What do Billy Graham and country music superstar Garth Brooks have in common? Yes, they've both appeared to huge stadium crowds, but there's something else.

On today's program, Rob West and Steve Moore will reveal the answer to that question and many others as they're joined by Mark Biller of Sound Mind Investing. Next, they answer your calls and emails at (800) 525-7000 and MoneyWise@ Compass1.org, including questions about the following:

- Should you take money out of a retirement account to pay off debt?

- How should you manage a pension to plan for your retirement years?

Mentioned on today's program: The Navigating Your Finances God's Way study

Learn more about Mark Biller and Sound Mind Investing at SoundMindInvesting.org

Be sure to check out our website,Compass1.org, for a number of helpful resources (we’re on Facebook, too: Compass - finances God’s way). And thanks for your prayers and generousfinancialsupportwhich allow us to keep MoneyWise on-the-air!

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West speak with Laura Petherbridge, author of Seeking a Silent Night, about the challenges of celebrating Christmas with a blended family. She offers advice for belnded familys about how best to navigate the holiday season.

Learn more about Laura Petherbridge and her new book atthesmartstepmom.com.

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Steve Moore and Rob West talk about surrender. Even though we may surrender our lives to God, many times it’s harder to surrender our pocketbook. Some would say that God promises wealth in this life, but Rob and Steve disagree. We are not promised an easy life, but we are to be found faithful in managing what God has given us. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- We’re a family of five and are feeling cramped in our apartment. We would like to buy a home in the spring. We have some debt and not much saved. How can we do it?

- I want to invest in a charitable gift annuity. Does that sound like a good idea?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West discuss how to be MoneyWise at Christmas by determining some warning signs to see if debt is taking a toll on you this holiday season. They talk about how debt stress can affect your everyday life. Next, they answer your questions at(800) 525-7000and [email protected] about the following:

-Should I take money from my TSP and give it to my family for funeral arrangements, or should I do some sort of life insurance?

-I have a 4 year old granddaughter that I have been saving for. Where is a good place to put this money?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Steve Moore and Rob West answer a listener email question and offer Biblical advice on how to meet the needs of others. Rob and Steve unpack 1 Timothy 5 in regards to this subject. Next, they answer two questions from boys who are interested in saving and investing starting at an early age:

- I have about $611 and I would like to buy peacocks. They cost $175. Is this a good idea?

- My son is 11 years old. He has been saving his money for a while and has about $1000 saved. I would like to put it in a savings account for him. Where is the best place to invest it?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Retailers are expecting a robust Christmas shopping season this year. The question is: How much do you plan on contributing to their bottom line? This year, why not give yourself a huge Christmas present by staying out of debt?!

On today's program Rob West and Steve Moore are going to tell you exactly how to do that and make this an enjoyable and memorable Christmas without creating unneeded financial stress. Next, they answer your questions on any financial topic at at (800) 525-7000 and MoneyWise@ Compass1.org about the following:

- How do you figure out how much rent you can afford?

- When do retirement annuities make sense?

Rob and Steve also hear from a caller who was recently notified by Equifax that her personal information was compromised in the recent data breach.

Mentioned on today's program: Compass audio books

Be sure to check out our website,Compass1.org, for a number of helpful resources (we’re on Facebook, too: Compass - finances God’s way). And thanks for your prayers and generousfinancialsupportwhich allow us to keep MoneyWise on-the-air!

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

A recent survey of teenagers indicated that 56% of them believed that they would become rich during their lifetimes. Youthful optimism is not surprising, but what is surprising are the top-3 ways those teens expect to get rich.

On today's program Rob West and Steve Moore reveal the results of the survey and discuss what it reveals about how many young people think about money, and what we can do to equip our kids with a Biblical perspective on their finances. Next, they answer your questions on any financial topic at at (800) 525-7000 and MoneyWise@ Compass1.org about the following:

- Should a Christian entrepreneur tithe out of business revenue?

- What options are available to you for refinancing your home?

- What happens when you reach the end of a term life policy?

- Is it wise or Biblical to use debt to finance the purchase of rental investment properties?

Mentioned on today's program: Howard Dayton's books Free and Clear and Your Money Counts

Be sure to check out our website,Compass1.org, for a number of helpful resources (we’re on Facebook, too: Compass - finances God’s way). And thanks for your prayers and generousfinancialsupportwhich allow us to keep MoneyWise on-the-air!

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Steve Moore and Rob West chat with Howard Dayton about the need for an emergency fund. 63% of Americans don’t have enough money in savings to pay for one month’s rent, utilities, or a car repair. Howard reminds us that the Bible tells us that the wise man saves for the future. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- My father passed away a year ago. My mother is 93 and still very healthy. Her Social Security is not enough to pay her bills. I’m sending her $500 per month, but I’ve been told that I should give that money to the church. What should I do?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on Money Wise, Steve Moore and Rob West celebrate Cyber Monday, by offering some helpful online shopping tips. They discuss the safety of online shopping and how to keep your information secure. Next, they answer your questions at(800) 525-7000and [email protected] about the following:

- We received a substantial amount of money when my dad passed. What is the best way to use this money?

-I am retiring and I want to have my mortgage paid off my 2019. What is the best way to do this?

Be sure to click the link above to check out our website (Compass1.org) to connect with a Compass Coach or access our books, videos, or any of our free helpful resources. You can also find us on Facebook (Compass - finances God's way) and get notifications about our weekly Facebook Live events. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Financial lingo can sometimes sound like a foreign language. What is a no-load fund? What are indexed annuities? What's the difference between a Roth IRA and a conventional IRA? What is a no-load fund? What is an motorization schedule? Those are just a few of the many questions people frequently have when it comes to their finances.

On today's program, Rob West and Steve Moore explain a number of commonly used but seldom understood financial terms. Next they answer your questions on any financial topic at at (800) 525-7000 and MoneyWise@ Compass1.org about the following:

- Where should a recently widowed person at retirement age invest?

- When should you move funds from a former employer's 401k?

Mentioned on today's program: TheNavigating Your Finances God'sWay study and Dale Vermillion's bookNavigating the Mortgage Maze.

Be sure to check out our website,Compass1.org, for a number of helpful resources (we’re on Facebook, too: Compass - finances God’s way). And thanks for your prayers and generousfinancialsupportwhich allow us to keep MoneyWise on-the-air!

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29