BABIES DOWN, BOTTLES UP

Financial goals = changing behaviors. W/ Anthony Melena


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Money is one of those topics that can feel heavy fast, especially when you’re trying to rebuild, stretch a fixed income, or figure things out after time spent at home raising kids. In this episode, we sit down with Anthony for a grounded conversation about money that speaks to real situations, not perfect ones. He shares his own experience moving through debt and finding financial stability, along with the mindset shifts that helped him stop feeling stuck.

We talk about budgeting in a way that makes sense for people living on a fixed income and for moms who are re-entering the workforce or trying to regain financial footing after staying home. Anthony explains how to be more intentional with spending, how to approach money conversations with a partner, and how everyday choices can quietly shape your financial future. He also walks through tools like IRAs and Roth accounts in plain language, so you can understand what they are and why they matter without feeling overwhelmed.

This episode is for anyone who wants to feel less anxious about money and more aware of how to work with what they have. It’s honest, realistic, and focused on building confidence one step at a time, no matter where you’re starting from.

Reach Anthony: [email protected]

Anthony’s suggestions:

Opening a Capital One account (no minimum banking fees), which can help you build a simple system to track spending and start budgeting: https://www.capitalone.com/bank/money-management/banking-basics/opening-a-bank-account-online/

Dave Ramsey’s book The Total Money Makeover (available on BARD and Bookshare): https://store.ramseysolutions.com/money/books/the-total-money-makeover-by-dave-ramsey/

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BABIES DOWN, BOTTLES UPBy Babies Down, Bottles Up

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