Finance Fundamentals

Welcome back to Finance Fundamentals. This is the interview series, "The Business of Business."

Today's guests are Mike and Summer Yarbrough, the founders of Rustic and Main. In five short years they have used their unique differences and talents to grow their ring making business from their garage to a thriving company. 

I actually bought my wedding ring from Rustic and Main, check out my Instagram to see the pictures of it (rose gold inlays, elk antlers, weathered Jameson whiskey barrel). 

Mike and Summer also own Wolf & Iron Beard Oil: https://wolfandiron.com/collections/beard-oils

Mike also wrote a book, check it out here: https://www.amazon.com/Tending-Fire-Ignite-Your-Heart/dp/1737261529

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences.

Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast 

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Welcome back to Finance Fundamentals. This is the interview series, "The Business of Business."

Today's guest is Kara Godlin, the Founder and CEO of Hint, Inc., best known for its award-winning Hint water, the leading unsweetened flavored water. She has received numerous accolades, including being named EY Entrepreneur of the Year 2017 Northern California and one of InStyle’s 2019 Badass 50.  Previously, Kara was VP of Shopping Partnerships at America Online. She hosts the podcast The Kara Goldin Show.  

Her first book, Undaunted: Overcoming Doubts and Doubters, was released October 2020 and is now a WSJ and Amazon Best Seller.  Kara lives in the Bay Area with her family. 

Follow Hint & Kara on the Web: 

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences.

Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast 

Sign up for Coinbase using my link: coinbase.com/join/dubay_t

Credit cards are an important tool (when used properly) to build credit. Learn more about the history of credit cards, the details of the industry, and how to appropriately use credit cards. 

Prequalification with Nerd Wallet: https://www.nerdwallet.com/prequalify/credit-cards

The Points Guy, Best Credit Cards: https://thepointsguy.com/credit-cards/best/

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast

The show is written and edited by me, produced and edited by Daniel Ryoo. We work hard to ensure these episodes sound great for you. New episodes launch every week. There is a lot to learn, but we work hard to discuss complex financial topics in an easily understood manner. Finance doesn't need to be pretentious, and you don't need to be an expert. Every little bit you can learn helps you save money and better understand where your money is going.

Take 20 minutes out of your week to listen to these podcasts, and you won't regret it! Please consider leaving a review on Apple Podcasts. It helps others find the show and see your thoughts.

Join Robinhood using my link (you'll help to support the show and get free stocks): https://join.robinhood.com/dustind195

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#loans #debt #studentloans #homebuying #mortgages #finance #fundamentals #financefund #money #investing #budgeting #personalfinance #crypto #bitcoin #stocks #funding #wealth #retirement #401k #RothIRA #IRA #growth #financialhealth #compounding #interest #insurance

Welcome back to Finance Fundamentals.  This is the interview series, "The Business of Business."

Today's guest is Lisa Landry.

Lisa Ann Landry is an attorney admitted to practice in MA and RI serving clients all around the world. Her practice, Landry Law, PLLC (landrylawpractice.com), focuses on trusts & estates, tax, and business law and making these complex areas approachable in a comfortable and educated manner for people. Separately, Lisa Ann provides tax planning and preparation for individuals, businesses, and fiduciaries at Hastings & Landry CPA PC.

Follow Lisa and Landry Law:

In all three of Landry Law’s practice areas, even though everyone will interact with them in some way during their lives, most people feel uncomfortable, intimidated, and overwhelmed, without adequate information to make decisions.  That is why Lisa Ann has structured Landry Law in a way to be more approachable, including free educational work to help people become more comfortable. At the core of the practice are the following:

Many people do not realize that they need to start estate planning early, and a large number of young professionals who should start their plans, which will evolve with them, have nothing in place yet. Oftentimes, this gap is felt when the young professional falls ill, becomes incapacitated (most common), or even dies unexpectedly.

Landry Law’s trusts and estates practice includes estate planning, probate administration, and trust administration. Lisa Ann’s experience allows her to work in a variety of simple and complex areas for individualized planning with the client’s goals guiding the plan design. Complex areas in which Lisa Ann has experience and interest include nontraditional families and households, single, minors (children), childfree, divorce, international, charitable, high net worth, and special needs planning. Often, people do not know how to assess the level of complication of their own needs in the unfamiliar areas of law, and Lisa Ann is able to distill the information to what is important to the client.

Landry Law’s business law practice includes business formation, business planning, and both emergency and long-term business succession planning.

The tax law practice underlies the other two as well as providing separate guidance and tax planning to clients as appropriate.

Prior to starting Landry Law, Lisa Ann worked at two mid-sized firms in the Greater Boston Area. Prior to becoming an attorney, Lisa Ann worked in a variety of legal environments.

Lisa Ann is a graduate of Boston University School of Law (J.D., cum laude, 2015) and Bentley University (B.S. in Management with High Distinction and in LSM: Ethics and Social Responsibility with Minor in Law, magna cum laude, 2012). During law school, Lisa Ann worked and joined organizations to continue learning about these practice areas and studied in an international law program at Bucerius Law School in Hamburg, Germany.

We appreciate the support. I love feedback, comments, and questions will be incorporate those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow. Follow at: linktr.ee/FinanceFundamentalsPodcast

Welcome back to Finance Fundamentals. This is the interview series, "The Business of Business." 

Today's guest is David Markley, Director of Business Solutions at Algorand — David leads Algorand’s Business Solutions team who are focused on partnerships, solution architecture, investments, portfolio management, and building new blockchain based financial products. A Hardware Founder turned Software Product Manager, David has held a number of leadership positions managing strategic initiatives and partnerships in a diverse set of industries including oil & gas, renewable energy, cybersecurity and now blockchain. David’s breadth of experience enables him to successfully help companies evaluate the potential business opportunities that blockchain technologies can unlock while building realistic plans to do so. Prior to leading Business Solutions at Algorand, David was a Product leader at Carbon Black (IPO 2017, VMWare Acquisition 2019). 

Learn more about Algorand and keep up with David below: 

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. 

Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast 

Sign up for Coinbase using my link: coinbase.com/join/dubay_t

Welcome back to Finance Fundamentals. This is the interview series, "The Business of Business."

Today's guest is Will Watson, a cryptocurrency enthusiast who has been a crypto investor and trader since 2017. He has worked in AI software sales for 6 years. Will graduated from UConn in 2015 with a degree in International Business & Professional Sales. He calls Maine home, but is a Bostonian at heart who says his love language is acts of service. 

Keep up with Will at the Following Places:

LinkedIn: https://www.linkedin.com/in/william-watson-iv-98563a76/

Instagram: https://www.instagram.com/william.watson_crypto/

TikTok: https://www.tiktok.com/@cryptobruddah?lang=en

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast

Welcome back to Finance Fundamentals.  Every Thursday I release an interview. This is "The Business of Business."

Today's guests are Alex Smereczniak and Dan Daquisto.

Alex Smereczniak is the co-founder and CEO of Charlotte-based startups, 2ULaundry & LaundroLab, which Alex launched with co-founder, Dan D'Aquisto in January of 2016. Alex earned a BS in Finance from Wake Forest University and successfully ran and sold another laundry business prior to moving to Charlotte and joining EY as a financial services consultant.

Dan Daquisto is the co-founder and Chief Growth Officer of Charlotte-based startups, 2ULaundry & LaundroLab, which Dan launched with co-founder, Alex Smereczniak in January of 2016. Dan attended the University of Minnesota-Duluth before starting his career in Sales & Marketing at startups in Minneapolis.

If you'd like to learn more about 2U Laundry and LaundroLab, please check out:

Laundrolab Website: https://www.laundrolabfranchise.com/

2U Laundry Website: https://www.2ulaundry.com/

Alex LinkedIn: https://www.linkedin.com/in/alex-smereczniak-40310329/

Dan LinkedIn: https://www.linkedin.com/in/daquisto/

LaundroLab Facebook: https://www.facebook.com/laundrolab

2U Laundry Facebook: https://www.facebook.com/2ulaundry

LaundroLab Instagram: https://www.instagram.com/laundrolab/

2U Laundry Instagram: https://www.instagram.com/2ulaundry/

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast

Sign up for Coinbase using my link: coinbase.com/join/dubay_t

Welcome back to Finance Fundamentals.  Every Thursday I release an interview. This is "The Business of Business." 

Today's guest is Franchon Francees, who is the founder of Healing Your Almond, a Licensed Clinical Mental Health Counselor and a Certified Trauma Practitioner and Trainer. She founded Healing Your Almond, a Wilmington, NC-based consulting group, in 2019, utilizing her expertise in both trauma and emotional intelligence to help companies address employee stress and team efficiency.  

Known for her authentic leadership and engaging presentations, Franchon discovered her passion for mental health in 2007. Over the years she has held several positions including Clinical/Residential Coordinator of a 61-bed treatment facility.  In 2016, Franchon moved to Wilmington, NC.  She continued her clinical work in a community-based mental health setting, specializing in treating those impacted by trauma.  Prior to her work in mental health, Franchon was the project manager for a startup in Brooklyn, New York. She graduated from Bentley University in 2005 with a degree in business and earned a Master’s in Clinical Mental Health in 2011 from Ohio University. 

If you'd like to learn more about Healing Your Almond, please check out:  

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast

A dollar today is not the same as a dollar tomorrow. Even without external factors such as inflation, our money is worth more to us upfront, assuming we use it to invest wisely and enjoy watching the interest grow. Time Value of Money is an important financial concept. The concept is drawn from the idea that investors prefer money today rather than some in the future because of the potential of growth over time.

Special shoutout to listener Chapin S. for sending in the idea for this episode. We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast

The show is written and edited by me, produced and edited by Daniel Ryoo. We work hard to ensure these episodes sound great for you. New episodes launch every week. Check back for Episode 17 on Thursday 5/20/21 to listen to my next interview. Check back for Episode 18 next Tuesday 5/25/21 to learn about credit cards. There is a lot to learn, but we work hard to discuss complex financial topics in an easily understood manner. Finance doesn't need to be pretentious, and you don't need to be an expert. Every little bit you can learn helps you save money and better understand where your money is going.

Take 20 minutes out of your week to listen to these podcasts, and you won't regret it! Please consider leaving a review on Apple Podcasts. It helps others find the show and see your thoughts.

See a time value of money calculator from MSN: https://www.msn.com/en-us/money/tools/timevalueofmoney

See show calculations below: 

FV = PV x [ 1 + (i / n) ] (n x t) 

Assume you invest $10,000 for one year at 10% interest. The future value of that money is: 

FV = $10,000 x [1 + (10% / 1)] ^ (1 x 1) = $11,000

Let's rearrange the formula to find the value of that future sum in dollars today. 

$5,000 one year from today, at 7% compounded interest is: 

PV = $5,000 / [1 + (7% / 1)] ^ (1 x 1) = $4,673

Now check out the effects of compounding: 

PV= FV/(1+r) where r is the interest rate.

Join Robinhood using my link (you'll help to support the show and get free stocks): https://join.robinhood.com/dustind195

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#loans #debt #studentloans #homebuying #mortgages #finance #fundamentals #financefund #money #investing #budgeting #personalfinance #crypto #bitcoin #stocks #funding #wealth #retirement #401k #RothIRA #IRA #growth #financialhealth #compounding #interest #insurance

Welcome back to Finance Fundamentals.  Every Thursday I release an interview. This is "The Business of Business."

Today's guest is Alex Howell.  A South Carolina native, Alex relocated to Charlottesville, Virginia after completing both his undergraduate and graduate degrees at Boston College, where he also was a starter on the football team. Alex received his BS in Marketing & Finance prior to receiving his graduate degree in Finance (MSF). He understands how complex financial issues can affect the pursuit of your personal and professional goals. Utilizing his background and team, Alex takes an educational approach to helping you protect your resources, maximize your tax efficiency, and grow your wealth with your goals in mind. Alex’s client base consists of a variety of individuals coast-to-coast that believe in math and can see the vision for long term planning.

If you'd like to contact Alex, please see his contact information below: 

Alexander (Alex) Howell, MSF

http://www.mark-krebs.com/?utm_source=google&utm_medium=mybusiness&utm_campaign=lo3

Mission of Couric Krebs Financial:

Helping people clarify, focus and execute their financial goals. Whether you are just starting out, well on your way to living you dreams or eagerly approaching retirement, financial success does not happen by chance. Rather, it starts by identifying your goals, developing a personalized plan, implementing custom strategies, and reviewing the plan to keep things balanced:

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast