To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on MoneyWise, Steve Moore and Rob West discuss what might happen to your credit accounts if your spouse passes away. They discuss why you might get rejected by the credit card company and Rob West offers advice if you find yourself in this situation.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-What is your opinion on indexed annuities?

-I am on disability. I need to figure out what to do with the extra money I receive. Advice?

-I am 35. What is the best way for me to start planning for retirement?

-I put my retirement on hold, but I am ready to start saving for retirement again. Should I move it to my current employer?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

The Spring real estate season is just around the corner, you’re thinking it’s time to buy a house. So what’s your fist move? Get an agent? Start cruising for open houses? Nope. Step one should be getting pre-approved for a mortgage. But just because you’re pre-approved doesn’t mean the house you want to buy is. Today on Moneywise, Rob West and Steve Moore talk to mortgage expert Dale Vermillion about avoiding problem properties that could derail your home loan. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-When you withdraw money from your 401(k), do you tithe on that money?

-I’ve got $65,000 in my checking account and I’m only making 1% interest. Where can I put the money where I’ll make a little more on it?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

The Spring real estate season is just around the corner, youre thinking its time to buy a house. So whats your fist move? Get an agent? Start cruising for open houses? Nope. Step one should be getting pre-approved for a mortgage. But just because youre pre-approved doesnt mean the house you want to buy is. Today on Moneywise, Rob West and Steve Moore talk to mortgage expert Dale Vermillion about avoiding problem properties that could derail your home loan. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-When you withdraw money from your 401(k), do you tithe on that money?

-Ive got $65,000 in my checking account and Im only making 1% interest. Where can I put the money where Ill make a little more on it?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

They say you can’t take it with you, so will the assets you’ve accumulated over your lifetime go where you want them to after you die?If it’s been years since you’ve looked over retirement plan documents that name your beneficiaries you can’t assume they’re still in order, so Rob West and Steve Moore welcome Mike Miller, Managing Director of the South Carolina office of Ronald Blue Trust, to find out what you need to know about designating beneficiaries, and there may be some legal surprises you didn’t know about including our latin term of the day, Per Stirpes.

Next they answer listener questions at 800-525-7000 or [email protected] about the following:

60-year-old wants to know if she’s in good shape for retirement and, to that end, what’s the best way to invest between $10k and $20k?

Caller has a single, 59-year-old son who has no health insurance, lives independently, and only works part time because he’s writing a book.Mom wants to know if she should give him part of his inheritance early in order to pay for health insurance.She’s concerned about what would happen and whether she would be financially responsible for medical bills if he had an accident.

At the end of the program, Steve mentioned the book,Splitting Heirs, by Ron Blue.You can find it on our website at MoneyWise.org.While you’re there, you can connect with a MoneyWise Coach or access our other books and many free helpful resources.If you’re active on social media, you can find us on Facebook (MoneyWise Media) and join the conversation. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

They say you cant take it with you, so will the assets youve accumulated over your lifetime go where you want them to after you die?If its been years since youve looked over retirement plan documents that name your beneficiaries you cant assume theyre still in order, so Rob West and Steve Moore welcome Mike Miller, Managing Director of the South Carolina office of Ronald Blue Trust, to find out what you need to know about designating beneficiaries, and there may be some legal surprises you didnt know about including our latin term of the day, Per Stirpes.

Next they answer listener questions at 800-525-7000 or [email protected] about the following:

60-year-old wants to know if shes in good shape for retirement and, to that end, whats the best way to invest between $10k and $20k?

Caller has a single, 59-year-old son who has no health insurance, lives independently, and only works part time because hes writing a book.Mom wants to know if she should give him part of his inheritance early in order to pay for health insurance.Shes concerned about what would happen and whether she would be financially responsible for medical bills if he had an accident.

At the end of the program, Steve mentioned the book,Splitting Heirs, by Ron Blue.You can find it on our website at MoneyWise.org.While youre there, you can connect with a MoneyWise Coach or access our other books and many free helpful resources.If youre active on social media, you can find us on Facebook (MoneyWise Media) and join the conversation. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Here’s a simple trivia question: Can you have both a 401(k) and an IRA at the same time? You’d be surprised at how many of us don’t know the answer to this one. The truth is, youcanhave both an IRA and a 401(k). Today on Moneywise, Rob West and Steve Moore have some other things you many not know about individual retirement accounts and why you should have one. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My wife is great at finances and budgeting. I’m the only provider, and we’re doing pretty well. We are able to save some, but I’ve never put any money away for retirement. What should we do to start saving?

-A friend of mine claims to be doing very well with day trading. Is it gambling? Or is it a legitimate use of the stock market?

-I’m getting married this month. How should my new wife and I establish our finances? Should we keep separate accounts? Or should we combine them?

-My husband and I are receiving an inheritance of $20,000. We are unsure what to do with it. We have $11,000 in credit card debt, and we have 10 years left on our mortgage. What should we do with the money?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Heres a simple trivia question: Can you have both a 401(k) and an IRA at the same time? Youd be surprised at how many of us dont know the answer to this one. The truth is, youcanhave both an IRA and a 401(k). Today on Moneywise, Rob West and Steve Moore have some other things you many not know about individual retirement accounts and why you should have one. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My wife is great at finances and budgeting. Im the only provider, and were doing pretty well. We are able to save some, but Ive never put any money away for retirement. What should we do to start saving?

-A friend of mine claims to be doing very well with day trading. Is it gambling? Or is it a legitimate use of the stock market?

-Im getting married this month. How should my new wife and I establish our finances? Should we keep separate accounts? Or should we combine them?

-My husband and I are receiving an inheritance of $20,000. We are unsure what to do with it. We have $11,000 in credit card debt, and we have 10 years left on our mortgage. What should we do with the money?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on MoneyWise, Steve Moore and Rob West discuss the New York Stock Exchange. They explain what it is, give details of what goes on there and why it matters to us.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My mother needs financial help. Is it wise to take money that would have been donated to the church or other organizations and give it to her?

-I am 26 years old and have student loans. What is the best way to get these paid off?

-Will getting more credit cards help your credit score?

-What is the best way to build savings?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on MoneyWise, Steve Moore and Rob West discuss the New York Stock Exchange. They explain what it is, give details of what goes on there and why it matters to us.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My mother needs financial help. Is it wise to take money that would have been donated to the church or other organizations and give it to her?

-I am 26 years old and have student loans. What is the best way to get these paid off?

-Will getting more credit cards help your credit score?

-What is the best way to build savings?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Just when authorities warn us about one scam targeted against seniors, the crooks come up with another one! There’s no doubt if you’re an elderly person, bad people want to separate you from your money. The latest is yet another ruse involving Social Security and tricking the elderly into giving up personal information. Today on Moneywise, Rob West and Steve Moore give us the details. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I bought a timeshare several years ago but we’re not using it as much anymore. We would like to get out from under the annual payments. When we try to get our names off the deed, we’re told that we have to pay a fee in order to get our names off. Is that right?

-My husband and I have some investments with a financial planner, but we’re looking for something where we can invest without the fees.

-I’d like to take some money out of my 401(k) account to pay down my mortgage so my wife can stop working. Is that a good idea?

-I have $10,000 in savings and $5,000 in a CD. Should I invest that $10,000 somewhere?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29