Finance Unfiltered

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The Fed made its September move. Inflation is still hitting the grocery bill. And everyone's asking about the $5,000 "Trump checks." What does any of it mean for your money, and who should you trust to manage it?

Susan sits down with Luke McCarty, CERTIFIED FINANCIAL PLANNER™ professional and founder of McCarty Wealth, whose money advice has been featured in Forbes and Kiplinger. They start with the big picture, then bring it home to your bank account and the advisor managing it.

In this episode:

00:00 Intro

00:42 The Fed's September decision

2:20 Where inflation really stands

3:32 The $5,000 "Trump checks": real or not?

4:45 How much cash should you hold in the bank?

6:21 Are you a fiduciary?

8:15 How often do you meet with clients?

10:13 Can you help with my taxes?

11:42 Wrap-up

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Work with McCarty Wealth

4175 US-1 Ste 101, Rockledge, FL 32955

(321) 221-7870

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Taxes, Roth conversions, and what to actually do with your 401(k) when you retire. These are the decisions that quietly cost people thousands when they get them wrong.

In this episode, Susan sits down with Luke McCarty of McCarty Wealth to break down his newly published Kiplinger article on retiree tax tips, then dig into the Roth IRA debate, concentrated stock positions, and post-retirement 401(k) strategy.

Timestamps:

0:00 – Intro

0:16 – Key takeaways

1:26 – Kiplinger Tip #1

2:03 – Kiplinger Tip #2

2:38 – Kiplinger Tip #3

3:28 – Kiplinger Tip #4

4:17 – Kiplinger Tip #5

5:19 – The Roth IRA Debate

7:00 – Concentrated Stock Positions

8:42 – 401(k) Post-Retirement

📖 Read Luke's full Kiplinger article here: https://www.kiplinger.com/taxes/tax-planning/quick-tax-tips-for-retirees

Have a question you want answered on the next episode? Drop it in the comments below.

Connect with McCarty Wealth: https://www.mccartywealth.com/

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Join Susan and Luke as they break down the real talk on annuities: are they actually worth it, what happens if you're locked into a bad policy, and how the McCarty Wealth team handles fees with full transparency. Plus, planning a legacy when you don't have kids.

⏱️ Timestamps

0:00 – Intro

0:40 – Does a CFP® recommend annuities?

3:23 – Stuck in my current policy — what do I do?

5:36 – McCarty Wealth's fees: transparent pricing

7:06 – Leaving a legacy behind with no children

8:28 – Outro / next episode

📍 4175 US-1 Ste 101, Rockledge, FL 32955

📞 (321) 221-7870

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🔔 Subscribe for new episodes of Finance Unfiltered.

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Susan sits down with Luke McCarty of McCarty Wealth for a no-fluff breakdown of what's actually moving markets right now. Topics covered:

• How the Iran conflict is influencing portfolio moves and where money is flowing
• What a new Fed Chair (including Kevin Warsh) could mean for markets — and why history isn't on investors' side
• Why the "safe" bond strategy hasn't been so safe lately, and what conservative investors are doing instead
• Where interest rates are headed and how to position now