In the final episode of Asset Finance Connect’s special summer podcast series, sponsored by Alfa, host Richard O’Donohue explores the critical role of sustainability in shaping the future of equipment finance. Featuring insights from Carmen Ene (BNP Paribas 3 Step IT), Yann Toutant (Black Winch), and Richard Huston (VAMOS), this mash-up edition dives into the circular economy, resource scarcity, and the environmental impact of AI - revealing how the leasing industry can help accelerate the transition to net zero.

In the second of Asset Finance Connect’s special summer episodes of the European Equipment Finance podcast series, sponsored by Alfa, host Richard O’Donohue spotlights the evolving role of captives in European equipment finance.

With rising costs and funding pressures reshaping the market, industry leaders from zeb consulting, Econocom France, InnoVent, Invigors, and Cisco Systems Capital share their insights on cost efficiency, innovative funding models, and the importance of partnerships - and people - in building resilient captive strategies.

In this special summer edition of the Asset Finance Connect European Equipment Finance Podcast, sponsored by Alfa, Richard O’Donohue revisits standout conversations on how AI is reshaping the European asset finance industry in 2025 and beyond. From practical operational tools to entire AI-driven executive teams, and from cultural adoption challenges to the opportunities AI creates for women and empathetic leaders, this episode explores the real-world potential - and limits - of artificial intelligence in business. Featuring insights from Richard Huston (VAMOS), Allegra Patrizi (Claridora AI), Emily Hammond (Alfa), John Murray (Alfa), and Carmen Ene (BNP Paribas 3-Step IT).

In the latest episode of the Asset Finance Connect European Equipment Finance podcast, sponsored by Alfa, Richard O’Donohue sits down with Allegra Patrizi, founder of Claridora AI, to explore the emerging world of agentic AI and how it’s already transforming leadership, operations, and personal career reinvention.

A newcomer to the Asset Finance Connect stage, Patrizi made waves at the recent AFC Europe Leaders’ Summit in Amsterdam, where conversations around AI, particularly agentic AI, dominated the agenda. Her rapid shift from seasoned executive to hands-on AI entrepreneur offered a unique and practical perspective that resonated strongly with attendees.

In the latest episode of the Asset Finance Connect European Equipment Finance podcast, sponsored by Alfa, Richard O’Donohue sits down with Allegra Patrizi, founder of Claridora AI, to explore the emerging world of agentic AI and how it’s already transforming leadership, operations, and personal career reinvention.

A newcomer to the Asset Finance Connect stage, Patrizi made waves at the recent AFC Europe Leaders’ Summit in Amsterdam, where conversations around AI, particularly agentic AI, dominated the agenda. Her rapid shift from seasoned executive to hands-on AI entrepreneur offered a unique and practical perspective that resonated strongly with attendees.

Yann Toutant, CEO and Co-Founder of Black Winch, joins the Asset Finance Connect European Equipment Finance podcast to discuss the real state of as-a-service in today’s equipment finance landscape. From defining the four levels of servitization to exploring real-world pay-per-use models, Yann shares why this business model is evolving, not disappearing.

Yann also unpacks Black Winch’s new partnership with BearingPoint and offers a compelling vision for the future of finance, circularity, and raw material reuse.

In this episode of the AFC European Equipment Finance Podcast, Carmen Ene, CEO of BNP Paribas 3stepIT, joins host Richard O’Donohue to explore how circular economy principles are reshaping IT asset management. From reducing emissions to driving cost-efficiency, Carmen shares practical insights on sustainable finance, regulatory trends, and the importance of diversity and leadership in tech.

Carmen explains how BNP Paribas 3stepIT is pioneering a circular approach to IT asset management, acquiring, managing, and refurbishing devices to extend their lifecycle. She emphasizes that achieving net zero is impossible without embracing circularity, as most emissions come from manufacturing.

The conversation highlights how refurbishing IT equipment significantly reduces environmental impact. Carmen cites research showing that their model cuts laptop emissions by 17% and reduces ecological footprint by 24%, making a strong case for sustainable IT practices.

Carmen discusses how countries like France are leading with regulations that promote refurbished tech in public procurement. She notes that similar policies are spreading across Europe, creating momentum for circular economy solutions in both public and private sectors.

Beyond environmental impact, Carmen stresses the financial and operational advantages of circular IT including lower costs, improved security, and better asset tracking. She positions sustainability as a smart business strategy, not just a moral imperative.

Carmen shares her personal journey as a female leader in tech and finance, reflecting on the importance of mentorship, male allies, and inclusive leadership. She also discusses the role of women in AI, where human-centric skills like empathy and communication are increasingly vital.

In this episode, industry experts Ian Robertson and Richard dive deep into the evolving landscape of asset finance. They explore emerging technologies like agentic AI and intelligent document processing, highlighting their real-world applications and limitations. The conversation offers valuable insight into the continued importance of human relationships in an increasingly automated world, especially in complex, high-value transactions.

Key topics include:

The growing role of AI in asset finance—and how it complements, rather than replaces, human expertise.

Transparent discussions around vendor finance and OEM partnerships.

The rising interest from alternative asset managers in under-served niches, such as sale-and-leaseback models and green energy solutions like green methanol.

Encouraging signs from the next generation in the industry, particularly their innovative thinking around AI and sustainability.

A call for the industry to better articulate its value, especially in lifecycle asset management and resource efficiency.

Whether you're a long-time industry professional or curious about the future of finance, this episode offers both strategic insight and fresh perspectives.

This special feature length episode was recorded live at the Asset Finance Connect Leaders’ Summit Europe. Richard speaks to a number of guest who attended and spoke at the event to get their views of topics discussed throughout the day such as AI.

Emily and John discuss the regulatory environment around e-invoicing and why despite the uncertainty in regulation business leaders must understand the potential benefits this can bring.