Financial Literacy

Financial Literacy

By Cindy CouyoumjianBusinessEducationInvesting
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Financial Literacy episodes

  • Ep 021: 401(k)'s Are Common Yet We Often Make This Expensive Mistake With Them, And These Are The Top Questions People Have Financial Advisors Right Now

    Check the background of this investment professional on FINRA's BrokerCheck. Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a registered broker-dealer and investment adviser. Member FINRA/SIPC. Cinergy Financial and IFG are unaffiliated entities. Content provided for information & education only. It is not meant to be a recommendation to buy or to sell securities nor an offer to buy or sell securities. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment strategies will be profitable. Licensed to sell securities in the following states: AZ, CA, DC, FL, GA, ID, IN, IA, LA, MD, MI, MO, NV, NH, NJ, NM, NY. NC, OH, OR, PA, TN, TX, UT, & WA. Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.

    18 min
  • Ep 020: "Behavioral" Risk Is Real, Are You Protected From It?

    Check the background of this investment professional on FINRA's BrokerCheck. Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a registered broker-dealer and investment adviser. Member FINRA/SIPC. Cinergy Financial and IFG are unaffiliated entities. Content provided for information & education only. It is not meant to be a recommendation to buy or to sell securities nor an offer to buy or sell securities. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment strategies will be profitable. Licensed to sell securities in the following states: AZ, CA, DC, FL, GA, ID, IN, IA, LA, MD, MI, MO, NV, NH, NJ, NM, NY. NC, OH, OR, PA, TN, TX, UT, & WA. Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.

    10 min
  • Ep 019: If Your Company Is Offering A Pension Buyout Offer, What Should Do?

    Check the background of this investment professional on FINRA's BrokerCheck. Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a registered broker-dealer and investment adviser. Member FINRA/SIPC. Cinergy Financial and IFG are unaffiliated entities. Content provided for information & education only. It is not meant to be a recommendation to buy or to sell securities nor an offer to buy or sell securities. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment strategies will be profitable. Licensed to sell securities in the following states: AZ, CA, DC, FL, GA, ID, IN, IA, LA, MD, MI, MO, NV, NH, NJ, NM, NY. NC, OH, OR, PA, TN, TX, UT, & WA. Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.

    12 min
  • Ep 018: The "3-Legged Stool" Is Losing Its Balance, What Can You Do To Re-Balance YOUR Retirement Income Legs

    Check the background of this investment professional on FINRA's BrokerCheck. Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a registered broker-dealer and investment adviser. Member FINRA/SIPC. Cinergy Financial and IFG are unaffiliated entities. Content provided for information & education only. It is not meant to be a recommendation to buy or to sell securities nor an offer to buy or sell securities. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment strategies will be profitable. Licensed to sell securities in the following states: AZ, CA, DC, FL, GA, ID, IN, IA, LA, MD, MI, MO, NV, NH, NJ, NM, NY. NC, OH, OR, PA, TN, TX, UT, & WA. Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.

    13 min
  • Ep 017: What You Need To Know Before You Enroll For Medicare

    Check the background of this investment professional on FINRA's BrokerCheck. Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a registered broker-dealer and investment adviser. Member FINRA/SIPC. Cinergy Financial and IFG are unaffiliated entities. Content provided for information & education only. It is not meant to be a recommendation to buy or to sell securities nor an offer to buy or sell securities. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment strategies will be profitable. Licensed to sell securities in the following states: AZ, CA, DC, FL, GA, ID, IN, IA, LA, MD, MI, MO, NV, NH, NJ, NM, NY. NC, OH, OR, PA, TN, TX, UT, & WA. Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.

    13 min
  • Ep 016: Why You Need To Know Your Net Worth, And Is It EVER A Good Idea To Buy Individual Stocks?

    Check the background of this investment professional on FINRA's BrokerCheck. Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a registered broker-dealer and investment adviser. Member FINRA/SIPC. Cinergy Financial and IFG are unaffiliated entities. Content provided for information & education only. It is not meant to be a recommendation to buy or to sell securities nor an offer to buy or sell securities. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment strategies will be profitable. Licensed to sell securities in the following states: AZ, CA, DC, FL, GA, ID, IN, IA, LA, MD, MI, MO, NV, NH, NJ, NM, NY. NC, OH, OR, PA, TN, TX, UT, & WA. Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.

    12 min
  • Ep 015: They Call It The "Annuity Puzzle" For A Reason

    Check the background of this investment professional on FINRA's BrokerCheck. Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a registered broker-dealer and investment adviser. Member FINRA/SIPC. Cinergy Financial and IFG are unaffiliated entities. Content provided for information & education only. It is not meant to be a recommendation to buy or to sell securities nor an offer to buy or sell securities. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment strategies will be profitable. Licensed to sell securities in the following states: AZ, CA, DC, FL, GA, ID, IN, IA, LA, MD, MI, MO, NV, NH, NJ, NM, NY. NC, OH, OR, PA, TN, TX, UT, & WA. Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.

    21 min
  • Ep 014: CFP's… RMD's… What Do These Common Financial Acronyms REALLY Mean?

    Check the background of this investment professional on FINRA's BrokerCheck. Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a registered broker-dealer and investment adviser. Member FINRA/SIPC. Cinergy Financial and IFG are unaffiliated entities. Content provided for information & education only. It is not meant to be a recommendation to buy or to sell securities nor an offer to buy or sell securities. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment strategies will be profitable. Licensed to sell securities in the following states: AZ, CA, DC, FL, GA, ID, IN, IA, LA, MD, MI, MO, NV, NH, NJ, NM, NY. NC, OH, OR, PA, TN, TX, UT, & WA. Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.

    12 min
  • Ep 013: 6 Financial Tips For Your COVID-19 Portfolio Recovery

    Check the background of this investment professional on FINRA's BrokerCheck. Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a registered broker-dealer and investment adviser. Member FINRA/SIPC. Cinergy Financial and IFG are unaffiliated entities. Content provided for information & education only. It is not meant to be a recommendation to buy or to sell securities nor an offer to buy or sell securities. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment strategies will be profitable. Licensed to sell securities in the following states: AZ, CA, DC, FL, GA, ID, IN, IA, LA, MD, MI, MO, NV, NH, NJ, NM, NY. NC, OH, OR, PA, TN, TX, UT, & WA. Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.

    18 min
  • Ep 012: Small Inflation Rates Can Add Up To A Lot Of Money In 30 Years Of Retirement, How Can You Minimize It?

    Check the background of this investment professional on FINRA's BrokerCheck. Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a registered broker-dealer and investment adviser. Member FINRA/SIPC. Cinergy Financial and IFG are unaffiliated entities. Content provided for information & education only. It is not meant to be a recommendation to buy or to sell securities nor an offer to buy or sell securities. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment strategies will be profitable. Licensed to sell securities in the following states: AZ, CA, DC, FL, GA, ID, IN, IA, LA, MD, MI, MO, NV, NH, NJ, NM, NY. NC, OH, OR, PA, TN, TX, UT, & WA. Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.

    9 min

About Financial Literacy

From the publisher's feed

While researching for her book, Cindy Couyoumjian, a Certified Financial Planner with over 3 decades in the financial industry, came to an alarming realization about our society… most Americans have become financially illiterate. Now, her mission is to awaken individual investors and empower you with facts and knowledge to help you make better financial decisions.