Financial Margin

Financial Margin

By Jared HumphriesBusinessEducationInvestingCourses
Download on the App Store

Financial Margin episodes

  • 5 Steps To Avoid Student Loans? (Part 1)
    The student loan crisis is massive, over $1.5 trillion massive. Even though there is currently talk around debt forgiveness, there are many concerns around how this debt will impact society going-forward. In the meantime there is a student loan suspension effective until the latter part of 2021. This prevents the discouraging figures (temporarily) around defaults. Having a plan to intentionally prevent taking on student loans is key as to prevent joining the 45 million people with student loan debt.
    11 min
  • Is a College Degree Worth It? (Part 2)
    The question of whether a college degree is still worth it has been a hot button topic in recent years. Looking into the data the answer is clearer than you would think. Breaking this down into four components including unemployment rates, income levels, turning income into wealth, and intangibles like discipline in life present a compelling storyline. With this information, ensuring that you seek a degree with market demand, high income potential, from a low-cost accredited school is key to make sure that the degree is worth the time, energy, and resources.
    13 min
  • Is a College Degree Worth It? (Part 1)
    The question of whether a college degree is still worth it has been a hot button topic in recent years. Looking into the data the answer is clearer than you would think. Breaking this down into four components including unemployment rates, income levels, turning income into wealth, and intangibles like discipline in life present a compelling storyline. With this information, ensuring that you seek a degree with market demand, high income potential, from a low-cost accredited school is key to make sure that the degree is worth the time, energy, and resources.
    12 min
  • Do You Have Financial Grit?
    Our culture tells us to get out of any situation that’s difficult, rather than figuring a way to push through. This causes so many to give up before figuring out a solution to the challenge they are faced with. The story is no different with personal finances, as the picture is bleak for so many. The lack of contentment has caused us to try and keep up with others, not realizing that this can leave your finances in disarray with little hope of being able to clean up the mess. However, there is a solution and that solution starts with you choosing to push through rather than giving up.
    11 min
  • The Great Wealth Transfer is Upon Us!
    According to projections from Cerulli Associates; “Between now and 2045, multigenerational wealth transfer in the U.S. will total $84.4 trillion, with $72.6 trillion in assets going to heirs and $11.9 trillion donated to charities,...”. Now I have seen the asset transfer number estimated for the last few years and it seems to only balloon further as time goes by. Now this is much to do with what we’ve experienced in economic growth through assets surging in value, but it’s important to keep in mind that even at the current estimate–this is a significant topic of discussion that not many are actually discussing.
    14 min
  • The Best Get Rich Quick Advice (Part 2)
    We have all seen guru’s who have caught our attention through selling some kind of get rich quick scheme. Luring us in as a means of escaping what more than ¾ of American’s are trying to escape, their day jobs. What these guru’s don’t tell us is that success typically happens and is maintained over time. However, many don’t realize that financial literacy and wealth building is a muscle that has to be built over time as well. The underlying key is to live a life of purpose, which will ensure you are living with the right why.
    8 min
  • The Best Get Rich Quick Advice (Part 1)
    We have all seen guru’s who have caught our attention through selling some kind of get rich quick scheme. Luring us in as a means of escaping what more than ¾ of American’s are trying to escape, their day jobs. What these guru’s don’t tell us is that success typically happens and is maintained over time. However, many don’t realize that financial literacy and wealth building is a muscle that has to be built over time as well. The underlying key is to live a life of purpose, which will ensure you are living with the right why.
    10 min
  • How Much Money Should You Save (Part 2)
    It can be difficult to know how much you should save on a monthly basis and what target you are actually aiming at. There are a lot of differing viewpoints when it comes to how much savings you should have in place, so reviewing the savings rate as well as benchmarks to hit are key. This is reviewed based on four steps in order to build up your savings until you have at least six months of living expenses with the goal of protecting your lifestyle in the event of income loss.
    8 min
  • How Much Money Should You Save (Part 1)
    It can be difficult to know how much you should save on a monthly basis and what target you are actually aiming at. There are a lot of differing viewpoints when it comes to how much savings you should have in place, so reviewing the savings rate as well as benchmarks to hit are key. This is reviewed based on four steps in order to build up your savings until you have at least six months of living expenses with the goal of protecting your lifestyle in the event of income loss.
    Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.
    10 min
  • Want To Become An Overnight Success??
    It may seem easy to identify someone who has become an overnight success however, do they actually exist? Someone who may have been working for years to become acknowledged for their trade can so easily be treated as though they fell into it. But oftentimes you will find that the so-called overnight success has a long background of hard work, diligence, and perseverance to achieve this. There is something called the 10,000 hour rule that typically refers to a level of mastery to which those who have mastered their trade have typically surpassed.
    10 min

About Financial Margin

From the publisher's feed

Millennial Margin was formed to provide people with a unique approach to personal finance through the strategic building of Margin. Margin is the space outside the chaos and in a society that continues to push an agenda of a fast-paced, high stress, low satisfaction environment, Margin is ever-so-missing. So what's the solution? The solution is to focus on what adds the most value to you specifically, not wanting what others have just for the sake of wanting what others have. Instead finding contentment in simplifying life through a process I call audit, automate, augment. This allows you to see what you specifically want, where you are and where you want to be, backing that out into actionable steps. Those steps are then automated and scaled. Personal finance is well personal, so Margin focuses on building momentum through monthly themes broken down into weekly series and further into daily episodes focusing on you. Allowing for a positive compound effect to set in allowing you to truly gain control of your personal finances therefore, building intentional Margin into life. I am thankful to be a part of your journey and hope that you find this resource transformational. Now let's build some Margin!!