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Financial Literacy episodes
- Ep 011: What Part Of Your ROTH 401(K) Is Taxable, And Why Are Some Companies Being SUED Over Employees 401(k) Plans?
Check the background of this investment professional on FINRA's BrokerCheck. Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a registered broker-dealer and investment adviser. Member FINRA/SIPC. Cinergy Financial and IFG are unaffiliated entities. Content provided for information & education only. It is not meant to be a recommendation to buy or to sell securities nor an offer to buy or sell securities. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment strategies will be profitable. Licensed to sell securities in the following states: AZ, CA, DC, FL, GA, ID, IN, IA, LA, MD, MI, MO, NV, NH, NJ, NM, NY. NC, OH, OR, PA, TN, TX, UT, & WA. Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.
11 min - Ep 010: How Much Money Are You Paying For YOUR OWN Money? (Hint: Check The Fine Print)
Check the background of this investment professional on FINRA's BrokerCheck. Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a registered broker-dealer and investment adviser. Member FINRA/SIPC. Cinergy Financial and IFG are unaffiliated entities. Content provided for information & education only. It is not meant to be a recommendation to buy or to sell securities nor an offer to buy or sell securities. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment strategies will be profitable. Licensed to sell securities in the following states: AZ, CA, DC, FL, GA, ID, IN, IA, LA, MD, MI, MO, NV, NH, NJ, NM, NY. NC, OH, OR, PA, TN, TX, UT, & WA. Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.
10 min - Ep 009: If You Have Life Insurance With Your Employer, You May Still Want Independent Coverage
Check the background of this investment professional on FINRA's BrokerCheck. Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a registered broker-dealer and investment adviser. Member FINRA/SIPC. Cinergy Financial and IFG are unaffiliated entities. Content provided for information & education only. It is not meant to be a recommendation to buy or to sell securities nor an offer to buy or sell securities. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment strategies will be profitable. Licensed to sell securities in the following states: AZ, CA, DC, FL, GA, ID, IN, IA, LA, MD, MI, MO, NV, NH, NJ, NM, NY. NC, OH, OR, PA, TN, TX, UT, & WA. Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.
8 min - Ep 008: Saving To A Traditional 401(k) May Mean You're "Crazy"…? And A Real Life Example To Encourage You To Pan Your Estate
Check the background of this investment professional on FINRA's BrokerCheck. Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a registered broker-dealer and investment adviser. Member FINRA/SIPC. Cinergy Financial and IFG are unaffiliated entities. Content provided for information & education only. It is not meant to be a recommendation to buy or to sell securities nor an offer to buy or sell securities. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment strategies will be profitable. Licensed to sell securities in the following states: AZ, CA, DC, FL, GA, ID, IN, IA, LA, MD, MI, MO, NV, NH, NJ, NM, NY. NC, OH, OR, PA, TN, TX, UT, & WA. Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.
8 min - Ep 007: America's Top 3 Retirement Concerns
Check the background of this investment professional on FINRA's BrokerCheck. Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a registered broker-dealer and investment adviser. Member FINRA/SIPC. Cinergy Financial and IFG are unaffiliated entities. Content provided for information & education only. It is not meant to be a recommendation to buy or to sell securities nor an offer to buy or sell securities. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment strategies will be profitable. Licensed to sell securities in the following states: AZ, CA, DC, FL, GA, ID, IN, IA, LA, MD, MI, MO, NV, NH, NJ, NM, NY. NC, OH, OR, PA, TN, TX, UT, & WA. Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.
8 min - Ep 006: You Can Now Have Alternative Investments In Your 401k, But What Are They?
Check the background of this investment professional on FINRA's BrokerCheck. Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a registered broker-dealer and investment adviser. Member FINRA/SIPC. Cinergy Financial and IFG are unaffiliated entities. Content provided for information & education only. It is not meant to be a recommendation to buy or to sell securities nor an offer to buy or sell securities. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment strategies will be profitable. Licensed to sell securities in the following states: AZ, CA, DC, FL, GA, ID, IN, IA, LA, MD, MI, MO, NV, NH, NJ, NM, NY. NC, OH, OR, PA, TN, TX, UT, & WA. Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.
8 min - Ep 005: The Balancing Game Of Your Nest Egg Risk, And Is Your Pension A "Ticking Time Bomb?"
Check the background of this investment professional on FINRA's BrokerCheck. Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a registered broker-dealer and investment adviser. Member FINRA/SIPC. Cinergy Financial and IFG are unaffiliated entities. Content provided for information & education only. It is not meant to be a recommendation to buy or to sell securities nor an offer to buy or sell securities. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment strategies will be profitable. Licensed to sell securities in the following states: AZ, CA, DC, FL, GA, ID, IN, IA, LA, MD, MI, MO, NV, NH, NJ, NM, NY. NC, OH, OR, PA, TN, TX, UT, & WA. Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.
10 min - Ep 004: 4 Big Risks We Face When Planning For Retirement
Check the background of this investment professional on FINRA's BrokerCheck. Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a registered broker-dealer and investment adviser. Member FINRA/SIPC. Cinergy Financial and IFG are unaffiliated entities. Content provided for information & education only. It is not meant to be a recommendation to buy or to sell securities nor an offer to buy or sell securities. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment strategies will be profitable. Licensed to sell securities in the following states: AZ, CA, DC, FL, GA, ID, IN, IA, LA, MD, MI, MO, NV, NH, NJ, NM, NY. NC, OH, OR, PA, TN, TX, UT, & WA. Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.
12 min - Ep 003: Are We In A Recession? Plus, What Could Extra Stimulus Spending Do To Your Retirement Plan?
Check the background of this investment professional on FINRA's BrokerCheck. Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a registered broker-dealer and investment adviser. Member FINRA/SIPC. Cinergy Financial and IFG are unaffiliated entities. Content provided for information & education only. It is not meant to be a recommendation to buy or to sell securities nor an offer to buy or sell securities. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment strategies will be profitable. Licensed to sell securities in the following states: AZ, CA, DC, FL, GA, ID, IN, IA, LA, MD, MI, MO, NV, NH, NJ, NM, NY. NC, OH, OR, PA, TN, TX, UT, & WA. Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.
20 min - Ep 001: The Huge Stimulus Package Will Be Repaid With YOUR Future Taxes, What Can You Do To Prepare
Check the background of this investment professional on FINRA's BrokerCheck. Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a registered broker-dealer and investment adviser. Member FINRA/SIPC. Cinergy Financial and IFG are unaffiliated entities. Content provided for information & education only. It is not meant to be a recommendation to buy or to sell securities nor an offer to buy or sell securities. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment strategies will be profitable. Licensed to sell securities in the following states: AZ, CA, DC, FL, GA, ID, IN, IA, LA, MD, MI, MO, NV, NH, NJ, NM, NY. NC, OH, OR, PA, TN, TX, UT, & WA. Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.
11 min
About Financial Literacy
From the publisher's feed
While researching for her book, Cindy Couyoumjian, a Certified Financial Planner with over 3 decades in the financial industry, came to an alarming realization about our society… most Americans have become financially illiterate. Now, her mission is to awaken individual investors and empower you with facts and knowledge to help you make better financial decisions.
Check the background of this investment professional on FINRA's BrokerCheck.
Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a registered broker-dealer and investment adviser. Member FINRA/SIPC. Cinergy Financial and IFG are unaffiliated entities.
Content provided for information & education only. It is not meant to be a recommendation to buy or to sell securities nor an offer to buy or sell securities. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that our investment strategies will be profitable.
Licensed to sell securities in the following states: AZ, CA, CO, DC, FL, GA, ID, IL, IN, IA, LA, ME, MD, MI, MO, NV, NH, NJ, NM, NY. NC, OH, OR, PA, SC, TN, TX, UT, VA, & WA.
Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third party website you are leaving our site and assume total responsibility for your use or activity on the third party sites.