Born from the concept of credit score subscription services popularized by catchy theme songs, SavvyMoney brings all the benefits sought by consumers and creates a winning program for credit unions seeking to increase their members' financial expertise, offer more competitive rates and deepen loyalty and engagement. Chris Fraenza of the FinTech company SavvyMoney joins the podcast to tell the story of just what's so savvy about it.

Tansley and I jump on the line with Qcash Financial CEO Ben Morales to find out more about this short-term small-dollar lending solution that offers credit union members instant funding in less than 60 seconds.

Ben shares insights from more than a decade of work behind refining this program and the relationship-based data that makes it so innovative, while Tansley talks future opportunities for credit unions with Qcash.

Not only is this program beneficial for credit union members, it's sustainable for the credit unions that provide it. In 2015, $28M was lent by Washington State Employees Credit Union (WSECU), saving members an estimated $3.7M. WSECU experienced a net margin of 11% on these loans.

Tune in to see how you, too, can offer funds to your members with 6 clicks in 60 seconds.

On today's show we talk with Gregg Hammerman, CEO of Larky -- a member engagement and loyalty program that helps credit unions add value for their members. We've also got Tansley Stearns, Chief Impact Officer on the line to share the Filene story of how Larky came to be our partners in support of the credit union industry.

Gregg created Larky when he realized it would be nice to have something on his mobile device to let him know of rewards or special offers available to him because of other memberships he's part of...rather than finding out later. Being loyal can really pay off for the consumer, but also businesses see that loyal members buy 14% more products than non-loyal members. Listen on for Gregg's full story...

One fateful day at Filene, we received an email, and the subject line solemnly read, "Andrew Downin is leaving..." SPOILER ALERT: After a collective panic attack had by all, the story ends with a win, for both Filene and for professional growth and development. Hear Andrew's story and learn from Tiffany about opportunities that might be right for you to join Team Filene!

Saturday, September 3, we celebrate our namesake Ed Filene's birthday! He was born in 1860 in Salem, Massachusetts. Join us in celebration of the father of the U.S. credit union movement!

How did Filene come to be such, you ask? Well, when Ed traveled around the world in 1907 to source products for his department store, he was exposed to cooperative business models practiced in India and elsewhere. He came home inspired by the incredible social and economic potential of enabling workers and communities to work together to create access to savings and credit. Filene then invested over $1 million of his personal fortune spreading the credit union message because he saw credit unions as the future source of financial services for working Americans and their families.

Happy Birthday, Ed! Share your birthday wishes for him below!

I bust in on a team of innovators' working session to get the scoop on what they're doing and why. Filene'rs Marnie and Andrew introduce us to the Debt Dragons and the real issues they are attempting to slay for us out there in the world. Listen in, learn a bit, and share YOUR tips for students about to enter college.

Today's Fill-In is all about what Filene has been doing behind the scenes to improve our communications, social media and digital presence. With the expertise of...experts, the energy of interns and some good ol' self reflection, we describe how we have and continue to seek ways to improve the Filene user experience as the social/digital channels continue to evolve and grow. Thanks for listening!

Impact Director Brenton Peck has been a Filene Team member only 4 short months but his knowledge on how to deliver Filene's research to credit unions in actionable and tangible ways is anything but short. Join us for a conversation about what drives Brenton's work with credit unions across the US and Canada, and where he sees things going for them in the future.

The credit union world has one more podcast! The National Credit Union Foundation launched their new podcast series, Murmurings (I know, clever, eh?) last month. I speak with the Foundation's Director of Communications Christopher Morris about tips, tricks, tech and our love for podcasting in general. Hey, a podcast about podcasts, how meta...

Impact Director & Analyst Elry Armaza fills us in on custom research projects, helping credit unions with converting innovation to implementation and developing strategies that live and breathe all year long.

We also learn how discovering your member's pain points is like "the first time you download the Pokémon Go app and realize the Pokémon were all around us all this time and we didn't see them." Once you look through a new lens, you can make time to "catch 'em all" and resolve members' pain points in doing business with your credit union.