Eric Jones and David Franzonello set the payroll talk aside and bring their wives, Amanda Jones and Kely Franzonello, to the mic for an honest look at what it takes to build a business and a career while raising a big Catholic family. They swap stories about January busy seasons, working from home with kids pounding on the office door, getting fired just weeks after learning a baby was on the way, and why the old advice still holds up: you'll never regret one more kid.

In This Episode:

• Getting fired weeks after learning a baby was coming, a sales demo run from a hospital parking lot, and trusting God's timing
• Why the busy season can turn a business owner's spouse into "a single mom in January," and how the family absorbs the crunch
• The biggest misconception about big families, answered by the moms who actually run the household
• Working from home with a houseful of kids: locked office doors, clients overhearing the chaos, and the eventual move back to the office
• Why two kids close in age felt harder than seven and why you'll never regret one more

Resources Mentioned:

• Workforce PayHub

Chapters:

• 00:10: Meet the wives, Amanda and Kely
• 06:30: Supporting a husband who runs his own business
• 09:35: Working from home with a full house
• 16:19: The biggest misconception about big families
• 20:45: Why two kids were harder than seven
• 26:46: Household rules you never expect to make
• 31:50: Faith at home: relics, a chapel, and a priest in the family
• 38:32: Parenting u-turns and a house full of personalities
• 47:51: The real case for marriage and more children
• 55:01: How providing for a family reshapes ambition
• 57:09: Getting fired, and trusting God's timing
• 01:03:20: What working parents miss most

Hosted by Eric Jones and David Franzonello of Workforce PayHub.

Produced by Saint Kolbe Studios.

What does it take to lead with integrity when the world keeps telling you to keep faith and work in separate boxes? Father Deacon Trevor—a magistrate judge, former prosecutor, and a deacon of the Ukrainian Greek Catholic Church—joins Eric and David to make the case that you can't leave your faith at the door of any profession, and that the same disciplines that make a good father make a good leader. Drawing on nearly three decades on the bench, he shows how small daily habits, and a refusal to compartmentalize, shape the way you lead the people you employ, serve, and love.

In This Episode

• Why "leaving your faith at the door" of your business isn't actually possible
• How the marks of a good father map directly onto the marks of a good leader and business owner
• What it looks like in practice to bring your faith to work, from a judge who does it daily with grieving families in his courtroom
• The small daily disciplines that shape how you lead: beginning the workday in prayer, leading your home as the "domestic church"
• A short primer on the "Father Deacon" title and the Eastern Catholic tradition that frames the conversation

Resources Mentioned

• Workforce PayHub
• St. Michael Ukrainian Greek Catholic Church
• Eparchy of St. Josaphat in Parma

Chapters

• 00:00 — Welcome to Faith, Hope & Payroll
• 01:39 — What is a "Father Deacon"?
• 04:04 — Married clergy, deacons, and the structure of Holy Orders
• 08:32 — An immigrant family's traditional Catholic faith
• 20:34 — The call to Holy Orders
• 29:41 — Caught between two parishes: the move to the Eastern Church
• 33:05 — Faith in the courtroom and the workplace
• 43:15 — What makes a good father
• 59:24 — Calling Mom and Dad: lessons that outlive your parents
• 1:06:14 — Blessing your children and leading the domestic church
• 1:10:24 — Closing blessing

Produced by Saint Kolbe Studios

Eric Jones and Dave Franzonello of Workforce PayHub pull back the curtain on the real payroll disasters they've seen across their combined careers—including a $200,000 fraud scheme, a near-miss $109,000 payroll breach triggered by a compromised email account, and a household payroll misclassification that quietly accumulated $40,000 in penalties. They break down exactly how to identify payroll fraud before it hits your account, what most business owners get dangerously wrong about household employees and ITINs, and why bending even one payroll rule almost always costs more than following it.

In This Episode:

• How payroll fraud actually works from the inside—including the exact red flags (Google Voice numbers, missing referrals, businesses "new to payroll but not new to employees") that should stop a transaction before it starts
• Why a two-factor authentication system isn't bulletproof if a hacker can access your email first, and how a Workforce PayHub team member caught a fraudulent $109,000 payroll run before it processed
• The household payroll misclassification that quietly accumulated $40,000 in penalties—and what every business owner needs to understand about Schedule H vs. 941 filings before adding a domestic worker to payroll
• What ITINs are, why they don't authorize anyone to work legally in the U.S., and what the IRS says directly on its own website about EIN requirements every household employer must meet
• Why taking a breath and being transparent is almost always the better move than reaching for a workaround when something in payroll goes wrong

Chapters:

• 00:00 Introduction
• 00:30 Welcome & First Video Episode
• 02:32 Payroll Fraud: The $200,000 Case
• 10:15 Email Compromise: The $109,000 Near-Miss
• 15:06 Household Payrolls: How $40,000 in Penalties Happens
• 19:30 Mythbuster: Every Household Employer Needs an EIN
• 22:24 ITINs, H-2A Workers, and Payroll Compliance
• 32:53 Dave's Personal Payroll Oops
• 35:51 Eric's Thursday Night Emergency
• 40:32 Closing Thoughts: Take a Breath, Not a Shortcut

Resources Mentioned:

• Workforce PayHub
• IRS – Employer Identification Number (EIN)
• IRS – Individual Taxpayer Identification Number (ITIN)

Produced by Saint Kolbe Studios

Eric Jones and David Franzonello put ZayZoon's Scott Johnson to the test to figure out whether earned wage access helps employees break financial cycles or deepens them. Eric challenges the dependency concern directly, Dave runs a gut check on his own spending habits, and Scott is put to the test on what separates a responsible EWA platform from a predatory one. If you've been approached about offering earned wage access to your employees, this episode is the due diligence you should do first. 

In This Episode:

• What earned wage access is and how the mechanics actually work—fees, income caps, free access tools, and how repayment is handled when an employee quits
• The dependency cycle question: whether EWA helps employees escape financial stress or keeps them in a loop, and what guardrails responsible platforms put in place
• What's at stake for you as the employer: liability, cash flow impact, and which platforms may leave you holding the bag
• How EWA stacks up against the real alternatives: payday loans, overdraft fees, and credit card balances
• The four things to look for when evaluating any EWA provider before bringing it to your workforce

Chapters:

• 00:00: Intro
• 00:49: Welcome and Guest Introduction
• 02:30: Earned vs. Early: What's in the Label?
• 07:26: How ZayZoon Works: Fees, Income Caps, and Free Access
• 10:49: The Dependency Cycle: Eric's Skeptical Case Against EWA
• 18:01: Dave's Gut Check and the Behavior Change Question
• 22:00: Overdraft Fees, Pizza Night, and the Real Cost of the Alternatives
• 25:51: Who's on the Hook? Employer and Employee Risk Explained
• 29:50: EWA vs. Payday Loans vs. Credit Cards: Running the Numbers
• 33:49: What to Look for—and What to Watch Out for—in an EWA Provider
• 37:14: Workforce PayHub + ZayZoon Integration for Business Owners

Resources Mentioned:

• ZayZoon
• Workforce PayHub

Produced bySaint Kolbe Studios

Most business owners think they understand overtime—until an audit reveals years of miscalculations and a back-pay liability they never saw coming. Eric Jones and David Franzonello of Workforce PayHub break down everything you actually need to know: how the FLSA defines overtime, who qualifies as exempt and why, how the new no-tax-on-overtime benefit works at tax time, and how to calculate weighted average overtime correctly before it becomes a costly compliance problem. 

In This Episode:

• How the FLSA actually defines overtime—and why the common assumption that 10 hours in a day triggers overtime pay is wrong
• What the no-tax-on-overtime law delivers for your employees, how the premium is calculated, and why withholding still comes out of every paycheck
• The salary threshold and three duties tests (executive, administrative, and professional) that determine whether your employees are legally exempt from overtime
• How weighted average overtime works when employees earn multiple pay rates in the same week—and the back-pay and IRS penalties that accumulate when you calculate it wrong for years
• When it makes sense to voluntarily pay overtime to exempt employees, how salaried non-exempt arrangements work, and what union contracts mean for your overtime obligations

Chapters:

• 00:00: Introduction
• 00:28: What Is Overtime?
• 02:14: No Tax on Overtime Explained
• 06:35: Healthcare Workers' Special Rule
• 11:29: The Salary Threshold Test
• 13:27: The 2024 Salary Rule Fight
• 17:29: The Three Duties Tests
• 24:27: Weighted Average Overtime
• 31:10: Salaried Non-Exempt Options
• 35:26: Holiday Pay & Voluntary Overtime
• 37:44: Union Contracts & Overtime
• 41:37: Sundays, Employee Dignity & Overtime Policy

Resources Mentioned:

• Workforce PayHub
• Overtime Pay — U.S. Department of Labor
• One, Big, Beautiful Bill Provisions — IRS

Produced by Saint Kolbe Studios

In this episode, hosts Eric and Dave welcome Father Pat Bruen—Dave’s father-in-law—who spent decades in medical sales and software before launching his own payroll franchise in 2019, only to sell it two years later and enter the seminary. Father Pat shares what it was like to start a business while his wife was dying, how the Sacred Heart of Jesus upended his plans, and what the small business world taught him about faith and integrity.

In This Episode:

• How Father Pat went from hospital supply sales to Thompson Reuters to launching a payroll franchise, and why he ultimately left corporate America behind
• What it was really like to start a business amid COVID while simultaneously caring for a dying wife
• The Sacred Heart encounter that wouldn't leave him alone—and how a priest friend planted the idea that became his vocation
• Why Father Pat believes small business owners are among the most faith-filled, integrity-driven people in America
• How living under the same roof with his daughter's family for over a decade shaped his discernment and prepared him for the priesthood

Chapters:

• 00:00: Welcome and Introductions
• 01:17: Father Pat's Career Path: From Hospital Sales to Thomson Reuters
• 05:18: Why He Left and Started a Payroll Franchise
• 09:52: COVID, Loss, and Running a Business Under Pressure
• 15:08: Building Clients Through Networking and Cold Calling
• 16:00: Faith Lessons From the Risk of Starting Over
• 17:49: The Sacred Heart Encounter and a Priest's Suggestion
• 20:13: Entering the Seminary at 61
• 23:48: What Business Taught Him About Small Business and Integrity
• 28:40: COVID Church Closures and the Cops Getting Called
• 31:52: Living Together: The "Everybody Loves Raymond" Years
• 37:26: Payroll, Vocation, and Closing Prayer

Resources Mentioned:

Workforce PayHub

Produced by Saint Kolbe Studios

Eric and Dave welcome their first guest, Greg Modd—Air Force veteran, HR outsourcing consultant, and founder of Penultimate People Consulting (PPC). Greg brings the same directness to faith and business that he brought to his six years of military service, and this conversation does not disappoint.

In This Episode:

• How a piece of advice from his uncle sent Greg into the Air Force instead of the Marines and set him on a path to building his own HR consulting firm
• Why PPC only works with Christians, veterans, and family-owned businesses, and what that focus has cost him (and given him)
• How Greg applies the fruits of the Spirit to HR policy, benefits decisions, and holding Christian business owners accountable
• The mindsets veterans carry into the workplace and why they make exceptional employees
• A preview of DisruptHRA2 3.0, Greg's flagship event, returning to Ann Arbor on June 4th

Chapters:

• 00:00: Welcome and Introductions
• 02:02: Michigan HR Day Recap
• 03:10: Greg's Air Force Origin Story
• 07:27: Marriage, Family, and MySpace
• 09:29: What Is PPC?
• 13:28: Hell Yes or Hell No—The Focus Strategy
• 16:26: Seven Kids Each and Homeschooling
• 17:21: Faith in the Christian Workplace
• 20:11: Iron Sharpens Iron—Holding Clients Accountable
• 22:13: Catholics, Protestants, and Faith at Work
• 25:21: Veterans in the Workplace
• 30:02: DisruptHRA2 3.0
• 36:43: Closing Prayer

Resources Mentioned:

• Penultimate People Consulting — Greg Modd
• DisruptHR Ann Arbor
• Workforce PayHub

Welcome to Faith, Hope, and Payroll—the podcast from two Catholic payroll guys who love their work, their faith, and honest conversation. Hosts Eric and Dave of Workforce PayHub launch the show by introducing themselves, explaining the name, and laying out what you can expect. If you've ever wanted a payroll partner you could actually talk to, this one's for you.

In This Episode:

• Why they named the podcast Faith, Hope, and Payroll, and what each word actually means to them
• How Eric went from a small bookkeeping firm to owning Workforce PayHub, built from the ground up over 15 years
• Dave's unlikely path into payroll: tech support, a record-breaking pancake breakfast, and eventually sales management
• The faith journeys that shaped both hosts—seminary, a house fire, and raising large Catholic families
• How faith shows up in the way they treat clients and staff, and why this podcast is about more than transactions

Chapters:

• 00:00: Welcome and the Podcast Name Explained
• 00:51: Why Faith, Hope, and Payroll?
• 04:54: Eric's Origin Story
• 10:15: How Workforce PayHub Grew
• 14:30: Dave's Path into Payroll
• 20:05: Faith Journeys Begin
• 24:01: Kids, College, and Small-World Stories
• 26:18: Eric's Faith Journey
• 33:08: The House Fire
• 38:51: Faith in the Payroll Business
• 44:49: What's Coming on Future Episodes

Resources Mentioned:

• Workforce PayHub

Produced bySaint Kolbe Studios