Financial Confidence for High-Achieving Women | Money Mindset and Wealth-Building Tips for WOC Entrepreneurs

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Whew, y'all. It's been a MINUTE.

This is my first solo episode since February, and when I tell you life and business have been LIFE-ING? 😮‍💨

The last time we talked, I thought I knew exactly what this year was going to look like: grow the mastermind, fill the retreat, host more Rich Bi$h Brunches, and continue building my coaching business.

Honey...that is not what happened. 😂

Some things took off faster than I could have imagined. Some things absolutely did not work. I became a financial hypnotherapist, launched one of my favorite offers I've ever created, got clearer than ever about the high-earning women I want to serve, deepened my work, changed the way I sell, dealt with slower revenue months, made difficult team decisions, grieved the loss of my dog Tetris, and shed an entire version of myself and my business along the way.

And somehow, on the other side of all of it, I can genuinely say: I've never had more fun doing this work.

In this episode, I'm taking you behind the scenes of the great, the good, the bad, and the ugly of the last six months—including:

• Why I ultimately pumped the brakes on the mastermind I'd been so excited to launch
• How the Financial Glow-Up Intensive completely reignited my love for coaching
• Becoming a financial hypnotherapist and realizing my work is becoming less about simply changing someone's finances and more about changing the person interacting with the money
• How Goldman Sachs One Million Black Women: Black in Business changed the way I see my company
• Why I'm focusing even more deeply on high-earning women
• The evolution of Sticky Money, Slippery Money, and Wealth That Sticks
• Why a six-figure year doesn't automatically mean perfectly consistent cash flow
• The difference between “this didn't sell” and “this isn't valuable”
• The difficult team experience that ultimately brought me closer to my own voice and marketing
• What happened when I started treating myself the way I would treat one of my clients
• Running a business while grieving Tetris
• Why letting an old identity die can feel like everything is falling apart—even when everything is actually coming together
• What's next for Manifest Money Honey®, Financial Glow-Up, financial hypnotherapy, retreats, Rooted in Riches, and this podcast

The biggest thing I know now that I didn't know in February?

A business can be working even when everything isn't working.

And Sticky Money isn't simply about keeping more of what you earn. It's about becoming someone who can intentionally earn, receive, hold, allocate, spend, and trust herself with money.

If you'd asked me six months ago what this season was going to teach me, I probably would've given you some very CEO answer about scaling.

Turns out, the real lesson was becoming the person capable of holding the business and the life I'm asking for.

Mentioned in this episode

Financial Glow-Up Intensive — Deep 1:1 work for high-earning women ready to change both their financial reality and the way they experience money.

Wealth Embodiment Session — Financial hypnotherapy designed to help you work with the subconscious beliefs and patterns influencing how you earn, receive, spend, hold, and relate to money.

The Rich Bi$h Retreat — Immersive experiences for high-earning women ready to rest, be cared for, have honest conversations about money, and create what's next.

Your reflection

What has the version of you from six months ago had to learn—or let go of—for you to become who you are now?

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In this episode, Taryn Ferrer introduces the Rich to Wealthy Collective, a program designed for high-achieving women who earn good money but struggle with building wealth. She discusses the importance of creating a safe space for financial conversations, the unique approach of the collective that combines financial strategy, mindset work, and community support, and outlines the guided curriculum that helps participants move from financial confusion to confidence. Taryn emphasizes the benefits of joining the collective, including increased confidence in financial decision-making and support from like-minded women.


Tune in to hear:

• Why I created The Rich to Wealthy Collective
• What Sets this program apart from other financial coaching programs
• The curriculum I guide clients through during the collective to get the best results
• The benefits of joining The Rich to Wealthy Collective

Listen in to gain clarity, confidence, and a strategy that actually supports the lifestyle you’re building!Pop in your Airpods and let's go!

Apply for The Rich to Wealthy Collective: https://manifestmoneyhoney.com/the-rich-to-wealthy-collective-1


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👩🏽‍💻Learn more about our financial coaching services or book a call to discuss how we can work together: https://calendly.com/heytmoneyhoney/financial-consultation

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In this episode, Taryn Ferrer discusses the transformative power of masterminds for high-achieving women. She shares her personal experiences and insights on how these communities foster emotional support, practical advice, and a sense of belonging, ultimately leading to greater financial success. Taryn emphasizes the importance of collaboration, shared experiences, and the collective growth that comes from being in the right rooms. She also introduces her upcoming initiative, the Rich to Wealthy Collective, aimed at creating a supportive space for women to discuss their financial goals and challenges.

Tune in to hear:

• Masterminds provide emotional support and practical advice.
• Community is essential for building wealth.
• Ambition is normalized in mastermind spaces.
• You can learn from others' experiences and challenges.
• Wealth is not built in isolation; collaboration is key.
• Masterminds help you navigate business challenges more effectively.
• The environment you are in significantly impacts your growth.
• Realizing you are not alone in your struggles is empowering.

Join the waitlist for The Rich to Wealthy Collective: https://manifestmoneyhoney.com/the-rich-to-wealthy-collective-waitlist

Book Your Wealth Alignment Assessment:  https://calendly.com/heytmoneyhoney/financial-consultation

Listen to more episodes at Financial Confidence for High-Achieving Women

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👩🏽‍💻Learn more about our financial coaching services or how we can collaborate: https://manifestmoneyhoney.com

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When bills are coming due and your bank account doesn’t match what you owe, anxiety can feel overwhelming — fast. But panic doesn’t have to be your default.

In this episode, Taryn “T-Money$” Ferrer walks you through how to calm your nervous system in the moment, face the numbers without spiraling, buy yourself time, and then shift into action to bring more money your way.

This is not just a “get through the month” conversation — it’s about moving from survival to strategy so you can build real stability over time.

Tune in to hear:

• Why financial anxiety is a nervous system response (not a character flaw)
• How to regulate your body before making money decisions
• A simple framework for handling bills when cash is tight
• How to buy yourself time with lenders and service providers
• How to pivot from crisis mode into income mode
• Systems that reduce future panic around bills

Book Your Wealth Alignment Assessment:  https://calendly.com/heytmoneyhoney/financial-consultation

Listen to more episodes at Financial Confidence for High-Achieving Women

Related Episodes:
Episode 8: Six Practical Strategies to Manage Financial Anxiety During Unexpected Situations

📱 Say hi on Instagram and share your favorite episode to your stories. Be sure to tag @heytmoneyhoney

 
👩🏽‍💻Learn more about our financial coaching services or how we can collaborate: https://manifestmoneyhoney.com

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In this episode, Taryn Ferrer discusses the concept of financial wellness, particularly for high-achieving women. She emphasizes that financial wellness is not merely about high income or being debt-free, but rather about feeling safe, confident, and in control of one's finances. Taryn shares her personal journey towards financial wellness, highlighting the importance of mindset and emotional relationships with money. She provides practical steps to build financial wellness, including creating awareness, establishing safety, aligning with goals, and building trust through consistent habits.

Tune in to hear:

• Financial wellness is not just about income or debt-free status.
• Mindset and systems are crucial for financial wellness.
• Financial wellness is about resilience, not perfection.
• Creating awareness through money dates is essential.
• Building a Peace of Mind Fund can enhance financial safety.
• Aligning financial goals with personal values is important.
• Small consistent habits build trust with money.
• Emotional activation around money can be managed and improved.
• Financial wellness is a journey that can be cultivated over time.

Book Your Wealth Alignment Assessment:  https://calendly.com/heytmoneyhoney/financial-consultation

Listen to more episodes at Financial Confidence for High-Achieving Women

Related Episodes:
Episode 5: Are You Having Money Dates with Yourself or Your Partner? Here’s Why You Should

📱 Say hi on Instagram and share your favorite episode to your stories. Be sure to tag @heytmoneyhoney

 
👩🏽‍💻Learn more about our financial coaching services or how we can collaborate: https://manifestmoneyhoney.com

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In this episode, Taryn Ferrer discusses the emotional complexities surrounding the decision to save or pay off debt, emphasizing that the conflict is rooted in feelings of safety and control. She introduces a dual track strategy that allows individuals to build savings while paying down debt, providing practical steps to achieve financial balance without burnout. The episode concludes with actionable steps for listeners to implement in their financial planning.

Tune in to hear:

• The conflict between saving and paying off debt is emotional.
• High achievers often seek perfection, leading to inaction.
• Extreme financial strategies can lead to burnout.
• Having a peace of mind fund can prevent new debt.
• Reassessing financial strategies every 60-90 days is crucial.
• Emotional checkpoints help gauge financial progress.
• Wealth is built through consistent systems, not quick fixes.
• Fear-based decision making can hinder financial progress.
• Creating a split strategy for extra money can balance goals.
• Support from a financial coach can enhance financial planning.

Book Your Wealth Alignment Assessment:  https://calendly.com/heytmoneyhoney/financial-consultation

Break Free From Debt Bootcamp: https://manifestmoneyhoney.com/break-free-from-debt-bootcamp

Listen to more episodes at Financial Confidence for High-Achieving Women

Related Episodes:

Episode 4: Save or Pay off Debt: Which One Should You Do First?

📱 Say hi on Instagram and share your favorite episode to your stories. Be sure to tag @heytmoneyhoney

 
👩🏽‍💻Learn more about our financial coaching services or how we can collaborate: https://manifestmoneyhoney.com

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In this episode, Taryn Ferrer reflects on the highlights of 2025, sharing her journey of financial success, personal growth, and the importance of taking breaks. She discusses the significance of receiving $60,000 in grants, celebrating her company's best year ever, and the impact of courageous decisions on her life and business. Taryn also emphasizes the importance of client success stories and navigating personal challenges, particularly in caregiving, while encouraging listeners to celebrate their achievements and trust their intuition.

takeaways

• $60,000 in grants was a major highlight for 2025.
• The company experienced its best year ever, helping more women.
• Taking a summer sabbatical was a dream come true.
• Courageous decisions led to personal and professional growth.
• Client success stories are a source of joy and motivation.
• Navigating caregiving has been a significant challenge this year.
• Investing in support has made a positive impact on the business.
• Celebrating achievements is essential, regardless of external circumstances.
• Trusting your intuition is key to making the right decisions.
• Sharing personal challenges can foster community and support.

Book Your Wealth Alignment Assessment:  https://calendly.com/heytmoneyhoney/financial-consultation

📱 Say hi on Instagram and share your favorite episode to your stories. Be sure to tag @heytmoneyhoney

 
👩🏽‍💻Learn more about our financial coaching services or how we can collaborate: https://manifestmoneyhoney.com

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Financial abuse is one of the most hidden forms of control — and one of the hardest to talk about. It doesn’t always look like someone taking your paycheck or cutting off your cards. Sometimes it sounds like “Let me handle the money” or “You don’t need to worry about that.”

In this deeply personal episode, Taryn “T-Money$” Ferrer shares her own experience with financial abuse, how to recognize the subtle red flags, and what it really takes to rebuild safety and confidence afterward. You’ll learn how money can be used as power in relationships, what early signs to watch for, and how to begin reclaiming your independence—emotionally and financially.

Tune in to hear:

• What financial abuse actually looks like — beyond the obvious
• The early warning signs of control and manipulation
• Taryn’s personal story of experiencing and overcoming financial abuse
• How to start rebuilding trust, safety, and autonomy with your money
• Resources and next steps for support and healing
  
  
  

If you’re in danger or need help: National Domestic Violence Hotline → thehotline.org or call 1-800-799-SAFE (7233)

Book Your Wealth Alignment Assessment:  https://calendly.com/heytmoneyhoney/financial-consultation

Listen to more episodes at Financial Confidence for High-Achieving Women


📱 Say hi on Instagram and share your favorite episode to your stories. Be sure to tag @heytmoneyhoney

 
👩🏽‍💻Learn more about our financial coaching services or how we can collaborate: https://manifestmoneyhoney.com

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Talking about money doesn’t have to end in tension, guilt, or avoidance. Whether it’s your partner, your best friend, or a bridesmaid in your wedding party, honest money conversations build trust—and protect your peace.

In this episode, Taryn “T-Money$” Ferrer shares practical ways to start transparent financial conversations, even when it feels uncomfortable. You’ll learn how to bring up money differences without judgment, set healthy boundaries with friends, and turn money talks into deeper connection instead of conflict.

Tune in to hear:

• Why money conversations feel uncomfortable for so many people
• How to start the conversation with curiosity instead of criticism
• The power of honesty in friendships — including Taryn’s story about a bridesmaid who modeled transparency perfectly
• How money dates and open communication build teamwork and trust
  
  
  

Book Your Wealth Alignment Assessment:  https://calendly.com/heytmoneyhoney/financial-consultation

Episode 5 Are You Having Money Dates with Yourself or Your Partner? Here’s Why You Should


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enshot of this episode and share it on your stories. Don’t forget to tag me!
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Everyone talks about overspending—but what about the women who do the opposite? The ones who save every dollar, feel guilty buying anything for themselves, and still don’t feel safe with money?

In this episode, Taryn “T-Money$” Ferrer explores what happens when saving turns into hoarding. You’ll learn how fear-based saving keeps you stuck in survival mode, why you may still feel unsafe even with money in the bank, and how to build habits that let you both save and spend in alignment with your values.

Taryn also shares two powerful client stories—Yoshi and Teryn—who went from anxious saving to intentional, guilt-free spending that supported both their goals and their joy.

Tune in to hear:

• The difference between healthy saving and money hoarding
• Why fear of spending is rooted in control, safety, and past experiences
• Real-life transformations from clients who learned to spend without guilt
• Actionable steps to balance saving and spending with confidence
  
  

Book Your Wealth Alignment Assessment:  https://calendly.com/heytmoneyhoney/financial-consultation

Related episodes:
Episode 5 Are You Having Money Dates with Yourself or Your Partner? Here’s Why You Should

Episode 16 From Financial Overwhelm to Money Confidence: Yoshi’s One Year Transformation

Episode 23 Breakthrough Your Money Blocks: When Affirmations Actually Work


📱 Say hi on Instagram and share your favorite episode to your stories. Be sure to tag @heytmoneyhoney

 
👩🏽‍💻Learn more about our financial coaching services or how we can collaborate: https://manifestmoneyhoney.com

If you enjoyed this episode, please take a screenshot of this episode and share it on your stories. Don’t forget to tag me!

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