live within your means. It sounds so simple, yet for many, living at, or even below one’s means seems almost impossible. Today, Kingdom Advisors President Rob West has advice to help you spend less than you earn and it all starts in your head. Rob offers Biblical wisdom on how to change your thinking and change your behavior in order to live more within your means. He gives tips such as always making sure you have margin in your finances, asking for discounts and truly tracking your spending.In today’s show we also answer your questions:

Should I use money from my investments to pay off my student debt?

I just bought a pizza place with a business partner. We are struggling on deciding how to determine our own salaries. Do you have advice on this subject?

My son has a 12-year-old car that needs work. How do you determine if it is worth it to fix the car or just replace it?

To ask your questions, call (800) 525-7000 or email them [email protected]. Also, visit our website,moneywise.org,where you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!And remember that it’s your prayerful and financial support that keeps MoneyWise on the air. You can help us continue this outreach by clicking the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Folks whove learned to manage money wisely know theres one absolute, non-negotiable requirement for achieving true financial freedom and its nothing more than knowing how to live within your means. It sounds so simple, yet for many, living at, or even below ones means seems almost impossible. Today, Kingdom Advisors President Rob West has advice to help you spend less than you earn and it all starts in your head. Rob offers Biblical wisdom on how to change your thinking and change your behavior in order to live more within your means. He gives tips such as always making sure you have margin in your finances, asking for discounts and truly tracking your spending.In todays show we also answer your questions:

Should I use money from my investments to pay off my student debt?

I just bought a pizza place with a business partner. We are struggling on deciding how to determine our own salaries. Do you have advice on this subject?

My son has a 12-year-old car that needs work. How do you determine if it is worth it to fix the car or just replace it?

To ask your questions, call (800) 525-7000 or email them [email protected]. Also, visit our website,moneywise.org,where you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!And remember that its your prayerful and financial support that keeps MoneyWise on the air. You can help us continue this outreach by clicking the Donate tab at the top of the page.