Finance & Affirmations

On this episode millennial mom Cyreta and I discuss the high cost of childcare. She has two children and her childcare costs just for her infant are between $1800 and $2000 a month. We discuss the financial decisions she and her husband had to make when their current daycare decided to close their doors.

If you have financial topics, you would like to discuss or if you have a question for either of us, please email us at [email protected]. You can also see the video of the episode on the website, www.finaceandaffirmations.com.

Hosted and produced by Katherine Lankford

Music by Sam Reeves

#finance #affirmations #financialcoach #millennialsandmoney

On this episode I have a conversation with Cyreta Oduniyi. She is a millennial mom with a young family and is working toward financial independence. We discuss who we are and how we met and give a glimpse of some of the conversations that we will delve into on future episodes. If you have financial topics you would like to discuss or if you have a question for either of us please contact us at www.financeandaffirmations.com. Or you can email us at [email protected]. You can also see the video of the episode on the website.

On this episode I share some of the new offerings I have available. I have a new website that will launch on Sunday March 5, 2023. It is at www.financeandaffirmations.com. I am also starting a 5 part financial basics teaching series on Saturday March 4, 2023 from 10am to 12pm CST. Click this link for more information. https://medfidance.eventbrite.com/

Hosted and produced by Katherine Lankford

Music by Sam Reeves

www.Financeandaffirmations.com

[email protected]

Finance & Affirmations (@financeandaffirmations) • Instagram photos and videos

(62) Finance & Affirmations - YouTube

(4) Finance & Affirmations | Facebook

#finance #affirmations #financialcoach #coachkatherine

On this episode I have a conversation with Elle Rhodes the co-founder of the Brewing Change Collaborative. She talks about how she got involved in the beverage space. She explains that many times people of color are targeted for marketing of beverage products but are severely underrepresented when it comes to ownership. This Non-profit organization provides entrepreneurial and financial literacy resources to its members, and you don't have to be in the beverage industry to join. The Brewing Change Collaborative is doing great work in the Twin Cities.

Hosted and produced by Katherine Lankford

Music by Sam Reeves

https://www.brewingchangecollaborative.org/

Du Nord Social Spirits

https://youtu.be/PqzXzjcb8Zw

Finance & Affirmations (podpage.com)

[email protected]

www.Financeandaffirmations.com

Finance & Affirmations (@financeandaffirmations) • Instagram photos and videos

(62) Finance & Affirmations - YouTube

(4) Finance & Affirmations | Facebook

#finance #affirmations #brewingchangecollaborative

On this episode I have a conversation with Pastor Marsha D. Carter the founder of the Beyond the Dance Network. A nonprofit organization that provides services to underserved women and children in the urban community. In addition to providing leadership and life coaching skills, Marsha partners with local organizations to help women get the resources they necessary to obtain jobs, housing, addiction services and much more. The organization also provides clothing and household items that the women may need who are getting back on their feet. The Beyond the Dance Network is doing great work in the Twin Cities.

Hosted and produced by Katherine Lankford

Music by Sam Reeves

www.beyondthedancenetwork.com

651-249-5656

https://youtu.be/fW1qLnLVSgg

Finance & Affirmations (podpage.com)

[email protected]

www.Financeandaffirmations.com

Finance & Affirmations (@financeandaffirmations) • Instagram photos and videos

(62) Finance & Affirmations - YouTube

(4) Finance & Affirmations | Facebook

#finance #affirmations #beyondthedancenetwork

On this episode I have a conversation with Braxton Haulcy, the Executive Director of the Walker West Music Academy. Walker West is thought to be the oldest community music school in the nation founded by African American musicians. This non-profit music school teaches all styles of music, but is especially well-known for teaching jazz, gospel and other styles of improvisational music. The organization provides affordable, quality music instruction inspired by the African American cultural experience to young people and adults. All faculty members are working professional musicians. Braxton and I discuss the overall benefits of music, how the academy had to pivot during the pandemic, and what is next for Walker West Music Academy.

Hosted and produced by Katherine Lankford

Music by Sam Reeves

WALKER | WEST (walkerwest.org)

651-224-2929

[email protected]

https://youtu.be/8jtCa8Aed1Y

Finance & Affirmations (podpage.com)

[email protected]

www.Financeandaffirmations.com

Finance & Affirmations (@financeandaffirmations) • Instagram photos and videos

(62) Finance & Affirmations - YouTube

(4) Finance & Affirmations | Facebook

#music #blackmusic #finance #affirmations

Happy New Year. As we start 2023, I wanted to begin this year with our Calming Practice. The practice calls for us to Breathe, Get Quiet, Reflect and Reset. This calming practice can be used in every aspect of your life, including your finances. I offer my 3 favorite affirmations from 2022 and I also share a mantra that I will use in 2023.

Hosted and produced by Katherine Lankford

Music by Sam Reeves

Finance & Affirmations (podpage.com)

[email protected]

www.Financeandaffirmations.com

Finance & Affirmations (@financeandaffirmations) • Instagram photos and videos

(62) Finance & Affirmations - YouTube

(4) Finance & Affirmations | Facebook

#finance #affirmations #calmingpractice #newyear

On this episode I talk about Kids and Money. I offer some of the techniques that I have used to teach my kids how to save, give and spend their money. I will also talk about a popular app that we use as a family that has helped my kids learn to manage money.

Hosted and produced by Katherine Lankford

Music by Sam Reeves

https://youtu.be/9PxT6EPu_c8

Teaching Kids About Money with Spend, Save, Give Jars - Mess for Less

Greenlight - First Month Free - Cancel Anytime

Finance & Affirmations (podpage.com)

[email protected]

www.Financeandaffirmations.com

@financeandaffirmations

(62) Finance & Affirmations - YouTube

#finance #affirmations #kidsandmoney

On this episode I continue my discussion about mortgages. I will explain what a cash out refinance is and why people typically do cash out refi's. I also offer a few tips that you want to consider before using a cash out refinance as a debt consolidation plan.

Hosted and produced by Katherine Lankford

Music by Sam Reeves

https://youtu.be/yEDLaqHRA0Y

Cash-Out Refinance Vs. Home Equity Loan | Rocket Mortgage

How To Refinance Your Home To Pay Off Debt | Rocket Mortgage

Cash-Out Refinancing: How It Works, When To Do It | Bankrate

Finance & Affirmations (podpage.com)

[email protected]

www.Financeandaffirmations.com

@financeandaffirmations

(62) Finance & Affirmations - YouTube

On this episode I continue my discussion about mortgages. I talk about the different types of refinances and how they can be beneficial. I also provide some tips on how you can shave years off your mortgage payments.

Hosted and produced by Katherine Lankford

Music by Sam Reeves

https://youtu.be/0-fjhS6B-PY

LendingTree: You Win

Refinancing A Mortgage: How It Works | Rocket Mortgage

8 Proven Tips For Refinancing Home Loans | Rocket Mortgage

Finance & Affirmations (podpage.com)

[email protected]

www.Financeandaffirmations.com

@financeandaffirmations

(62) Finance & Affirmations - YouTube