You’ve been racking your brain trying to come up with ways to put a little something extra aside, but nothing seems to work. No matter how hard you try, there always seems to be a little month left over at the end of your money. So how about some money-saving tips that actually work? Today on Moneywise, Rob West and Steve Moore have ways to save that are like money in the bank. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My husband and I both have term life insurance that ends in 2024. Our agent quoted us a whole-life policy with a rider for nursing home insurance. Is that a good idea?

-I’ll be starting a new job in a new city soon. The job offers a matching 401(k). Is that the best way to save for retirement?

-Can you go into more detail about the common recommendation that not more than 25% of take home pay should go toward your mortgage payment?

-My wife is starting a new job soon. I’d like to roll her 403g into an IRA. I’d also like to use some of that money for a down payment on a home. What are the tax implications of that?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Youve been racking your brain trying to come up with ways to put a little something extra aside, but nothing seems to work. No matter how hard you try, there always seems to be a little month left over at the end of your money. So how about some money-saving tips that actually work? Today on Moneywise, Rob West and Steve Moore have ways to save that are like money in the bank. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My husband and I both have term life insurance that ends in 2024. Our agent quoted us a whole-life policy with a rider for nursing home insurance. Is that a good idea?

-Ill be starting a new job in a new city soon. The job offers a matching 401(k). Is that the best way to save for retirement?

-Can you go into more detail about the common recommendation that not more than 25% of take home pay should go toward your mortgage payment?

-My wife is starting a new job soon. Id like to roll her 403g into an IRA. Id also like to use some of that money for a down payment on a home. What are the tax implications of that?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

It’s been nearly a decade since the official end of the Great Recession, but a new survey says that today’s young adults still seem to have trouble severing the financial cord with their parents. Rob West and Steve Moore have the details, then they answer questions at (800) 525-7000 and [email protected] about the following:

What’s the best way to help 18-year-old daughter establish some credit and learn how to manage it?(Rob recommends Howard Dayton’s book,Your Money Counts.)

Is it wise to use a Home Equity Line of Credit (HELOC) to buy a house rather than using a traditional mortgage?

Caller feels that no matter how much money she’s making, she still needs more.How can she get ahead?

What type of retirement savings should you use if you make too much money to contribute to a Roth IRA?(Rob mentions theBackdoor IRAoption.)

Daughter was a first-time homebuyer in California.During the time she was trying to buy, the state waved some of the first-time homebuyer benefits due to natural disasters.The daughter had to buy at the time, but Mom wants to know if she might qualify for those same benefits at a later time.

At the end of the program, Steve mentions the book,Never Enough 3 Keys to Financial Contentment, by Ron Blue.You’ll find it on our website at MoneyWise.org. While you’re there, you can hear past programs, connect with a MoneyWise Coach or access our other books and many free helpful resources.If you’re active on social media, you can find us on Facebook (MoneyWise Media) and join the conversation. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Its been nearly a decade since the official end of the Great Recession, but a new survey says that todays young adults still seem to have trouble severing the financial cord with their parents. Rob West and Steve Moore have the details, then they answer questions at (800) 525-7000 and [email protected] about the following:

Whats the best way to help 18-year-old daughter establish some credit and learn how to manage it?(Rob recommends Howard Daytons book,Your Money Counts.)

Is it wise to use a Home Equity Line of Credit (HELOC) to buy a house rather than using a traditional mortgage?

Caller feels that no matter how much money shes making, she still needs more.How can she get ahead?

What type of retirement savings should you use if you make too much money to contribute to a Roth IRA?(Rob mentions theBackdoor IRAoption.)

Daughter was a first-time homebuyer in California.During the time she was trying to buy, the state waved some of the first-time homebuyer benefits due to natural disasters.The daughter had to buy at the time, but Mom wants to know if she might qualify for those same benefits at a later time.

At the end of the program, Steve mentions the book,Never Enough 3 Keys to Financial Contentment, by Ron Blue.Youll find it on our website at MoneyWise.org. While youre there, you can hear past programs, connect with a MoneyWise Coach or access our other books and many free helpful resources.If youre active on social media, you can find us on Facebook (MoneyWise Media) and join the conversation. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on MoneyWise, Steve Moore and Rob West answer a question that we receive quite often. A lot of listeners call in and ask about taking out a home equity loan or line of credit on their homes to pay off consumer debt. Rob and Steve offer some Biblical wisdom and practical advice on this topic.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-What percentage does your retirement grow if you don’t take it out at full retirement age?

-My granddaughter is 29 with 5 children. The father is not contributing. She is having a rough time, financially and it falls on me quite a bit. What is your best advice for her and me?

-I am going to receive a life annuity. Can I pull from that account and transfer it to a mutual fund?

-I have a problem with claiming my tithe on taxes. What is your opinion on this?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on MoneyWise, Steve Moore and Rob West answer a question that we receive quite often. A lot of listeners call in and ask about taking out a home equity loan or line of credit on their homes to pay off consumer debt. Rob and Steve offer some Biblical wisdom and practical advice on this topic.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-What percentage does your retirement grow if you dont take it out at full retirement age?

-My granddaughter is 29 with 5 children. The father is not contributing. She is having a rough time, financially and it falls on me quite a bit. What is your best advice for her and me?

-I am going to receive a life annuity. Can I pull from that account and transfer it to a mutual fund?

-I have a problem with claiming my tithe on taxes. What is your opinion on this?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Wouldn’t it be better to enter retirement financially prepared? Take steps now to ensure that you’ll have retirement resources to stay retired! Find out how on today’s MoneyWise as Rob West and host Steve Moore lay out the plan.

In this episode we also answer your questions:

I need guidance selecting a financial professional. And what is their typical fee?

My daughter has very large student loans. What advice can I give so she can pay them off?

My husband wants to retire this year but I’m not ready for that! I have trust issues with him; I know I’m supposed to trust the Lord, but I’m scared. What position should I take with my husband?

I plan to retire next year. How wise is it to use retirement funds to pay off my home? I do have equity in my home but still have a little left to pay it off.

A bond I’ve had since I was young is maturing soon. But I do have debt. What should I do with the coming interest?

To ask your questions, call (800) 525-7000 or email them [email protected]. Also, visit our website,moneywise.org,where you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!

And remember that it’s your prayerful and financial support that keeps MoneyWise on the air. You can help us continue this outreach by clicking the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Wouldnt it be better to enter retirement financially prepared? Take steps now to ensure that youll have retirement resources to stay retired! Find out how on todays MoneyWise as Rob West and host Steve Moore lay out the plan.

In this episode we also answer your questions:

I need guidance selecting a financial professional. And what is their typical fee?

My daughter has very large student loans. What advice can I give so she can pay them off?

My husband wants to retire this year but Im not ready for that! I have trust issues with him; I know Im supposed to trust the Lord, but Im scared. What position should I take with my husband?

I plan to retire next year. How wise is it to use retirement funds to pay off my home? I do have equity in my home but still have a little left to pay it off.

A bond Ive had since I was young is maturing soon. But I do have debt. What should I do with the coming interest?

To ask your questions, call (800) 525-7000 or email them [email protected]. Also, visit our website,moneywise.org,where you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!

And remember that its your prayerful and financial support that keeps MoneyWise on the air. You can help us continue this outreach by clicking the Donate tab at the top of the page.

One out of four retirees receives up to 90% of their income from Social Security. Thieves know this and invent devious ways to steal it! On today’sMoneyWiseprogram, Kingdom Advisors’ president Rob West with host Steve Moore warn about how easily robocalls deceive many. They also provide help on what to do if you’ve been a victim.

In this episode we also answer your questions:

I have an enormous amount of debt and just lost my job. What are my options to get my life under control?

We purchased several thousand dollars’ worth of savings bonds for our son for college; he’s already a sophomore in college. However, the bonds aren’t maturing enough. Where can I go to find out about the bonds’ values and rates?

As a result of a divorce degree, I’m required to take out tens of thousands of dollars from my IRA to give to my ex-spouse. While I’m waiting for this required transfer to occur, should I move to a more conservative posture with my investments?

I’m going to sell a second home I’ve owned. What’s the best way to invest that money from the sale?

To ask your questions, call (800) 525-7000 or email them [email protected]. Also, visit our website,moneywise.org,where you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!

And remember that it’s your prayerful and financial support that keeps MoneyWise on the air. You can help us continue this outreach by clicking the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

One out of four retirees receives up to 90% of their income from Social Security. Thieves know this and invent devious ways to steal it! On todaysMoneyWiseprogram, Kingdom Advisors president Rob West with host Steve Moore warn about how easily robocalls deceive many. They also provide help on what to do if youve been a victim.

In this episode we also answer your questions:

I have an enormous amount of debt and just lost my job. What are my options to get my life under control?

We purchased several thousand dollars worth of savings bonds for our son for college; hes already a sophomore in college. However, the bonds arent maturing enough. Where can I go to find out about the bonds values and rates?

As a result of a divorce degree, Im required to take out tens of thousands of dollars from my IRA to give to my ex-spouse. While Im waiting for this required transfer to occur, should I move to a more conservative posture with my investments?

Im going to sell a second home Ive owned. Whats the best way to invest that money from the sale?

To ask your questions, call (800) 525-7000 or email them [email protected]. Also, visit our website,moneywise.org,where you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!

And remember that its your prayerful and financial support that keeps MoneyWise on the air. You can help us continue this outreach by clicking the Donate tab at the top of the page.