Financial Residency

A first time physician home buyer? You're in luck!

Dr. Tammy and her husband, Doug Crouse, an experienced mortgage loan originator, discuss the ins and outs of buying a home while rates continue too rapidly increase. They'll discuss what's needed for purchasing a home and share a few tips to help you on your journey

Physicians and their patients know that vitals are measurements of the body's most important basic functions. Checking and tracking vitals indicate how your health is now and maybe in the future. Vitals are a progress check to prevent potential problems.

In this episode of the Finance for Physicians Podcast, Daniel Wrenne talks about checking your financial vitals. He discusses how medical vitals are similar to financial ones because they tell you how you're doing and what goals to set to improve your health and well-being.

Dr. Kathryn Sarnoski is an OBGYN and the Director of Physician Education for Contract Diagnostics. Reviewing your physician contract is one of the most important tasks of your medical career. What do you do when it's all on the line for you with one?

Dr. Tammy and Dr. Sarnoski discuss what you should know when it comes time to sign!

It's been a while since you've heard Ryan's voice on the show. While he's no longer running the podcast, he introduces its new host… or should we say, "hosts"… in this new reboot.

Please come get acquainted with Dr. Tammy Crouse, Doug Crouse, and Daniel Wrenne as they all gear up to share some of the most interesting (and pressing) topics related to a physician's financial future.

And, then stay tuned every week to for new content! Excited for you to be here!

Eric Gantwerker, MD, MS, MMSc (MedEd), FACS is a pediatric otolaryngologist at Cohen Children's Hospital at Northwell Health/Hofstra, associate professor of otolaryngology at Zucker School of Medicine at Hofstra/Northwell, and vice president, medical director at Level Ex. Level Ex is a medical video game company that utilizes game technology and psychology to create interactive educational experiences for healthcare professionals. As the medical director, he oversees all the medical and educational functions of the company including strategy, design and development, and efficacy studies. We talk about video games, which is his favorite role-playing game and first-person shooter. OK, not really. We talk about the origin of Level-Ex, how he became a part of it, and the advantages of practicing challenging colonoscopies on your phone. Dr. Gantwerker holds a Master of Medical Science (MMSc) in medical education with a focus on educational technology, educational research, cognitive science of learning, and curriculum development from Harvard Medical School and a Master of Science in physiology and biophysics from Georgetown University. His clinical focus includes complex aerodigestive disorders, airway reconstruction, children with tracheostomies, persistent obstructive sleep apnea, and quality improvement.

Moshe Safran is the CEO of RSIP Vision U.S. He leads RSIP's business development for the United States, which represents the company's largest market. Moshe works with the company's partners to power their products and services by developing AI and computer vision modules. He also oversees customer communication and project management, while providing expert guidance in algorithm development, planning and execution of new projects. We discuss the role of artificial intelligence in healthcare, like which specialties are being the most affected, where he sees it taking us in the next decade, how they collect the data for machine learning, and how, as always, if something goes wrong, the liability falls solely on our shoulders. He is an experienced R&D leader in computer vision algorithms, from hands-on research and implementation to project management and business development. Moshe received his BS in physics and a graduate degree in computational neuroscience from the Hebrew University of Jerusalem.

Dr. John Mulder currently serves as the Executive Director for Trillium Institute, Chief Medical Consultant for Hospice and Palliative Care for Holland Home, and the Executive Director of Palliative Services for University of Michigan Health-West in Grand Rapids, MI. We talk about how he got started in palliative care, well before it was a recognized subspecialty, how the specialty has changed, and he helps to clear up some confusion about who should be referred to palliative care. We also discussed how more palliative care referrals can improve outcomes and decrease the cost of care and what systemic changes can help. Dr. Mulder has an appointment as Assistant Professor in the Department of Family Medicine at Michigan State University College of Human Medicine where he serves as the Director of the Division of Palliative Medicine, and he is currently the Director of the Mercy Health Grand Rapids Hospice and Palliative Medicine Fellowship Program.

We all have patients who frustrate us and we consider "difficult" because they don't follow the rule book for good patient behavior. You will never change their behavior but the good news is that you can actually change the way you think about difficult patients. Dr. Joan Naidorf is a board-certified emergency physician and has practiced for nearly thirty years in the busy emergency departments of Inova Alexandria Hospital and Fort Belvoir Community Hospital in Virginia. She recently published a book entitled Changing How we Think About Difficult Patients: a Guide for Physicians and Healthcare Professionals, so this is what we are discussing. We discuss ways to reframe interactions or change perspectives on patients that cause our blood pressure to elevate before we even walk in the room. Maybe it is a certain diagnosis or complaint that does this to us, or a frequent flier that never seems to get better. Dr. Naidorf gives us some techniques for grounding our thoughts and helping us empathize again. As an author and speaker, she has been sharing important ideas with students, residents and practicing physicians through various online and direct engagements. Dr. Naidorf trained at the Philadelphia College of Osteopathic Medicine and Einstein Medical Center in Philadelphia. She was recently appointed to the editorial advisory board of The DO magazine.

Melanie Heniff, MD, JD, is Chicago native and obtained her MD from Rush Medical College in Chicago before completing a combined residency program in Emergency Medicine and Pediatrics at Indiana University School of Medicine in Indianapolis. She is triple boarded in Emergency Medicine, General Pediatrics, and Pediatric Emergency Medicine. She recently obtained her JD from Indiana University Robert H. McKinney School of Law and is currently an Associate Professor of Clinical Emergency Medicine at Indiana University School of Medicine and partner in Boone County Emergency Medicine.

Today's discussion is all about informed consent: how it is defined, documented and dispensed. What actually requires a signed form, what information that signed form should contain and how much information may be too much information? We then get into a conversation about capacity, competence and how to determine capacity.

I've been considering investing in real estate, but I'm not really motivated enough or interested enough to move forward. My wife and I put some money in a fund of funds, but with all of the fees, there's not much money being made. Actually, I don't think there's any yet. My wife and I were recently at a vacation destination driving distance from our home and got to thinking… could we get a vacation home here? I got to thinking… could we make money from a vacation home here? I started reading books (listening to books) and listening to podcasts and so I decided to have the queen of short-term rentals on the show to answer our questions. Isn't it more fun to look at vacation homes than apartment buildings? Avery Carl was named one of Wall Street Journal's Top 100 and Newsweek's Top 500 agents in 2020. She and her team at The Short-Term Shop focus exclusively on Vacation Rental and Short-Term Rental Clients, having closed well over 1 billion dollars in real estate sales. Avery has sold over $300 million in Short Term/Vacation Rentals since 2017. An investor herself, with a portfolio of over 100 Doors, Avery specializes in connecting investors with short term rentals with the highest ROI potential, and then training them to manage their short-term rental from their smart phone from anywhere in the world. Talk about a four-hour work week. She is author of the book Short Term Rental Long Term Wealth and host of the Short-Term Show podcast.