Financial Confidence for High-Achieving Women | Money Mindset and Wealth-Building Tips for WOC Entrepreneurs

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You’ve probably heard of financial advisors and planners—but what about financial coaches? And how do you know which one you actually need?

In this episode, Taryn “T-Money$” Ferrer breaks down the real differences between a financial coach, a financial planner, and a financial advisor—including when to hire each one and what kind of money milestones or assets make it worth it. You’ll also learn why so many people feel disappointed when they hire a planner or advisor expecting their money habits to magically improve (hint: that’s the coach’s lane).

Tune in to hear:

• What each role actually does—and what they don’t do
• When to hire a financial coach, planner, or advisor (and how much in assets is typically needed)
• Why your first step may not be investing—but healing your habits
• How all three can work together to help you build lasting wealth
  
  

Book Your Wealth Alignment Assessment:  https://calendly.com/heytmoneyhoney/financial-consultation

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👩🏽‍💻Learn more about our financial coaching services or how we can collaborate: https://manifestmoneyhoney.com

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What happens when you’re thriving on the outside—but still carrying stress, guilt, and confusion around money on the inside? That was Morgan’s reality.

In this case study episode, Taryn “T-Money$” Ferrer takes you behind the scenes of Morgan’s transformation: from impulse spending and financial guilt to building systems that allowed her to furnish her new home intentionally, enjoy her passion for fashion without shame, and finally feel balanced with money.

Tune in to hear:

• Why high achievers often feel money guilt even when they’re making good income.
• How to create a step-by-step plan for big expenses like furnishing a new home.
• Ways to reframe passions—like shopping or fashion—as part of your budget, not a source of guilt.
• The systems Morgan used to shift from stress and shame into financial confidence.
  
  

Book Your Wealth Alignment Assessment:  https://calendly.com/heytmoneyhoney/financial-consultation

Related Episode:
Episode 26: From Survival Mode to Wealth Mode: How to Break the Cycle and Build Abundance


📱 Say hi on Instagram and share your favorite episode to your stories. Be sure to tag @heytmoneyhoney

 
👩🏽‍💻Learn more about our financial coaching services or how we can collaborate: https://manifestmoneyhoney.com

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Do you ever feel guilty every time you grab takeout or say yes to brunch? You’re not alone. Many high-achieving women feel like they’re “bad with money” if they eat out regularly—but the truth is, you can enjoy eating out without sabotaging your budget or your wealth goals.

In this episode, Taryn “T-Money$” Ferrer shares the fun game she teaches her clients to remove the guilt around eating out while staying consistent with their financial plan. Whether you want to enjoy family dinners, support local restaurants, or just make room for the nights you don’t feel like cooking, this system helps you stay on track and live your life.

Tune in to hear:

• Why guilt around food spending is so common for high achievers.
• How to play the “eating out game” to plan ahead and feel empowered, not guilty.
• Client stories of families saving $600/month for vacations and supporting local restaurants—all while enjoying guilt-free meals out.
• How intentional choices with food spending build financial confidence and consistency.

Book Your Wealth Alignment Assessment:  https://calendly.com/heytmoneyhoney/financial-consultation


📱 Say hi on Instagram and share your favorite episode to your stories. Be sure to tag @heytmoneyhoney

 
👩🏽‍💻Learn more about our financial coaching services or how we can collaborate: https://manifestmoneyhoney.com

If you enjoyed this episode, please take a screenshot of this episode and share it on your stories. Don’t forget to tag me!

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Do you find yourself saying “yes” with money when you really want to say “no”? Whether it’s lending to friends, covering the tab, or donating when your savings are low—lack of financial boundaries can quietly drain your wealth and peace of mind. In this episode, Taryn “T-Money$” Ferrer shares how to set financial boundaries without guilt, so you can protect your goals and still give from a place of strength.

Tune in to hear:

• Why financial boundaries are essential for building wealth and protecting your peace.
• The hidden costs of being “the generous one” without limits—and how it can sabotage your goals.
• Real stories of creating boundaries, including a client who saved $5,000 in 3 months while still helping friends.
• Taryn’s personal journey from over-giving to building a peace-of-mind fund and giving more intentionally..

Book Your Wealth Alignment Assessment:  https://calendly.com/heytmoneyhoney/financial-consultation

Episode 26: From Survival Mode to Wealth Mode: How to Break the Cycle and Build Abundance

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👩🏽‍💻Learn more about our financial coaching services or how we can collaborate: https://manifestmoneyhoney.com

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Have you ever felt like no matter how much money you make, you’re still one wrong move away from it all collapsing? That’s survival mode—and it’s exhausting. In this episode, Taryn T-Money$ Ferrer unpacks how survival mode shows up in your finances, why it’s not just about money systems, and how to shift into wealth mode where your money feels safe, supportive, and abundant.

Tune in to hear:

• The real signs of financial survival mode (and how they sneak up even on high earners).
• Why fear—not spreadsheets—is often the hidden block keeping you stuck.
• How Taryn moved from fear-based decisions after a $100,000 loss into a bold, aligned wealth mindset.
• Client stories of breaking subconscious money patterns and steadily building wealth with confidence.

Book Your Wealth Alignment Assessment:  https://calendly.com/heytmoneyhoney/financial-consultation

Related Episodes:
Episode 5: Are You Having Money Dates with Yourself or Your Partner? Here’s Why You Should

 
Episode 11: How to Break Free from the Feast-or-Famine Money Cycle

📱 Say hi on Instagram and share your favorite episode to your stories. Be sure to tag @heytmoneyhoney

 
👩🏽‍💻Learn more about our financial coaching services or how we can collaborate: https://manifestmoneyhoney.com

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What does it take to turn a dream into reality—and build a thriving business that serves your community? In this episode of Financial Confidence for High Achieving Women, I chat with Ashley Reed, owner of Body Art Noire in Inglewood, California. Ashley shares her inspiring journey from navigating layoffs and personal financial challenges to opening a yoga studio designed to make wellness accessible for everyone.

Whether you’re dreaming of starting your own business, looking for financial inspiration, or just want to hear a real story of patience, perseverance, and community, this episode is packed with practical takeaways and heartfelt wisdom.

We dive into:

• How Ashley’s experience with being laid off from her job led her to discover yoga and her passion for wellness.
  
  
  
• The personal finance lessons that made her entrepreneurial journey possible, including paying off debt and crowdfunding her dream.
  
  
  
• The power of community and social capital—how asking for help and saying yes to support turned her vision into a reality.
  
  
  
• The ups and downs of opening a brick-and-mortar business, from renovations to working with vendors (and sweating through it all!).
  
  
  
• Balancing a 9-to-5 job while building a business and why stability can actually accelerate your dreams.
  
  
  
• Ashley and Taryn’s exciting Mindful Money & Movement series, combining financial wellness with chakra-focused yoga flows.
  
  
  

Resources for this episode 

• Mindful Money and Movement Series @ Body Art Noire:

- Sept 14, 2pm: Money Systems to Build Wealth (Solar Plexus Vinyasa)  

- Nov 9, 2pm: Holiday Shopping Plan (Heart Chakra Vinyasa)  

Get your tickets here: https://www.bodyartnoire.com/class-schedule

• Book: Brass Knuckle Finance by Jarim Person 
• Crowdfunding Platform: iFundWomen

Memorable Quotes

- “You can get out of [debt] and go back into it. Sometimes you just need to go through things a couple of times to be like, that’s enough.” — Ashley Reed

- “When women have money and when women are confident with their ability to manage...we automatically do a greater good.” — Taryn

- “It is a journey. I started this back in 2010, and here I am at 2025, still using a lot of the same basic financial principles” — Ashley Reed

Connect with Ashley Reed & Body Art Noire

Instagram/TikTok/Facebook: @bodyartnoire  

Website: https://bodyartnoire.com

Visit Body Art Noire in Inglewood, CA for yoga, meditation, and wellness experiences.

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Ever wonder why you can’t stick to a budget—no matter how many times you try?
 The truth is: your spreadsheets and strategies matter, but without addressing your money mindset, you’re setting yourself up for cycles of starting and stopping.

In this episode, I’m breaking down why traditional financial advice fails most people, sharing my own story of how mindset shifts transformed my financial life, and giving you one action step you can take this week to start rewiring your money beliefs for lasting success.

Tune in to hear:

• Why focusing only on numbers leads to financial burnout and backsliding
• The limiting beliefs that silently sabotage high-achieving women with money
• How my personal mindset work unlocked financial confidence and wealth-building results
• The “mindset-action loop” that creates sustainable change
• A simple practice to start bridging money mindset with concrete action

Listen in to gain clarity, confidence, and a strategy that actually supports the lifestyle you're building! Pop in your Airpods and let's go!

Organize Your Money Honey Coaching Session: https://www.manifestmoneyhoney.com/organize-your-money-honey

Episode 6: Speak It Into Wealth: Transforming Your Money Language

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👩🏽‍💻Learn more about our financial coaching services or how we can collaborate: https://manifestmoneyhoney.com

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Ever wonder what happens when you finally bet big on yourself – and it actually pays off?

In this special bonus episode, I'm pulling back the curtain on three pivotal moments this summer that completely shifted my trajectory. I'm sharing the real story behind landing a $50,000 grant (including the mindset work that made it possible), giving you an unfiltered recap of the Rich Bi$h Retreat that had participants making life-changing commitments before they even left, and getting honest about why taking an entire month off was the smartest business move I've made yet. 

Key takeaways from this episode:

• The grant aftermath: How I found out I won and the opportunities that have followed
• Retreat revelations: What actually creates transformation in a room full of ambitious women and why investing in experiences pays dividends beyond the event
• The power of the pause: Why stepping away from your business doesn't mean stepping back from your goals – and how rest became my secret weapon
• Betting on yourself: The internal shifts that have to happen before external wins show up, and why playing small serves no one

Be the first to find out about the next Rich Bi$h Retreat https://www.manifestmoneyhoney.com/the-rich-bi-h-retreat-waitlist

Organize Your Money Honey Coaching Session: https://www.manifestmoneyhoney.com/organize-your-money-honey

Recent Articles about Manifest Money Honey

Local News Pasadena: https://localnewspasadena.com/d31g
Pasadena Weekly: https://www.pasadenaweekly.com/feature_stories/sweet-earnings-business-owner-is-awarded-50k-through-famous-amos-initiative/article_49aada80-124b-415e-9da1-974ef28c82bc.html

Pasadena Now: https://pasadenanow.com/main/pasadena-entrepreneur-wins-50000-grant-from-famous-amos-program


📱 Say hi on Instagram and share your favorite episode to your stories. Be sure to tag @heytmoneyhoney

 
👩🏽‍💻Learn more about our financial coaching services or how we can collaborate https://manifestmoneyhoney.com

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😍 Loving the show? Hit subscribe/follow so you don’t miss out on more financial tips.  

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Think affirmations are just "woo-woo" nonsense that don't work for analytical minds? I used to think the same thing until I discovered the secret that changes everything. Today we're diving into when and how to use affirmations so they actually breakthrough your money blocks instead of making you roll your eyes. In this episode, I'm sharing the neuroscience behind why most people get affirmations completely wrong, the exact moment your brain is primed for transformation, and my evidence-based framework that even the biggest skeptics can't argue with. You'll learn why doing affirmations when you feel good is actually counterproductive and how to turn your moments of financial inadequacy into your biggest breakthroughs. Let's get into it.

Tune in to hear:

• The timing truth: Why most people get affirmations completely wrong
• How to identify your specific financial inadequacy triggers
• The Resistance Response Method for maximum impact
• My Evidence-Based Affirmation Framework that skeptical minds actually believe
• Why 93% of women feel financial stress and how affirmations can help
• The neuroscience behind when your brain is most open to change

Listen in to gain clarity, confidence, and a strategy that actually supports the lifestyle you're building! Pop in your Airpods and let's go!

Organize Your Money Honey Coaching Session: https://www.manifestmoneyhoney.com/organize-your-money-honey

Rich Bi$h Retreat Sponsored Spots: Email my team [email protected] or DM me on Instagram @heytmoneyhoney to claim the spot.



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👩🏽‍💻Learn more about our financial coaching services or book a call to discuss how we can work together: https://calendar.app.google/QZEWoqzKpFx69kDR7

If you enjoyed this episode, please take a screenshot of this episode and share it on your stories. Don’t forget to tag me!

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Think you need to live on ramen noodles to save $2,000 in 60 days? Think again! Today we're breaking down exactly how high-achieving women can save serious money fast without sacrificing the lifestyle that supports their success. In this episode, I'm sharing the strategic methods I used to build my own emergency fund and the exact system my clients use to save aggressively while still investing in themselves and their careers. You'll learn how to identify your invisible money drains, accelerate your income using skills you already have, and create an automated savings system that makes hitting $2,000 inevitable. Let's get into it.

Tune in to hear:

• The Strategic Expense Audit Method for high-earners
• How to boost your income by $1,000+ in 60 days using existing skills
• The psychology behind lifestyle inflation and how to reverse it strategically
• My foolproof automated savings system that works for busy professionals

Listen in to gain clarity, confidence, and a strategy that actually supports the lifestyle you're building! Pop in your Airpods and let's go!

Organize Your Money Honey Coaching Session: https://www.manifestmoneyhoney.com/organize-your-money-honeyHow to 

Save $2,000 in 2 Months Guide: https://www.manifestmoneyhoney.com/how-to-save-2-000-in-2-months

Episode 18: Mastering Your Payday: Financial Strategies for High-Achieving Women


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👩🏽‍💻Learn more about our financial coaching services or book a call to discuss how we can work together: https://calendar.app.google/QZEWoqzKpFx69kDR7

If you enjoyed this episode, please take a screenshot of this episode and share it on your stories. Don’t forget to tag me!
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