Young Americans are facing a housing crisis - understanding the 3-fold tragedy that brought us to this point.https://www.derekthompson.org/p/how-the-housing-market-for-youngGen Z trades stocks like they gamble. And it's not going to end well. https://sherwood.news/markets/gen-z-trades-stocks-the-same-way-it-gambles/The largest ever study of 4-day workweeks just concluded and 90% of companies are sticking with it!https://www.scientificamerican.com/article/biggest-trial-of-four-day-workweek-finds-workers-are-happier-and-feel-just/Expert tips on how to stretch your travel budget to get the best dealshttps://bakadesuyo.com/2025/07/save-money-on-travel/How is it that people make 6 or 7 figures and still don't fee financially free? Why lifestyle inflation is sneaky, and how to combat it. https://www.justinwelsh.me/newsletter/lifestyle-inflation-kills-freedom

One wrong turn can cost a marathon runner the race. And one wrong financial decision can cost you years of hard work. I've learned the sometimes the most valuable thing a financial planner can do is help you avoid the BIG mistake at a crucial decision point.

Congress just passed a massive 870-page bill with sweeping changes to taxes, healthcare, and more.

But what does it mean for your wallet? In this episode, I break down the key takeaways on how this new bill may affect YOU.

- Common Myth-Conceptions: things you grew up believing that aren't so- Millions of Millionaires: the US added more than a thousand new millionaires every day in 2024- Retirement Savings (Good News/Bad News) - Vanguard reports shows that retirement savings AND 401k hardship withdrawals at all time highs- Pentagon Pizza Orders Theory: increased pizza orders near the Pentagon can predict international conflicts or times of crisis. - 6 Questions to Make An Advisor Squirm: get to the truth of what an advisor can and can't do for you- 10th President John Tyler's Grandson Died This Year: RIP to one of my favorite history factoids

Are you making smart money moves? In this episode, we’re busting 17 of the most common money myths that could be holding you back.

"It's all about the Benjamins!"

Cash gives you something that investments can't: immediate freedom. But how much is too much - or too little?

Here's an "ask me anything" episode I did last year at this time.

How often should I reevaluate my investment strategy? (1:30)

How much can I safely withdraw from my retirement account? (6:48)

Can churches give a tax-free gift to their pastor at retirement? (15:50)

Law of diminishing returns in your personal finances (21:56)

When is it ok to withdraw from my IRA? (32:34)

Thoughts on IULs (indexed universal life insurance) (38:18)

Links:

https://www.clergyfinancial.com/is-a-pastors-retirement-gift-taxable/

https://pastorswallet.com/are-gifts-to-retired-ministers-taxable/

https://www.honestmath.com/iul

When do you know that you have "enough" money? Our culture equates success with accumulation, but what if real peace comes not from having it all but from knowing when you have enough?

- How spending time with the people you love is one of the wisest ways to invest your money- Sports betting is significantly affecting Americans' ability to save- Who is really footing the tax bill in America? Time to separate rhetoric from reality.- Slate Auto hopes to capture EV market share by taking the anti-Tesla approach- Americans believe real estate and gold are the best long-term investments. Are they right?- New startup lets investors borrow money to invest in their 401k

Republicans inch closer to finalizing Trump's "Big Beautiful Bill". But will it get us any closer to paying down the National Debt? Will it even narrow the gap between our revenue and spending? Here's what you should know about the newest spending bill and our national budget.